Understanding Family Office - Kotak Wealth Management. Over the years, Family Office Services have adapted to cater to the needs of wealthy families in search of expert financial planning advice.
Here are some commonly asked questions to help you understand the Family Office better: What is a Family Office? Family Office is a private wealth management advisory service offered to ultra-high net worth investors to centralize focus and control over family finances, legal, tax and administration issues. It is an outsourced solution to manage the financial and investment affairs of affluent individuals or families.
It works to provide the best solution for building, preserving and transferring family wealth. How did the concept of Family Office evolve? The early Family Offices can be traced to Europe, while the first North American Family Office was created in the early 19th century by wealthy merchants along the eastern coast of the United States. Why use a Family Office? What are the benefits of a Family Office? Understand Family Context. Range of Services For ultra high net-worth individuals - Kotak Wealth Management. The scope of the Family Office is significantly broader than a pure investment advisory.
In addition, it facilitates the provision of other value added services to provide a complete solution. This ensures that you, as a Family Office client have a single point contact for taking care of wealth, family and administrative needs. Diverse range of services for Ultra High Net-worth Individuals (UHNI) families: Family Office Services in india - Kotak Wealth Management. Created to meet the needs of Ultra High Net-worth Investors, Family Offices function as private wealth management advisory outfits.
A Family Office is a comprehensive solution to manage your family’s financial and wealth affairs. Family Office proposition goes much beyond managing wealth. It provides solution for building, preserving and transferring family wealth and legacy. Key highlights of the Family Office are: Your ‘Personal CFO’ with 360 º visibility Work with all your existing bankers and service providers from ‘your side of the table’ Open architecture philosophy with access to best in class solutions across the market with no bias Organizational accountability & continuity Independent advice aligned to your interests with benefits of larger institution when required Complete fee transparency Institutional ownership of relationship with sufficient checks and balances.
Family Wealth Offices in India - Kotak Wealth Management. Estate Planning Services in India - Kotak Wealth Management. When planning your Estate for preservation, management and succession various roles need to be taken on to carry out the necessary activities.
Trust Versus Will Trust provides for management of the Estate during person’s lifetime and also provides for distribution and management of wealth post demise. Will is a legal declaration of a person’s intention with respect to his property which he desires to be carried into effect only after his death. Estate Planning Services Following is the range of Estate Planning Services offered:
The asset advisory service functions as a malleable structure, offering you the flexibility to take care of short term opportunities.
Through a comprehensive investment process with a strategic plan in place, it makes room for tactical allocations to make the most of short term opportunities. Need for Tactical Allocation The concept of tactical allocation is to counteract the rigidity of a long term strategic asset allocation strategy. The necessity for tactical allocation arises to enable: Short-term, tactical deviations from the mix to capitalize on unusual or exceptional investment opportunities Market timing consideration in portfolio decisions, allowing you to participate in favourable economic conditions.
Leverage Tactical Returns The investment philosophy for tactical asset allocation is based in the belief that over time, changes in your psychology as an investor and dynamism in market forces can lead to possible temporary changes in investment recommendations. Asset Advisory Services - Kotak Wealth Management. The creation of an investment portfolio best suited to your needs arises from deep research and understanding of the various products available.
You may have a fair idea of which asset classes and product types interest you, but you will need to further choose from various schemes under each product type and then execute them. Given the volume of choices available in the market, many investors appoint an investment firm to handle these activities. Research Capability. Investment Schemes Recommendation - Kotak Wealth Management. Structured Investment Products - Kotak Wealth Management. When formulating your investment strategy it is important to determine your risk profile and attitude towards risk, the volatility of asset classes and the risk return profile of the products at hand.
For maximum benefits from the asset allocation process, you need: Access to a wide range of product offerings Support of an in-depth research team Superior means of executing transactions As an investor, you can engage the services of an investment firm offering transaction services, which encompass wide product range access, research and execution services. Depending on the firm and your level of expertise, you can choose to work in two modes: Outsource: to a firm capable of translating the complex asset allocation Delegate: as the asset allocator yourself while the firm executes decisions The wide range of products offered by investment firms can be broadly divided in traditional and specialized products Traditional Products.
Portfolio Management Services in India - Kotak Wealth Management. Your investment plans must be based on various insights.
The main source for these insights will be from your risk profile and the understanding of which asset classes meet your return expectations. At this point, it is important to understand that different products play different roles in portfolio construction. If returns are one side of the story, risks are the other. Balancing these is the key to a customized investor portfolio. The risks assumed in investments are dependent on your preferences and the returns calculated on your expectations.
Your profile as an investor helps in the selection of combination of the asset classes required to invest keeping in mind your risk capacity and return potential. Asset Allocation Model - Kotak Wealth Management. Asset Behavior - Portfolio Risk Portfolio risk arises from the variability in performance across various asset classes.
Asset classes are by definition those securities which can be grouped by shared characteristics, law, regulation and their behavior in the market over time. Assets are classified by their risk and return behavior in any given market environment. Asset Allocation Practice Asset classes perform differently due to the inherent nature of the asset type. Wealth Management Plan & Risks - Kotak Wealth Management. When a wealth plan is made, the first step is to assess your capacity for undertaking financial risk.
The capacity for risk depends on your responsibilities, objectives, personality and many other variables. To gain this understanding, the first step is: The risk profile is an individual’s ability to assume financial risk as part of his/her investment portfolio. The reward in assuming higher risks lies in the possibility of generating higher returns. However, your ability and willingness to take financial risks depends directly on you and your environment. Risk and Your Environment Deciding how much risk is good and how much is bad depends primarily on your impending responsibilities and feasibility of lifestyle. Demographics such as age and life stage Socio economic profile attributes such as habits and lifestyle Though two individuals may have similar risk profiles, they may still differ in their attitudes to risk taking activities. For example, consider Mr. Wealth Management Process in India - Kotak Wealth Management.
