Invest. The Future is Now: Thinking About Thinking About Saving Money Categories: Invest You may not be in a place to put away a ton of money, but it’s never too early to start thinking about where you’ll start.
Read More Allocating the 401k account of a 20-something Without training we’re expected to guess what will happen in the economy for the next 40 years until we retire. Read More 10 Things to Understand About the Stock Market Before Buying Your First Shares Growing up we hear a lot about the importance of investing in the stock market, but unless you were a finance major or took some electives, no one ever teaches us anything about it. Read More What Every Guy Should Know About Saving Money, But Probably Doesn’t Categories: Invest, Learn, Spend We’ve heard all our lives that we need to save.
Read More An Introduction to Microfinance Read More 10 Better Things to Do With Your Tax Refund Don’t just blow your tax refund on some Blu-rays or let it sit idle in your checking account again. Read More. Financial talk for the rest of us » The Simple Dollar. Freelancer.com - Hire Freelancers & Find Freelance Jobs Online. Work at Home Jobs: Free Legitimate Work From Home Job Opportunities. Financing a Small Business: Loans vs. Equity Investment. One of the hardest decisions facing small business owners is how to obtain financing for their business.
Most business owners really have two options: take out a loan or sell a piece of their business for start-up cash. Choosing between Loans and Equity While there are no hard and fast rules, if you are in the formation stage of setting up your business, it makes sense to strongly consider selling an equity stake in your business in order to secure financing to get it off the ground. Equity sales are advantageous because they don't require any repayment, and most businesses don't turn a profit for a significant time period, which makes paying back loans extremely difficult. If you are an established business and have ongoing financing needs, then loans may make a lot more sense. Loans Whether you should choose loans or not depends largely on the maturity of your business, cash flow and whether you're simply unwilling to give up any more control in your company.
Equity. Mint - Personal Finance, Budgeting, Money Management, Financial Management, Money Manager, Budget Planner, Free Budget Software, Online Banking. Credit, eh. Canada's Credit Card & Personal Finance Blog. According to a leading market study conducted by Ipsos Reid, eleven percent of Canadians (roughly one in ten) say that they don’t discuss financial problems with their spouse.
In the same study, a significant portion of married Canadians (and Canadians in common-low relationships) indicated that they have relationship issues that directly stem from money problems. Financial considerations influence nearly every aspect of our everyday lives — from where and how we work, to where we take our vacations, what we eat, and even how far we pursue our educations. That’s why it’s important to openly discuss money with not only your spouse, but also your children. Continue Reading » Generation X and Y have financial expectations they aren’t supporting with their actions, according to a recent report by BMO Wealth Institute. The year 2013 offered several alarming reminders of how easy identity theft can be. ‘Tis the season of wedding registries, Best Man speeches and First Dances.
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