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Receive unlimited ATM fee reimbursements.2 No minimum balance or monthly service fees.4 Free online bill pay and free checks. Pay bills online, and get standardchecks and a Visa® Platinum Debit Card—all at no charge. Competitive 0.10% APY. Earn 0.10% variable Annual Percentage Yield.1 FDIC-insured. Home - High Yield Accounts & Global Market Solutions.