Helmet Covers that Make a Statement. Charity Rating Guide and Watchdog Report. Charity Rating Guide The Charity Rating Guide & Watchdog Report informs donors about how approximately 600 national charities spend your money and keeps donors up to date on current issues related to charitable giving.
More informed giving brings the satisfaction of increasing the dollars nonprofits spend on bona-fide charitable programs and services. Donations of $50 or more entitle you to CharityWatch membership, which includes the printed and online version of the Charity Rating Guide & Watchdog Report. To become a member, please click on the "Donate" button above or send a check, made payable to CharityWatch, to: 403(b) Employee salary deferrals into a 403(b) plan are made before income tax is paid and allowed to grow tax-deferred until the money is taxed as income when withdrawn from the plan.
From a plan administration standpoint, 403(b) plans do not have many of the same technical difficulties that 401(k)s do, such as discrimination testing, especially if the plan is not an ERISA plan. If the plan is an ERISA plan (the employer makes contributions to employee accounts) there are additional restrictions and administrative issues applicable to those employer contributions, but not if a plan of a government employer which is not subject to discrimination testing. On December 9, 2008, the IRS gave 403(b) plan sponsors a one-year reprieve for adopting a written plan document. Independent Talent Group Ltd. Retirement planning for those in the academic, medical, cultural & research fields. Free Tax Preparation Software, File Taxes Online, Free E-filing.
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