Exemplar Insurance Associates, Inc.
We give you the opportunity to achieve financial security and protection with the best available insurance coverage at the most affordable price.
What You Need to Know About Medicare AEP. With a Medicare plan, you can have some peace of mind knowing there is support in the tough times.
This confidence starts with enrolling in the plan. Enrolling in a Medicare plan requires you to meet the qualifications on or before its Annual Enrollment Period or AEP. This is a critical period in getting the right coverage for you. Preparations Before Getting Life Insurance. Every one of us has our set of goals and getting financial security can be one of those.
During your research for insurance services in North Carolina, you come across many options. Life insurance can help you and your family during your most trying times. Before you officially sign up for one, preparing yourself for the commitment ensures a smooth journey along the way. Start with your why. The Good Thing About Open Enrollment of Affordable Care Act. The “Affordable Care Act” (ACA) is the name for the comprehensive health care reform law and its amendments.
The law addresses health insurance coverage, health care costs, and preventive care. The law was enacted in two parts: The Patient Protection and Affordable Care Act was signed into law on March 23, 2010, and was amended by the Health Care and Education Reconciliation Act on March 30, 2010. (www.hhs.gov) Its open enrollment period runs from November 1, Sunday through December 15, 2020, Tuesday. The coverage then automatically begins on January 1, 2021. Things You Should Know About Medicare. Medicare has been around for a long time, for 55 years to be exact, however, there are still some people who only know a few things about this type of health insurance program.
Aside from giving us financial security, here are some of the things that you should know about Medicare: Is the Medicare Advantage Plan Better for You? Consider these Benefits. Whether you are still about to avail of Medicare or already enrolled in the federal health insurance program, you have the option of choosing the Medicare Advantage Plan (MAPD) and switching to it via the Medicare annual open enrolment.
There are many advantages of doing so, primarily owing to it being the more comprehensive option that includes both Part A and Part B benefits plus additional coverage via partner care providers. Choosing either Medicare Plan A or Medicare Plan B, on the other hand, only provides you with their prescribed coverage as in basic hospitalization and doctor visits, respectively. As your trusted provider of insurance services in North Carolina, let us at list them down for you. Still not sure? Let our national insurance associates in High Point, North Carolina, assist you! Why You Need Dental and Vision Insurance. Conditions that Would Require a Life Insurance. Buying life insurance requires that you carefully weigh your options because it is not only a crucial step to financial security but is, foremost, a responsibility that would take years to complete.
That is why as your trusted provider of insurance services in North Carolina, are specifying the most crucial conditions and stages of life when you would need to, instead of selling you the spiel of needing to buy it now. Marriage and starting a family If being married means having a life partner whom you will be supporting, financially or otherwise and, thus, the necessity of a safety net in the form of life insurance, then having a baby in the foreseeable future is more reason to do so. Being a breadwinner …or simply when a family member relies on you for financial support. Medicare Updates That You Should Know. With a few steps away, we can already leave the challenging year of 2020.
The fact is that the coronavirus disease 2019 (COVID-19) will still go with us in 2021. The good thing is Medicare continues to accommodate the medical requirements of our loved ones in need of insurance services in North Carolina. Open Enrollment Is Ongoing Started on October 15, 2020 and will end on December 7, 2020, Medicare is now accepting new members or plan changes for 2021.
You are eligible to apply if you are 65 years old and older, under 65 years with a disability, and a person with End-Stage Renal Disease (ESRD). Check out Medicare’s website to learn more. Car Insurance Can Give You Peace of Mind While Driving. It’s nice to go to your desired destination anytime without having to rely on public transportation.
In this case, acquiring a car is a practical and beneficial choice. Whether you need to go to work, drop by at the grocery store, or visit your doctor in their clinic, a car is most useful, especially if your home is far away from these places. As a car owner, you also have the responsibility to ascertain that you, your passengers, and the drivers around you are safe. How to Achieve and Maintain Your Financial Security. By having steady cash flow and income, you make yourself free from financial issues.
Importance of Life Insurance. Life insurance is very important for everyone, especially to our families.
This means that when we die, our families don’t have to go through a lot of struggles paying huge amounts of loans and debts that we leave behind. Why You Should Get Health Insurance. This pandemic has taught us so many things, one of them is to see the importance of ensuring that we can cover for health emergencies when it comes. Healthcare is very expensive, but when you learn to prioritize your health through getting health insurance, you would worry so much about financial matters and the coverage of other benefits health insurance can provide. At , a trusted national insurance associates in High Point, North Carolina, we can help you get the perfect health insurance that is suitable for you. There are hundreds of reasons why you should get health insurance, one of the main reason is to safeguard your family. You can have the choice to include your family members in the insurance plans, with the same policies. Health insurance also comes in very helpful when dealing with medical inflation.
