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Welcome to Forbes. Folk fyller opp ulønnsomme bankkontoer. Plassering av penger i bank og eiendom har tradisjonelt sett vært sett på som den aller beste måten å sikre formuen på.

Folk fyller opp ulønnsomme bankkontoer

I bankene klør man seg i hodet over at banksparing tross rekordlav rente, er klart økende. – Mange sparer mer enn før, og det på bok. Det skyldes nok at det er vanlig å se på bankinnskudd som en trygg havn, sier banksjef i Nordea i Moss, Johan Harris-Christensen. Bør tenke seg om Han mener imidlertid langt flere burde vurdere andre og bedre sparealternativer, og tenker da på kombinert sparing i aksje- og obligasjonsfond som regnes for å være av det aller mest sikre av hensyn til både risiko og avkastning. – Det er jo ikke slik at oljefondet eller Bankenes sikringsfond selv setter penger i bank.

Taper penger Penger i bank er nemlig ensbetydende med tap. . – Har du en million kroner i banken, så blir verdien med dagens vilkår, redusert til 830.000 kroner om ti år. Selv i fond med konservativ investeringsprofil, har man kunnet hente ut en avkastning på fem prosent. Klar økning.

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Investment accounts. Credit Cards. Loans. US FEDERAL TAX. DN Børs & marked. Valuta kurs. Reise, Oppdrag, Torget, Eiendom, Bil, MC, Båt... 32828 Real Estate & 32828 Homes For Sale. Health Insurance - Find Affordable Health Insurance Plans and Buy Medical Coverage Online. How to Buy a Pension with a Lifetime Annuity. This is a guest post from Mike Piper, a long-time GRS reader and the author of Oblivious Investor, where he explains how exciting things like 401k rollovers and tax brackets work.

How to Buy a Pension with a Lifetime Annuity

Previously at GRS, Piper wrote about earning extra income with a small blog. Would retirement planning be easier if you had a pension? It’s a silly question, I know. For most people, the answer is, “Yes, of course.” Here’s a less-silly question: Did you know that you can buy a pension? Most people I talk to don’t know that. The technical name for such a product is a bit of a mouthful: single premium immediate inflation-adjusted lifetime annuity. Yep, the dreaded A-word: annuity. They Let You Spend More Money In addition to making retirement planning simpler (because of the predictable level of income they provide) this type of annuity has another major benefit: It can allow you to spend more per year than you can safely spend from a typical portfolio of stocks, bonds, and mutual funds.

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