Food Storage Calculator – Family Preparedness. How Much Do You Need to Store?
This handy calculator will help you figure out what works for your family. 52 weeks is a year’s supply, but you may calculate for any other number of weeks. Enter the number of weeks’ storage you want, as well as the number of adults and children in your family. (Children 12 and over count as adults because they tend to eat full portions.) Click “Calculate”. The recommended quantities will appear in the bottom pane. Always rotate your stored food into your normal diet, using up the oldest products first.
How to Keep your Business Cards Out of the Trash. When you’re given a business card at a craft fair, what do you do with it?
I appreciate a well-designed business card and know how much thought, time and money small businesses put into them so I would feel guilty if I just tossed them out. I actually have a really cute box in my office that holds all the cards I’ve been given by handmade businesses over the years. I am not the norm. Over 80% of people toss the business cards they’ve been handed. Guidelines for Teaching Kids About Money. Are Your Money Habits As a Couple Holding You Back?
Will Your Child be Rich or Poor? 14 Habits Every Child Needs to Succeed in Life - Rich Habits Institute. This is so true.
I could tell my own story, but I won’t. A-someone will simply say I’m laying blame or am lazy or any other blame they wish to lay on me to make themselves feel validated or better. B-because each person is different. Following a blanket of “tools” is foolish and unpredictable. For example, even though I know others have done this, I simply can’t help myself. 1- 72% of the wealthy know their credit score vs. 5% of the poor-This is mainly because the poor does not have a credit score to begin with. 2- 6% of the wealthy play the lottery vs. 77% of the poor-yes, that one dollar a week is wasteful as someone so eloquently pointed out, but we have to have some fun, right?
3- 80% of the wealthy are focused on at least one goal vs. 12% of the poor-While it is good advice to have goals, and they can be beneficial and even allow you to succeed, there comes a times when you give up. How to Save Money: 94 Creative Ways to Save Money Today. Let's face it: Stressing out over money can be seriously stressful. But taking control of spending and saving even just a pocket-full of George Washington's can help alleviate some of the worry.
10 Ways to Save On Electricity. I've been thinking a lot about more ways to save since starting the "31 Days of Nothing" Challenge.
One that I thought I'd already conquered was the Electric Bill. Last December & January, our bill was over $500/month (eek! $1,000 out the window). After that happened, we started taking the normal measures to cut back on our usage. We turned down the thermostat to 65 degrees during the day and 67 degrees at night. During the summer, I kept the thermostat at 80 during the day and 74 at night. The other day, I pulled out my electric bill and I took a good look at it. How to Pay Down Debt Infographic - Debt Avalanche vs. Debt Snowball. If you are wondering how to pay down debt, you will be happy to know that you have choices when it comes to credit relief.
You may have heard of the debt avalanche and the debt snowball methods before, but are not sure how they work and which is the best option for you. Both focus on paying as much as you can toward one of your debts, and making the minimum payments to the others. Although they are both effective methods for debt reduction, they take two different approaches. Use this how to pay down debt infographic to compare and contrast the two repayment strategies and decide which is the best possible debt reduction method for your unique financial situation.
Money Saving Tricks: 30 Days to a Better Life - Sarah Titus. Pinterest. How to Ask for a Discount on Monthly Bills: A Step-by-Step Guide. What’s the easiest way to lower your monthly bills?
The answer is simple: Ask for it. I know it seems too good to be true. But over the years, I’ve developed a process of regularly contacting my vendors and utility providers to take advantage of savings and discounts I’d otherwise be missing. With one phone call this spring, I saved $414 on my family’s cell phone plan. I also learned how to get 20% off every time I dine at my favorite restaurant. Cutting my monthly bills simply by asking the question is almost like finding free money!
Follow these steps to try it yourself. 1. 7 Frugal Books You Need To Read - 4 Hats and Frugal. What is the Difference Between Minimalist and Frugal Living? Here’s what happens when you take out a loan on your 401(k) Most of today’s workers won’t have pensions to fall back on in older age.
Given that we’re on our own in funding our retirement, why are so many of us sabotaging our future security by borrowing from our 401k plans? Just over one in four, or 26%, of 401k participants has a loan outstanding, according to a recent report from Aon Hewitt, a benefits consulting and administration firm. While that study didn’t capture the reasons why, a separate one conducted last year by TIAA-CREF found paying off debt to be the primary reason why people took out a loan, followed by paying for an emergency expenditure. While 401k borrowers are borrowing from themselves, this isn’t a harmless transfer of money from one pocket to another, experts say. “The best spin you could put on it is it’s the lesser of several evils,” said Greg McBride, chief financial analyst for Bankrate.com.
After all, most Americans aren’t sitting on 401k balances that they can afford to skim. Weighing the options Looking beyond loans. Death Book- the Ultimate Symbol of your Love- Budget101.com.