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Personal Loan Balance Transfer. Top Features and Benefits of Personal Loan Balance Transfer in India A Personal Loan Balance Transfer is a great source of financial help, which comes with a plethora of outstanding advantages such as low-interest rates, reduced EMIs, maximum loan amount and improved credit/cibil score. Both salaried professionals, as well as self-employed individuals/professionals, can avail this credit facility, after continue repaying their loan till 9 months or 1 year with the existing lender. Do not get attracted by looking at the lure offers, instead become a calculative borrower. Always keep in mind certain factors such as when to avail a balance transfer and how beneficial it is for you in the long run. Be a smart borrower to reap the maximum benefits offered by personal loan balance transfer. What is Personal Loan Balance Transfer? Who is Eligible for Personal Loan Balance Transfer Both Salaried Professionals and Self-employed Professionals/Individuals can avail personal loan balance transfer. 1.
ICICI Bank Credit Card. An instant pre-approved loan on ICICI credit card can easily be availed online. With a maximum loan amount of up to Rs. 15 lakh along with flexible repayment tenures, a personal loan on credit card has various other features to ask for. However, you should be an existing customer of the bank to become eligible for a pre-approved personal loan. And, when it comes to personal loan eligibility, factors like monthly income, cibil score, credit history, category of the employer and income/job stability are taken into consideration by the bank before approving the loan.
And, the best part is that you don’t need to submit any document while availing the loan as you are an existing customer. What is an Instant Pre-approved Loan? A personal loan that has been given instantly on the grounds of an existing customer. It is a pre-approved loan thus comes with a lot of perks and offers as compared to a normal credit card. Note: Each card has its own credit limit. Eligibility Criteria A. Related. Personal loan for Self Employed. Are you self-employed and wondering whether you can take a personal loan or not? Well, of course, you can. Yes, there are many banks and NBFCs which offer personal loan to self-employed online in order to fulfill their varied needs.
With a maximum loan amount of up to Rs.40 lakh being given for a tenure of up to 5 years, personal loan for self-employed is available at the attractive interest rates. A self-employed individual needs to have a good cibil score of above 750 out of 900 along with an annual income of Rs.2 lakh to enjoy a smooth journey. Personal Loan Eligibility for Self Employed The eligibility required differs from bank to bank and the given below is the general eligibility criteria that are required for the sanction of the personal loan: Documents Required for Personal Loan Self Employed How to Apply Online Personal Loan for Self Employed Apply online with Quikkloan for self-employed personal loan and expect instant approval and quick disbursal.
Existence of Business Related. Eligibility Criteria for Instant Personal Loan in Delhi. Getting an instant loan is surely one of the best ways to meet any financial cash crunch. And, if we talk about the lifestyle in tier I cities like Delhi, the cost is higher in comparison to tier II and tier III. And, to meet such needs, an instant loan comes handy. There are many banks and financial institutions that offer instant personal loan to both salaried as well as self-employed individuals. The lenders check the eligibility of the applicants on many factors such as cibil/credit score, income, monthly expenses, repayment history, etc. Do not forget to keep your documents ready for a hassle-free and approved personal loan journey. What is an Instant Personal Loan? A short-term personal loan that can be availed for a variety of reasons like: WeddingTravel/HolidayCredit Card DebtChild EducationHome Renovation/ExtensionTuition/Course Fee Apply Online For Instant Personal loan Online Why Cibil/Credit Score is Important in Availing an Instant Personal Loan Online in Delhi Points to Ponder:
How to Link Aadhaar with Bank Account? Linking of aadhaar with a bank account comes with many perks and privileges hence was also made mandatory by the government to link the same. On linking your bank account with aadhaar comes with a lot of value-added features like-safety, security and authenticity of the account.
Moreover, you would be able to reap the maximum benefits of various government schemes also if your account is linked with your 12-digit numeric summary. When it comes to linking your bank account, you can link it either with Bank Branch, Internet Banking, Mobile App, ATM or Phone Banking. You simply need to follow a few easy steps and you are done with the process. How to Link Aadhaar with Bank Account via Bank Branch? Step 1:Visit your bank branch Step 2: Carry your aadhaar or e-aadhaar Step 3: Request for a linking form and fill the same Step 4: Submit the duly filled form along with a copy of aadhaar Step 5: After the successful verification, linking will be done Step 1: Login to your internet banking account.
Quick Loan. Instant Personal Loan Online in Delhi. Apply Online Wedding Loan. Apply online for wedding loans and cover all your wedding expenses. The online process is really simple and quick to apply. A wedding loan is an unsecured loan, thus it can be availed without any collateral. It can be availed for a maximum loan amount of up to Rs.20 lakh for a tenure of up to 5 years. Both salaried and self-employed individuals are eligible to apply for this loan. Many banks and NBFCs offer personal loan for marriage in India, after taking into account many eligibility factors like age, income, credit/cibil score, repayment history, category of the employer, etc. Fulfill the required criteria and keep the documents handy for instant online approval of wedding personal loans in India.