Before exploring investment strategies and planning, it is important to first gain an understanding of yourself and your needs. Basis this, your investment goals can be structured and the appropriate services can be employed to gather growth opportunities for your wealth. Understanding Investment Needs The following aspects will help you understand your investment needs better: Private Wealth Management Services - Kotak Wealth Management. The Kotak Mahindra Group (‘Kotak’) has one of the oldest and the most respected Wealth Management teams in India. Kotak offers the widest range of wealth management solutions to High Net-Worth Individuals for over fifteen years, emerging as the largest Wealth Manager by a wide margin. The Kotak client base ranges from entrepreneurs to business families, and also includes employed professionals. Kotak provides financial advice and manages wealth for 44% of India’s top 100 families with Wealth Management offices spread across 10 cities in India.
The Kotak Mahindra Group The entire spectrum of financial needs of individuals and corporates is addressed at the Kotak Mahindra Group. Awards and Recognition The Kotak Mahindra Group has offered a diverse set of financial services to its customers over the past 29 years earning recognition from peers and experts in the industry. Private Banking & Wealth Management - Kotak Wealth Management. Alternate Opportunities Funds in India - Kotak Realty Fund. Real Estate Funds India - Kotak Realty Fund.
At Kotak Realty Fund, we believe in responsible investing. We recognise our commitment to not only our investors, but the larger society that we operate in. Investing responsibly The real estate sector provides significant employment opportunities. Through our realty fund investments, we help create employment opportunities at the local level and leave a positive long-term impact on society. Commitment to Environment, Social and Governance (ESG) Practices To foster sustainable growth and development, it is critical that every responsible corporate citizen adheres to Environment, Social and Governance (ESG) practices. At Kotak Realty Fund, we consider ESG measures to be as important as the financial aspects of the deal. Real Estate Investment Approach - Kotak Realty Fund.
As the India experts in real estate fund management, Kotak Realty Fund is uniquely positioned to identify sector trends and capitalise on the opportunity - much ahead of the curve. This enhances our ability to deliver superior performance to our clients. Our goal is to opportunistically invest in high-quality realty assets across India’s fastest-growing cities. Our investment objective is to generate long-term capital appreciation for our investors.
Realty Fund Investment Process - Kotak Realty Fund. Deal Sourcing We primarily source transactions through the team’s direct relationships and extensive network. We also leverage Kotak Mahindra Group's broad operating platform. The Group’s national presence, industry relationships and affiliations augments and extends our sourcing and underwriting capabilities. Due Diligence and Investment Selection We have a disciplined and rigorous due diligence process by which we evaluate deals. We conduct appropriate assessment and due diligence on all aspects of potential transactions, including: Promoter credibility and track record Detailed financial, legal and market feasibility of the investment opportunity Investment life cycle risk, including land acquisition, zoning and approvals, construction, financing, marketing/ selling and exit.
Investment Structuring After we have selected the investment, we explore structuring options for the transaction to derive maximum value for our investors. Investment in Real Estate Funds India - Kotak Realty Funds Group. Realty Funds in India, Realty Fund Invetsments - Kotak Realty Fund. Pioneers of the real estate credit strategy Invested via secured debt (Non-Convertible Debentures) in self-liquidating residential projects. This investment strategy helped many quality Indian developers tide over uncertain times, while realizing high returns for our investors. Ability to identify opportunities early in the cycle In 2009, post the Global Financial Crisis, we recognised the capital dislocation in the industry had led to an acute shortage of funds for residential projects. In this capital scarce environment, we funded reputed developers through a credit strategy that reaped rich dividends and led to the creation of a whole new investment opportunity for the Indian real estate market.
Real Estate Fund Management Team - Kotak Realty Fund. S. Sriniwasan (Srini) is the co-founder of the Alternate Assets Management business of the Kotak Mahindra Group. He established one of India’s first real estate funds in 2005 and has played a decisive role in the growth of the business since its launch. Investing in Real Estate Funds - Kotak Realty Fund. Real Estate Private Equity funds in India - Kotak Realty Fund. Private Equity Investment Structure & Size - Kotak Private Equity. Kotak Private Equity Growth Fund - Investment Value Creation - Kotak Private Equity.
At Kotak Private Equity, we believe in partnering with companies, not operating them. We partner to accelerate growth through need based strategic value-addition in a variety of ways. In addition to capital, we bring our expertise, experience and commitment to create a shared vision and value. We follow a four point Value Creation Metric: Business Strategy Enhancement Working with the company board and management team, we debate and discuss to arrive at a long-term strategy that captures the competitive advantage of the firm. A sound business strategy is the first step in creating sustainable market domination and long-term leadership for the company. We believe that we can never substitute an entrepreneur's energy, passion and drive. Private Equity Advisory Investment Team in India - Kotak Private Equity.
Private Equity Investment Portfolio - Kotak Private Equity. Private Equity Investment Funds - Kotak Private Equity. Global investors are betting big on India's long-term growth story. India is today one of the most attractive emerging markets across Asia with a billion plus captive consumers. Private Equity Investors in India, Investment Process - Kotak Private Equity. At Kotak Private Equity, we follow an investment process that has been developed through years of investment experience. The investment process captures the sensitivities and challenges of growing businesses in an Indian business environment as well our past experiences in dealing with Indian entrepreneurs.
We typically follow a four step Investment process that helps us treat capital with an ownership mindset. Private Equity Investment Strategy - Kotak Private Equity. Discovering Future Leaders As pioneers of the Indian private equity industry, our team is adept at identifying outstanding entrepreneurs and management teams of emerging businesses. PE Firms in India - Kotak Private Equity.
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