Aim for your financial security today with our guidance and support. Observe Responsible Driving at All Times. There have been countless cases of car accidents because of reckless driving, according to many national insurance associates in High Point, North Carolina. As a result, a lot of people have paid dearly for it, including their lives. That being said, responsible driving is something that car owners need to apply every time they slide into their vehicle and speed off.
Knowing and following the traffic rules can help decrease traffic and protect pedestrians. Focusing on the road without any influence of alcohol and learning to applying proper communication with other road users can also prevent collisions. There may be challenges along the way, but you must keep your temper in check no matter what.
However, there are cases when accidents do occur, whether you were careful or not when driving. Getting Life Insurance -Why Younger Is Better. We all know that life insurance is important to attain financial security, but it is common to push it off while thinking you don’t need it yet. When do you actually need to avail of life insurance? Here are some notable milestones when you need to avail of life insurance: Buying an asset Before or while you’re buying an asset such as a new car, home, or boat it would be best to purchase insurance along with it. This protects you from financial hardship if ever your property gets involved in an accident or gets any damage.Lifestyle changes Planning to get married and have children?
Moving to a new suburb? Medicare vs ACA– What’s in Your Insurance Coverage? Availing of health insurance is an essential step to financial security. After all, you wouldn’t want to save and invest all this money for it to be spent on hospital bills if you get sick. Americans usually get their health insurance through a group health plan from an employer, ACA plans from private carriers or Medicare. While the group health plan may be easy to understand, ACA and Medicare can be confusing. The ACA or Affordable care act is a series of laws that regulate the health insurance industry in the U.S. ACA is associated with the health insurances sold on the ACA exchange or marketplace. Medicare on the other hand is a federally-funded health insurance program for adults over the age of 65 and younger people with certain disabilities and medical conditions. Is a Prescription Drug Plan Right for You?
So, you’re nearing Medicare eligibility, and you’re thinking about which addons to get. Getting Vision Insurance from a Trusted Provider. The eyes are one of the most crucial parts of the human body. What Is Hospitalization Insurance? To most people, insurance can be quite complicated. Many people also think that it is unnecessary, especially when things are going great. For some, it’s just one of those things that add to the expenses of living. Life Insurance: Being Prepared for the Future. When it comes to living our lives, we should choose to live in the now, experiencing all the things life has to offer. However, this doesn’t mean that we shouldn’t think about our financial security for the future. Instead, what we should do is plan in case something unexpected occurs. Helpful Tips for Selecting Group Health Insurance. When you’re a business owner or HR manager, choosing an ideal group insurance plan can be a daunting task. Reasons to Get Life & Final Expense Insurance.
Although death isn’t an event that people want to talk about, it’s a necessary discussion that everyone needs to have. It may seem unnecessary when you’re young and healthy, but the longer you put off buying a policy, the greater the chance of an unlikely event happening before getting coverage. How to Get Qualified with Special Enrollment Period. The Last Chance to Change Your Medicare Plan. Medicare: How to Make an Informed Choice. Medicare: What to Do When You Made the Wrong Choice. Being able to enroll in Medicare is one of the benefits the government has to offer. Special Enrollment vs. Open Enrollment: What to Know. Who Doesn’t Have the Qualifications for Medicare? Things to Do During the Medicare AEP. Must-Know Facts About the Medicare AEP. The 2 Core Factors That Affect Long-Term Financial Security. Essential Insurance Types for Married People. 5 Tips to Saving Money on Your Health Insurance. Making the Most Out of Your Insurance Policy. Car Insurance: Helping You Go the Extra Mile.
4 Must-Have Types of Insurance. Insurance for Employee Retention & Satisfaction. Critical Illness Plans Can Save Fortunes and Lives. Buying Health Insurance? Here Are Things to Consider. 4 Qualities You Should Look For in an Insurance Agent. Get Health Insurance before it’s Too Late! Why You Should Get Life Insurance Early. What You Need to Know in Finding Good Health Insurance.
3 Reasons Why You Need Health Insurance. Here’s What You Must Know about the ACA Open Enrollment. Medicare Annual Enrollment Period: 5 Facts to Know. National Insurance Associates. 5 Must-Know Details About ACA Open Enrollment. Understanding the Medicare Annual Enrollment Period. National Insurance Associates, Inc.