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Family Office benefits by Kotak Wealth Management. Over the years, Family Office Services have adapted to cater to the needs of wealthy families in search of expert financial planning advice. Here are some commonly asked questions to help you understand the Family Office better: What is a Family Office? Family Office is a private wealth management advisory service offered to ultra-high net worth investors to centralize focus and control over family finances, legal, tax and administration issues. It is an outsourced solution to manage the financial and investment affairs of affluent individuals or families. It works to provide the best solution for building, preserving and transferring family wealth. How did the concept of Family Office evolve? The early Family Offices can be traced to Europe, while the first North American Family Office was created in the early 19th century by wealthy merchants along the eastern coast of the United States.

Why use a Family Office? What are the benefits of a Family Office? Understand Family Context. Range of Services For ultra high net-worth individuals - Kotak Wealth Management. The scope of the Family Office is significantly broader than a pure investment advisory. In addition, it facilitates the provision of other value added services to provide a complete solution. This ensures that you, as a Family Office client have a single point contact for taking care of wealth, family and administrative needs. Diverse range of services for Ultra High Net-worth Individuals (UHNI) families: Wealth Advisory and Investment ServicesBanking and CreditEstate Planning Services*Consolidated ReportingReferral for Philanthropy ServicesProfessional, Taxation and Administrative ServicesConcierge Services Kotak offers Family Office Services.

Contact us to know more. *Provided by Kotak Mahindra Trusteeship Services Ltd. Family Office Services - Kotak Wealth Management. Created to meet the needs of Ultra High Net-worth Investors, Family Offices function as private wealth management advisory outfits. A Family Office is a comprehensive solution to manage your family’s financial and wealth affairs. Family Office proposition goes much beyond managing wealth. It provides solution for building, preserving and transferring family wealth and legacy. Key highlights of the Family Office are: Your ‘Personal CFO’ with 360 º visibility Work with all your existing bankers and service providers from ‘your side of the table’ Open architecture philosophy with access to best in class solutions across the market with no bias Organizational accountability & continuity Independent advice aligned to your interests with benefits of larger institution when required Complete fee transparency Institutional ownership of relationship with sufficient checks and balances.

Family Offices in India - Kotak Wealth Management. Estate Planning Services by Kotak Wealth Management. When planning your Estate for preservation, management and succession various roles need to be taken on to carry out the necessary activities. Trust Versus Will Trust provides for management of the Estate during person’s lifetime and also provides for distribution and management of wealth post demise.

Will is a legal declaration of a person’s intention with respect to his property which he desires to be carried into effect only after his death. Estate Planning Services Following is the range of Estate Planning Services offered: Advisory Advise on the structuring of an Estate Plan for the benefit of future generations and management and administration of the Estate during and post life. Drafting and Execution Facilitating drafting of Wills, Trust Deeds and ancillary documents tailored to specific family needs.

Trusteeship Acting as a Corporate Trustee for administration and distribution of the Estate. Executorship Acting as an Executor for administration of the Estate on the death of the Settlor. Estate Planning benefits by Kotak Wealth Management. Estate Planning - Kotak Wealth Management. Tactical Asset Allocation process by Kotak Wealth Management. The asset advisory service functions as a malleable structure, offering you the flexibility to take care of short term opportunities. Through a comprehensive investment process with a strategic plan in place, it makes room for tactical allocations to make the most of short term opportunities. Need for Tactical Allocation The concept of tactical allocation is to counteract the rigidity of a long term strategic asset allocation strategy.

The necessity for tactical allocation arises to enable: Short-term, tactical deviations from the mix to capitalize on unusual or exceptional investment opportunities Market timing consideration in portfolio decisions, allowing you to participate in favourable economic conditions. Leverage Tactical Returns The investment philosophy for tactical asset allocation is based in the belief that over time, changes in your psychology as an investor and dynamism in market forces can lead to possible temporary changes in investment recommendations. Asset Management Services by Kotak Wealth Management. As an investor you may engage an investment firm to execute your transactions while you act in the advisory role.

This transaction approach though rich in choice, is also a time intensive process requiring detailed follow up on the various asset classes and the products. In a transaction model, your portfolio has to be consistently balanced evaluating risk and return for every product. An advisory service will not only understand you as an investor but further tailor investment solutions to suit your needs. The Asset Advisory Role Wealth management has evolved from a limited role, which is opportunistic and event-driven to that of a more structured diversified and planned science. The services provided as a par to this science is the Asset Advisory Services. The main characteristics of the Asset Advisory Services are: Transparent Advice: by allowing a broad portfolio view with no bias regarding any product or manufacturer.

Asset Advisory Proposition. Investment Schemes for HNI by Kotak Wealth Management. The creation of an investment portfolio best suited to your needs arises from deep research and understanding of the various products available. You may have a fair idea of which asset classes and product types interest you, but you will need to further choose from various schemes under each product type and then execute them.

Given the volume of choices available in the market, many investors appoint an investment firm to handle these activities. Research Capability Evaluating investment products involves assessment on its own merit and then in comparison with competing products. This is easier said than done as products that are seemingly different will still need to be evaluated due to similar risk return profiles or underlying features. It becomes important to have access to research that concisely sums up products based on your risk tolerance and return objective.

For your understanding, here is an example of how Kotak carries out mutual fund research on a set of equity schemes: Structured Investment Products - Kotak Wealth Management. When formulating your investment strategy it is important to determine your risk profile and attitude towards risk, the volatility of asset classes and the risk return profile of the products at hand. For maximum benefits from the asset allocation process, you need: Access to a wide range of product offerings Support of an in-depth research team Superior means of executing transactions As an investor, you can engage the services of an investment firm offering transaction services, which encompass wide product range access, research and execution services. Depending on the firm and your level of expertise, you can choose to work in two modes: Outsource: to a firm capable of translating the complex asset allocation Delegate: as the asset allocator yourself while the firm executes decisions The wide range of products offered by investment firms can be broadly divided in traditional and specialized products Traditional Products Specialized Products.

