Thinkonyourown. 10 Brilliant Startups That Failed Because They Were Ahead Of Their Time. Vitamin-t-agency-bloodline-full-size.jpg (3600×4320) Dwolla’s Grid API could make cash more secure than plastic. If you’ve become a fan of peer-to-peer payment service Dwolla, today holds a great piece of news. If you’ve not yet become familiar with it, let’s just sum it up by having you read this piece first. In an effort to make Dwolla an even more household name, the company has just released its API, known as Grid. Data. Picksome.