O’Connor Insurance Associates, Inc. is a full-service independent insurance agency. Our staff of licensed insurance professionals offer a unique level of personal attention and customer service. We are a locally owned and operated family business that wants to serve all of your family’s insurance needs.
Charlotte NC Insurance Agency. Skip to content Skip to main content Press enter to begin your search Home » Contact » Charlotte, NC Insurance Charlotte, NC Insurance O’Connor Insurance Associates, Inc is conveniently located in Charlotte, NC.
Personal information we collect When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site and information about how you interact with the Site.
We refer to this automatically-collected information as “Device Information.” We collect Device Information using the following technologies: “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. “Web beacons,” “tags” and “pixels” are electronic files used to record information about how you browse the Site. Behavioral advertising Bing: O'Connor Insurance Associates, Inc. Long-term care insurance throughout Charlotte, NC and surrounding counties.
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We’ll help prepare you for the unexpected. While it’s great news that medical advances mean people are living longer, it does increase the chances of needing long-term care. This can be a costly service and is usually not covered by typical medical insurance. The potential expenses of long-term care are wide-ranging and long-lasting, covering nursing home bills, day care services, home modification and assisted living facilities, among others. Long-term care insurance will pay out to cover these costs (and give you peace of mind before those costs arise).
Check the payment schedule carefully. O'Connor Insurance Associates, Inc. Long-term disability insurance throughout Charlotte, NC and surrounding counties.
Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months—even years. We’ll make sure you have financial support to manage your disability and your household. The principle of long-term disability insurance is simple enough–you pay premiums and if you become disabled and are no longer able to work, you get regular payments to make up some of the lost income. As with life insurance, it’s often a smart way to make sure you and your family (or financial dependents) are protected if the worst happens. You do need to pay attention to the details with long-term disability insurance, however, as policies have several key options. You’ll also need to decide on a payout level. O'Connor Insurance Associates, Inc. Key man life insurance throughout Charlotte, NC and surrounding counties.
Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company’s survival. We’ll work with you to design coverage that helps assure continuity of your business for employees, customers and creditors. You might describe the skills and knowledge of the senior staff as priceless, but if anything happened to them, the financial losses for your business could be very real. Where ordinary life insurance compensates a person’s financial dependents for loss of income, key man life insurance is all about the costs a business faces when the person dies. It’s best suited for staff who are so vital to the company’s operations that it could struggle to survive without them. In the worst-case scenario, the payout could instead be used to wind down operations in a controlled manner rather than face the chaos and damage of a forced liquidation.
O'Connor Insurance Associates, Inc. Individual Life Insurance Charlotte.