Get Peace Of Mind With Arizona Nursing Home Insurance. Those who own a nursing home need to make sure that they are protected. Arizona nursing home insurance is a small price to pay for the peace of mind knowing that a business is protected. Assisted living insurance can provide coverage for general liability and can include coverage for professional liability, sexual abuse, violation of resident rights, and resident property coverage. Please contact PJO Insurance Brokerage to assist you in obtaining the coverages necessary to operate your assisted living or nursing home. Does My Arizona Business Need Professional Liability Insurance Or Just General Liability Insurance? Essentially, insurance is grounded on the ideologies of guarding an individual or company from certain perils. This can consist of everything from unusual catastrophes to burglary and property destruction. Businesses in the Phoenix area often question whether they should purchase professional general liability insurance and/or just Arizona general liability insurance .
The two types of insurance are vastly different and each option should be explored. Liability is an apprehension to some corporations since a company is accountable for many things just by simply conducting everyday business and the sale of its products or services. These liabilities are not limited to your premises, owned or operated, and activities, but also for any injuries or property damage that may occur due to a defective product or the service you provide to customers and vendors. Which Insurance Policy Is Needed? PJO Insurance Brokerage – Patrick O’ Neill 4103 E. Starting Up the Proper Way Orange County California. One of the best things about Orange County, CA is the incredible entrepreneurial spirit that is displayed everyday when hundreds of new business entities start the long path to building a successful company.
In reading the latest issue of the local business journal, I saw such diverse start-up businesses as a weight-loss device company, a medical research company, a software company bringing out several new games for your mobile device, and numerous small businesses. In fact, I think I counted over seventy-five new businesses starting that week. The first step is to acquire General Liability Insurance coverage. By acquiring this insurance, it will be your first line of defense in protecting your business. In Orange County, CA, commercial general liability insurance is necessary for all companies. We know that there is such a wide array of new business ventures being started everyday. Insurance Coverage You May Be Lacking: Employment Practices Liability. In discussing an overall insurance program with either clients or potential clients, whenever I present them with Employment Practices Liability Insurance coverage, the first reaction I get is a puzzled look on their face, like I’m trying to add to the insurance bill, which they already feel is too high.
EPLI or Employment Practices Liability Insurance is professional liability insurance that covers certain employment related claims made by your employees. In talking with the client or prospect about this type of coverage, they often feel this is an unnecessary added expense, but, in reality, in today’s business environment, I believe this type of coverage is a very important part of your overall insurance program. For those businesses that have employees, which are the vast majority, having Employment Practices Liability Insurance coverage is critical since your employees are interacting with the public or on site at other businesses. Cyber Liability Coverage, A Brave New World. Business Insurance » Insurance » Orange County » Cyber Liability Coverage, A Brave New World Like a fairy tale, once upon a time doing business in this country was a much different endeavor.
Most of the time, your business consisted of a occupying store front, possibly advertising in the local paper, or sending out circulars or coupons and hopefully new clients would find you. If you wanted to expand your business, you simply looked for another location and started the process over. In a relatively short span, business is done a whole new way. Now more and more companies are opting for a web only presence, which means they can do business anywhere in the world and expanding means adding more goods or services and not more physical locations. Published By: PJO Insurance Brokerage, LLC – Patrick O’ Neill 107 Via Estrada, Unit A Laguna Woods, CA 92637 Office: 949-236-0971 Email: patrick@pjobrokerage.com ShareThis. Making a Case for Product Liability Insurance.
One of the best things that could happen to a new budding entrepreneur is seeing their product creation come to life and hit the market. From an abstract concept, to the first draft, and then, finally, seeing the finished product go to market is a really exciting time. Unfortunately, in today’s complex business world in which we live, simply producing and/or selling a product has become cause for concern, and, possibly, a product liability exposure. Whether your role in the business is that of a manufacturer, distributor, or wholesaler, almost all companies with whom you do business, either a wholesale or retail operation, will, most likely, require Arizona products liability insurance on the items you are selling to them, and that is regardless of whether you have developed the product on your own or you are a sales rep for another company.