How to Apply for Wedding Loan Online in India? Step 1: Send Your Query/Application Online Step 2: Get Instant Quotes Step 3: Submit the KYC Documents Step 4: Get Instant Approval & Disbursal Features and Benefits to Apply Wedding Loans Online Eligibility Criteria for Wedding Loans in India Related. Kotak Bank Credit Card Eligibility. Every credit card of Kotak Mahindra Bank has its own features and benefits hence ensures to give you an easy lifestyle. The wide range of Kotak credit cards covers all dimensions such as dining, movies, shopping, travel and rewards. Thus, all your lifestyle needs can easily be fulfilled. These cards can be applied online in just a few quick steps hence you can reap the maximum benefits without any hassle.
And, for a hassle-free approval, it is important that you should know the credit card eligibility. One should be familiar with the eligibility criteria set by the lender to get easy approval. Kotak Credit Cards Eligibility How to Apply for Kotak Credit Card Online You can apply for Kotak Mahindra Bank credit cards in a seamless manner. Kotak Bank Credit Card Eligibility An applicant should be an Indian citizenHe/She should be aged between 21 to 65 YearsOne should have a good source of income and a stable credit score Documentation Required How to Check If You are Eligible Related.
How to Check TAN Card Application Status? After you apply for a Tax Deduction and Collection Account Number (TAN) either through online mode or offline mode, applicants are intrigued to know the status of their application. As per the Tax Information Network of the Income Tax Department, applicants can check the status of their TAN application with the help of the following options: Acknowledgement numberTIN call centreSMS Here, we take a look at the detailed process involved in checking the status of the TAN application through the above-mentioned options.
Checking TAN Application Status With The Help Of The Acknowledgement Number To check the TAN application status with the help of the 14-digit acknowledgement number an applicant needs to follow the steps mentioned below: Checking TAN Application Status By Calling A Tin Call Centre The status of the TAN application can also be known by calling the TIN call centre. Checking TAN Application Status Through SMS Related. SBI Reduces Lending Rates by 15 bps Across Tenors, Comes Out with Special Scheme for Senior Citizens | Quikkloan Blog. Must Read: SBI cuts lending rates by 15 bps across all tenors.SBI’s 1 year MCLR comes down to 7.25% p.a from 7.40% p.a. with effect from May 10, 2020.The lender has introduced a new product ‘SBI Wecare Deposit’ for Senior Citizens in the Retail Term Deposit segment.Under this new product, senior citizens will get an additional 30 bps premium on term deposits with 5 years and above tenor, effective upto September 30, 2020.
The bank has also cut interest rates on retail term deposit by 20 bps for upto 3-year tenor, effective from May 12. State Bank of India (SBI) has announced a reduction in its MCLR or marginal cost of funds-based lending rate by 15 basis points across all tenors. The one-year MCLR will come down to 7.25% per annum from 7.40% per annum with effect from May 10, 2020. This is the twelfth consecutive reduction in the bank’s MCLR. MCLR rates are based on the bank’s own cost of funds. For senior citizens, SBI has introduced a new deposit scheme called SBI Wecare Deposit. What are the Top Zero Balance Savings Account | Quikkloan Blog. A zero balance savings account is a type of account where you are not required to maintain the minimum balance.
It is a savings account that comes with its own perks and privileges such as the liberty to withdraw the funds anytime by leaving your account empty. In such an account the interest is calculated based on the average balance in the account thus keeping your principal amount safe. You can open this account online and reap the benefits like the interest of up to 8% per annum, free net banking, no ATM/debit card charges, free passbook & cheque book facility, etc.
Almost every bank offers a zero balance account opening facility thus it would be advisable to compare the lenders first and then open your account. Top Zero Balance Savings Account 2020 What is Zero Balance Savings Account Zero Balance Savings Account is a type of account where you are not required to maintain a minimum balance. How to Open A zero balance savings account can be opened online. Documents Required Q. Related. Voluntary Provident Fund | Quikkloan Blog. What is Voluntary Provident Fund? Voluntary Provident Fund (VPF) aka Voluntary Retirement Fund is the voluntary fund contribution from the employee towards his provident fund account. This contribution is beyond the 12% of contribution by an employee towards his EPF. The maximum contribution is up to 100% of his Basic Salary and Dearness Allowance. Interest is earned at the same rate as the EPF. Employers are under no obligation to contribute to their employees’ VPF portfolio.
Likewise, an employee is also under no obligation to contribute to the Plan. Who can Invest in a Voluntary Provident Fund? A VPF is an extension of the EPF. Documents Required to Open a VPF Account The below-mentioned documents must be submitted in order for employees to open a VPF account: Employees can check with their employer if any further documents need to be submitted to open a VPF account. Interest Rate of a VPF The rate of interest is set by the Indian Government and is revised on a yearly basis. A. B. C. D. How to Avoid Personal Loan Rejection? | Quikkloan Blog. Whether you are a first-time loan borrower or someone who has already been on a financial journey, nobody wants a personal loan rejection, right?
After all, a rejection will not only hamper your credit score, further damaging your CIBIL Report but makes your loan profile weak in the eyes of lenders for future borrowings as well. So, how to avoid personal loan rejection to stay away from such a situation? Read the post below. Apply Personal Loan Online and Get Instant loan e-approval in 2 minutes. 1. Interest RatesTenureLoan Amount Processing Fee and Other Charges Doing so will help you in the long run as availing a loan is a journey of many years. 2. 3. 4. Eligibility Criteria Which Help in Personal Loan Approval AgeIncomeMonthly ExpensesAny Other Loan/Default/LiabilityJob StabilityCategory of the EmployerRelationship with a Bank 5. 6. 7. 8. 9. Related.