InstantLoan
Credit Scoring based Digital loan Market Place.
Quick loan online. What is Personal Loan Part Payment. A personal loan part payment can be availed when an existing loan borrower has a lump sum amount of idle money, which is not equivalent of the principal outstanding loan amount(balance).
The part payment is one of the best ways to bring down your principal outstanding, which in turn reduces EMIs and the total interest you pay to the lender. A borrower can avail a personal loan part payment after 6,9 or 12 months of loan repayments (varies from lender to lender) and also the amount of part payment either be the (multiple of EMI or % of principal outstanding). Not all banks and NBFCs allow personal loan part payments and those which do, levy certain charges on the same. Be a smart borrower and avoid part payment if you have a small lump sum as it creates a negligible effect on your EMIs and also makes you bear the related charges. Yes Bank Personal Loan Interest Rate. YES Bank personal loan online is always there to cater to all your varied needs.
The bank provides a personal loan at the lowest interest rate starting at 10.99% per annum. This unsecured loan can only be availed by salaried individuals for a maximum tenure of up to 5 years. The bank offers the loan amount of up to Rs.25 lakh to fulfill your multiple needs. The YES Bank personal loan interest rate is influenced by many factors such as income, cibil score, repayment capacity, employment type, category of the employer, company tie-ups, salary accounts, etc. Thus, it is always advisable to keep the above points in mind to enjoy YES bank lowest interest rate. Personal Loan Balance Transfer. Top Features and Benefits of Personal Loan Balance Transfer in India A Personal Loan Balance Transfer is a great source of financial help, which comes with a plethora of outstanding advantages such as low-interest rates, reduced EMIs, maximum loan amount and improved credit/cibil score.
Both salaried professionals, as well as self-employed individuals/professionals, can avail this credit facility, after continue repaying their loan till 9 months or 1 year with the existing lender. Do not get attracted by looking at the lure offers, instead become a calculative borrower. Always keep in mind certain factors such as when to avail a balance transfer and how beneficial it is for you in the long run.
ICICI Bank Credit Card. Personal loan for Self Employed. Are you self-employed and wondering whether you can take a personal loan or not?
Well, of course, you can. Yes, there are many banks and NBFCs which offer personal loan to self-employed online in order to fulfill their varied needs. Eligibility Criteria for Instant Personal Loan in Delhi. Getting an instant loan is surely one of the best ways to meet any financial cash crunch.
And, if we talk about the lifestyle in tier I cities like Delhi, the cost is higher in comparison to tier II and tier III. And, to meet such needs, an instant loan comes handy. There are many banks and financial institutions that offer instant personal loan to both salaried as well as self-employed individuals. The lenders check the eligibility of the applicants on many factors such as cibil/credit score, income, monthly expenses, repayment history, etc. Do not forget to keep your documents ready for a hassle-free and approved personal loan journey. How to Link Aadhaar with Bank Account? Linking of aadhaar with a bank account comes with many perks and privileges hence was also made mandatory by the government to link the same.
On linking your bank account with aadhaar comes with a lot of value-added features like-safety, security and authenticity of the account. Moreover, you would be able to reap the maximum benefits of various government schemes also if your account is linked with your 12-digit numeric summary. When it comes to linking your bank account, you can link it either with Bank Branch, Internet Banking, Mobile App, ATM or Phone Banking. You simply need to follow a few easy steps and you are done with the process. How to Link Aadhaar with Bank Account via Bank Branch?
Quick Loan. Instant Personal Loan Online in Delhi. Apply Online Wedding Loan. Apply online for wedding loans and cover all your wedding expenses.
The online process is really simple and quick to apply. A wedding loan is an unsecured loan, thus it can be availed without any collateral. It can be availed for a maximum loan amount of up to Rs.20 lakh for a tenure of up to 5 years. Both salaried and self-employed individuals are eligible to apply for this loan. Many banks and NBFCs offer personal loan for marriage in India, after taking into account many eligibility factors like age, income, credit/cibil score, repayment history, category of the employer, etc. Kotak Bank Credit Card Eligibility. Every credit card of Kotak Mahindra Bank has its own features and benefits hence ensures to give you an easy lifestyle.
The wide range of Kotak credit cards covers all dimensions such as dining, movies, shopping, travel and rewards. Thus, all your lifestyle needs can easily be fulfilled. These cards can be applied online in just a few quick steps hence you can reap the maximum benefits without any hassle. And, for a hassle-free approval, it is important that you should know the credit card eligibility. How to Check TAN Card Application Status? After you apply for a Tax Deduction and Collection Account Number (TAN) either through online mode or offline mode, applicants are intrigued to know the status of their application.
As per the Tax Information Network of the Income Tax Department, applicants can check the status of their TAN application with the help of the following options: Acknowledgement numberTIN call centreSMS Here, we take a look at the detailed process involved in checking the status of the TAN application through the above-mentioned options. Checking TAN Application Status With The Help Of The Acknowledgement Number To check the TAN application status with the help of the 14-digit acknowledgement number an applicant needs to follow the steps mentioned below: SBI Reduces Lending Rates by 15 bps Across Tenors, Comes Out with Special Scheme for Senior Citizens
Must Read: SBI cuts lending rates by 15 bps across all tenors.SBI’s 1 year MCLR comes down to 7.25% p.a from 7.40% p.a. with effect from May 10, 2020.The lender has introduced a new product ‘SBI Wecare Deposit’ for Senior Citizens in the Retail Term Deposit segment.Under this new product, senior citizens will get an additional 30 bps premium on term deposits with 5 years and above tenor, effective upto September 30, 2020.
The bank has also cut interest rates on retail term deposit by 20 bps for upto 3-year tenor, effective from May 12. State Bank of India (SBI) has announced a reduction in its MCLR or marginal cost of funds-based lending rate by 15 basis points across all tenors. The one-year MCLR will come down to 7.25% per annum from 7.40% per annum with effect from May 10, 2020. This is the twelfth consecutive reduction in the bank’s MCLR. MCLR rates are based on the bank’s own cost of funds. For senior citizens, SBI has introduced a new deposit scheme called SBI Wecare Deposit. What are the Top Zero Balance Savings Account.
A zero balance savings account is a type of account where you are not required to maintain the minimum balance. It is a savings account that comes with its own perks and privileges such as the liberty to withdraw the funds anytime by leaving your account empty. In such an account the interest is calculated based on the average balance in the account thus keeping your principal amount safe. You can open this account online and reap the benefits like the interest of up to 8% per annum, free net banking, no ATM/debit card charges, free passbook & cheque book facility, etc. Voluntary Provident Fund What is Voluntary Provident Fund? Voluntary Provident Fund (VPF) aka Voluntary Retirement Fund is the voluntary fund contribution from the employee towards his provident fund account.
This contribution is beyond the 12% of contribution by an employee towards his EPF. The maximum contribution is up to 100% of his Basic Salary and Dearness Allowance. Interest is earned at the same rate as the EPF. How to Avoid Personal Loan Rejection? Whether you are a first-time loan borrower or someone who has already been on a financial journey, nobody wants a personal loan rejection, right? After all, a rejection will not only hamper your credit score, further damaging your CIBIL Report but makes your loan profile weak in the eyes of lenders for future borrowings as well. So, how to avoid personal loan rejection to stay away from such a situation? Read the post below.