Professional or Errors & Omissions Liability Insurance. Business Insurance » Services » , claims may arise due to your failure to render those services properly, resulting in suit against you or your business. This coverage would provide protection in the event you are held liable for damages due to your error of those provided services. for claims arising as a result of alleged negligence, dishonesty, errors or omissions while performing or rendering professional services.
Your business provides a highly specialized service that many of your clients don’t fully understand. At the same time, the projects you work on are highly sensitive and critically important to your client’s business. Classes Include But Are Not Limited To: Professional liability insurance is necessary for a number of business owners, where the failure of the persons with the organization to effectively provide a service can open the corporation to legal action.
We invite you to contact us if you have any questions. Errors & Omissions Insurance. Errors & Omissions Insurance Errors & Omissions Insurance Errors and Omissions Insurance protects companies and individuals against claims made by clients for alleged inadequate work or negligent actions. Errors and omissions insurance may cover both court costs and any settlements up to the amount … Starting Up the Proper Way Starting Up the Proper Way November 23, 2012 – Orange County, California One of the best things about Orange County, CA is the incredible entrepreneurial spirit that is displayed everyday when hundreds of new business entities start the long … FAQs Orange County FAQs Business General Liability Coverage: Q: What is the purpose of General Liability Coverage? Directors and Officers Insurance Directors and Officers Insurance Directors and Officers Liability Insurance can protect past, present and future directors and officers of for-profit or nonprofit companies from damages resulting from alleged or actual wrongful acts they may have committed in their executive positions.
Employment Practices Liability Insurance in Phoenix Arizona. Employment Practices Liability Insurance Orange County, CA Employment Practices Liability Insurance What is employment practices liability insurance (EPLI)? EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. Today more then ever with the current … Insurance Coverage You May Be Lacking: Employment Practices Liability Insurance Insurance Coverage You May Be Lacking: Employment Practices Liability Insurance In discussing an overall insurance program with either clients or potential clients, whenever I present them with Employment Practices Liability Insurance coverage, the first reaction I get is a puzzled … FAQs Orange County FAQs Business General Liability Coverage: Q: What is the purpose of General Liability Coverage? Commercial General Liability Insurance. Directors Insurance in Phoenix Arizona | Officers Insurance in Scottsdale | Cave Creek AZ Directors and Officers Insurance.
Directors and Officers Insurance Directors and Officers Insurance Directors and Officers Liability Insurance can protect past, present and future directors and officers of for-profit or nonprofit companies from damages resulting from alleged or actual wrongful acts they may have committed in their executive positions. … Scottsdale Arizona Directors And Officers Insurance Scottsdale Arizona Directors’ & Officers/Employment Practices Liability Insurance Details about D&O/EPL Insurance Offered in Scottsdale, Arizona If your company has investors, especially Venture Capitalists, they will often insist upon you having Directors and Officers coverage for your Scottsdale business.
FAQs Orange County FAQs Business General Liability Coverage: Q: What is the purpose of General Liability Coverage? Professional Liability Insurance Professional or Errors & Omissions Liability Insurance. Services for Commercial Umbrella Insurance Scottsdale AZ | Umbrella Insurance for Commercial Operations Cave Creek | Phoenix Arizona Commercial Insurance for Umbrella Policies. Get Quotes On General Liability Insurance in Arizona. Business Insurance » Services » Commercial General Liability Insurance No matter what type of business you have, it is imperative that you acquire General Liability Insurance for your particular business.
By acquiring this insurance, it will be your first line of defense in protecting your business. We, at PJO Insurance Brokerage, have access to an array of markets and the expertise to find the right coverage and limits for you whether you are a contractor, small business owner, or a home-based business. In addition, we offer you other policies to protect other aspects of your business that general liability insurance may not cover. Commercial general liability insurance is necessary for all businesses. It protects against several different risks that corporations are subjected to, like lawsuits for things covering anything from slander to property damages to covering the cost of settlement bonds that may be needed in the case of a summary judgment against your company. ShareThis.