Online Banking & Money Management - Virtual Wallet by PNC. Gt; HOME. House of Finance. E-Finance Lab Frankfurt am Main: home. North Carolina in the Global Economy. About Value Chains The Banking Value Chain The banking and finance value chain is unique because it is based entirely around the production of services. In this industry, the "raw materials" are lenders and borrowers (individuals and corporations) that appear at both the beginning and the end of the chain. The products provided by this industry are divided between credit intermediaries (both depository and non-depository) and financial intermediaries. North Carolina is strongest in depository credit intermediaries, more specifically commercial banks. These institutions primarily collect funds through deposits and lend funds by issuing loans, but, the fine line between the functions of commercial banks and investment banks is continually becoming thinner, and in many cases, commercial banks also conduct investment banking.
Moreover, the banking transaction does not represent the end of the relationship between the lender and the borrower. View Larger Map. Lion's Share Banking Industry Value Chain. Online Financial Innovations: Latest Trends in the Internet Banking Industry. The thin (file) man - BankThink.