ASVS Productions. Real Estate Vs GOLD. Just because investing in real estate may be an unfamiliar investment vehicle, doesn’t mean it should be avoided.
If approached correctly, a real estate investment can be a profitable and reliable investment opportunity to generate substantial returns. It can create a regular income flow while supplementing your portfolio with exceptional benefits such as tax advantage, diversification, and a less risky investment choice. What are Non Convertible Debentures (NCDs)? Non-convertible debentures ( NCD ) are fixed-income instruments, usually issued by high-rated companies.
They offer relatively higher interest rates when compared to convertible debentures. *1. What are Non Convertible Debentures (NCDs)? * As an investor, you are always on the lookout for improved and more sustainable schemes. Even traditional and trusted investments lose their sheen due to market volatility. In the same line as traditional corporate FDs, NCD is also a fixed-income investment with a specific term and interest income. How will you achieve your Goals? *1.
"Act As If"* In order to achieve a goal, you must become the kind of person who is capable of achieving that goal. And one of the best ways to do that is to act "as if" you are ALREADY that person. Planning Retirement - A practical approach and road map. *Four Wrong Retirement Assumptions* Most of us work hard so that we can retire in a financially comfortable position.
But interestingly, once we retire, it requires a tremendous shift in mindset, to move from aggressive saving, to eventually shift from savings to spending. Having said that, the entire exercise is based on a number of assumptions. Let's look at a few common ones. Importance of Financial Advice. Picture this.
The 4 -Pillars of Investing. William Bernstein is fascinating in more ways than one.
He began his career as a neurologist and then transitioned to being a financial theorist and money manager. Add the dozen-odd books he has authored, and you get an extremely prolific writer. One analogy that he presented during an interview stuck. Investing is like losing weight. To lose weight, you have to exercise more, eat less and eat right. Simple, but not easy. Investor Psychology vis-a-vis Market Movements. There are no market geniuses.
Just those savvy in controlling their emotions. You can never get wealthy if you let emotion get the better of you. But if you rein in your impulses, you have a very good shot to accumulate wealth. When the market is bullish, everyone is on an investing spree. Along comes the inevitable correction, and those very funds are kicked to the curb. Alpha and Beta in Mutual funds investing. *What Are Alpha And Beta In Investing?
* As their names would imply, alpha and beta are fundamental terms in the investing world. In its most popular understanding, alpha represents the excess return on a particular investment—a stock, mutual fund or exchange-traded fund—over a relevant index. Ten things to stay happy. *Every Financial Services Intermediary should read this and practice to be successful.
Best Tax Saving Plans from LIC of India. LIC provides a wide range of life insurance plans intended to generate improved returns.
The following LIC schemes have the full benefits for you-Jeevan Akshay VI, New Children's Money Back Plan, New Endowment Program, New Money Back Plan- 20 years. These days, consumers are looking into policies promising better returns on the premiums charged. LIC offers a detailed list of policies designed to offer optimal benefits alongside defense. The four best insurance policies given below are: Elements of effective speaking. There are two main elements to speaking effectively: *What you say, and how you say it. . * Where to Invest - Top 10 investment options. While selecting an investment avenue, you have to match your own risk profile with the risks associated with the product before investing. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa.
*Most investors want to make investments in such a way that they get sky-high returns as fast as possible without the risk of losing the principal money they have invested.* This is the reason why many investors are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk. However, it is a fact that investment products that give high returns with low risk do not exist. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa. There are two buckets that investment products fall into - financial and non-financial assets. The uncertainty of Retirement Planning. As suggested by its title, the article advocates that investors work backward. They should begin their plans upon entering the workforce, by specifying their desired income during retirement. Once that is known, and an asset allocation is specified, the required contribution rate can be calculated. This process is aspirational.
That is, while Javier's model is fixed, providing investment returns, contribution amounts, and withdrawal rates with assurance, investors enjoy no such confidence. As young adults, they know neither what the financial markets will bring nor (yet) what income will meet their retirement needs. Role of Luck in Investing. The subject of luck in investing is a fascinating one. MORGAN HOUSEL of Collaborative Fund once commented that luck and risk are the opposite sides of the same coin but we treat them very differently.
Being a fan of his writings, I went through his views on “luck” and decided to reproduce a few them from 2017 to 2020. *What have you changed your mind about in the last decade? When to Exit a Mutual Fund Investment. Financial Services Intermediaries usually focus on various factors while promoting a mutual fund to the investors, but seldom do we give any importance to the factors that warrant exiting an investment. While the benefits of investing, especially in equity funds, are derived in a longer time frame, that doesn’t mean one should forget about these investments and only take a look at them as the goal nears its target. This is because there are various factors that impact the growth journey of investments. Here I would like to highlight the importance of the right time to redeem mutual fund investments in the financial planning process and look at the major scenarios under which investors should be advised to take an informed decision to exit their mutual fund investments.
What is your financial temperature? Financial temperature is a term used to define one 's personal monetary affairs. Is the LIC Jeevan Lakshya Plan beneficial for the Children's Education? Someone rightly said, "Raising a kid is not the play of a kid. " They were probably referring to the increasing cost of education. Why Life Insurance Has to Be Part of Your Wealth-Building Plan? Life insurance companies pay death benefits to their policyholders every day,Providing them with the requisite funds, and definitely welcoming them. What are the benefits of LIC’s Jeevan Tarun Plan? – Jayant Harde. Does your health insurance cover COVID-19 costs? Growing monetary concerns among people in India, during the time when the country's economy is on the edge of recession, are not groundless, as many employers have imposed cuts in salaries and benefits.
With the number of coronavirus cases increasing exponentially in India, frightening narratives of lack of bed availability, exorbitant charges levied by private hospitals to treat COVID-19 patients have emerged. The need for a health insurance policy to cover medical expenses is of primary importance during this time. According to the Asia Insurance Review, less than 4 per cent of COVID-19 patients in India have health insurance coverage, which is not surprising considering that total insurance coverage in India is very small. The health insurance plan usually covers all medical costs incurred by the covered person for all diseases, except those critical to the health insurance policy that is not part of the package.
Web, Mobile Application Development Company UK. Application Development Ready to suit all your business needs and customer requirements, upgrade your business with the latest… How COVID-19 Could Affect Your Life Insurance Coverage? Most of us worry of the possible aspects of the coronavirus pandemic. Is LIC’s Jeevan Amar Term Insurance Valuable. Besides the lower cost, Jeevan Amar ‘s program has much broader characteristics and flexibility in compensation and death claims, in contrast to the Amulya Jeevan schedule that has now been withdrawn. Why LIC Jeevan Anand is best insurance Plan from LIC of India? Why Investing in LIC's Jeevan Umang is beneficial? The Jeevan Umang Program of LIC provides your family with a mix of income and insurance. This arrangement allows for annual payments from the end of the premium period up to maturity as well as a lump sum at the time the policyholder matures or dies.
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