Portfolio Management Services - Kotak Wealth Management. Your investment plans must be based on various insights. The main source for these insights will be from your risk profile and the understanding of which asset classes meet your return expectations. At this point, it is important to understand that different products play different roles in portfolio construction. If returns are one side of the story, risks are the other. Balancing these is the key to a customized investor portfolio.

The risks assumed in investments are dependent on your preferences and the returns calculated on your expectations. Your profile as an investor helps in the selection of combination of the asset classes required to invest keeping in mind your risk capacity and return potential. Asset Allocation by Kotak Wealth Management. Asset Behavior - Portfolio Risk Portfolio risk arises from the variability in performance across various asset classes. Asset classes are by definition those securities which can be grouped by shared characteristics, law, regulation and their behavior in the market over time.

Assets are classified by their risk and return behavior in any given market environment. Asset Allocation Practice Asset classes perform differently due to the inherent nature of the asset type. Asset Allocation Process Asset Allocation is the process of deciding how to distribute wealth among various asset classes and sectors. Stabilizing Returns Understanding how assets perform helps in achieving a more stable return variability through asset allocation decisions. Affect about 90% of return variability over time Explain about 40% of the differences in returns Asset allocation is the major contributor to portfolio risk and return.

Wealth Management Plan & Risks by Kotak Wealth Management. When a wealth plan is made, the first step is to assess your capacity for undertaking financial risk. The capacity for risk depends on your responsibilities, objectives, personality and many other variables. To gain this understanding, the first step is: The risk profile is an individual’s ability to assume financial risk as part of his/her investment portfolio. The reward in assuming higher risks lies in the possibility of generating higher returns. However, your ability and willingness to take financial risks depends directly on you and your environment. Risk and Your Environment Deciding how much risk is good and how much is bad depends primarily on your impending responsibilities and feasibility of lifestyle. Demographics such as age and life stage Socio economic profile attributes such as habits and lifestyle Though two individuals may have similar risk profiles, they may still differ in their attitudes to risk taking activities.

For example, consider Mr. Risk and Your Needs. Wealth Management in India by Kotak Wealth Management. Before exploring investment strategies and planning, it is important to first gain an understanding of yourself and your needs. Basis this, your investment goals can be structured and the appropriate services can be employed to gather growth opportunities for your wealth. Understanding Investment Needs The following aspects will help you understand your investment needs better: Risks and You explains the investor - risk capacity and relationship Know Your Asset Classes to understand portfolio risk Build Your Portfolio with a balance of risk and return Transaction Services Select investment avenues and arrange for transactions with knowledge of: Types of Products available as investment choices Research services to aid your transactions Asset Advisory Services You can further opt for a structured service that steps in as your advisor.

Estate Planning Services Fortifying your wealth over generations is carried out through Estate Planning. Private Wealth Management Services - Kotak Wealth Management. The Kotak Mahindra Group (‘Kotak’) has one of the oldest and the most respected Wealth Management teams in India. Kotak offers the widest range of wealth management solutions to High Net-Worth Individuals for over fifteen years, emerging as the largest Wealth Manager by a wide margin. The Kotak client base ranges from entrepreneurs to business families, and also includes employed professionals. Kotak provides financial advice and manages wealth for 44% of India’s top 100 families with Wealth Management offices spread across 10 cities in India. The Kotak Mahindra Group The entire spectrum of financial needs of individuals and corporates is addressed at the Kotak Mahindra Group.

Awards and Recognition The Kotak Mahindra Group has offered a diverse set of financial services to its customers over the past 29 years earning recognition from peers and experts in the industry. Kotak Wealth Management Asset Advisory Awards won by the Group. Wealth Management Solutions by Kotak Wealth Management. Alternate Opportunities Funds in India - Kotak Realty Fund. Real Estate Funds India - Kotak Realty Fund. At Kotak Realty Fund, we believe in responsible investing. We recognise our commitment to not only our investors, but the larger society that we operate in.

Investing responsibly The real estate sector provides significant employment opportunities. Through our realty fund investments, we help create employment opportunities at the local level and leave a positive long-term impact on society. Commitment to Environment, Social and Governance (ESG) Practices To foster sustainable growth and development, it is critical that every responsible corporate citizen adheres to Environment, Social and Governance (ESG) practices.

At Kotak Realty Fund, we consider ESG measures to be as important as the financial aspects of the deal. We encourage our partners and investors to adopt ESG best practices. Creating a robust socio-economic and sustainable ecosystem by observing responsible business behaviour is our endeavour. Real Estate Investment Approach - Kotak Realty Fund. As the India experts in real estate fund management, Kotak Realty Fund is uniquely positioned to identify sector trends and capitalise on the opportunity - much ahead of the curve. This enhances our ability to deliver superior performance to our clients. Our goal is to opportunistically invest in high-quality realty assets across India’s fastest-growing cities. Our investment objective is to generate long-term capital appreciation for our investors. Our investment strategy is built on the following pillars: Partnering with developers having proven execution capabilities and established brand equity Investing in projects that generate scalable, sustainable and risk-adjusted returns Leveraging the team’s expertise in investment structuring and thorough understanding of India’s investment regulations Engaging in active asset management and value enhancement Formulating clear exit strategies at the time of investment Adhering to and ensuring strong transparency, governance and reporting norms.

Realty Fund Investment Process by Kotak Realty Fund. Realty Estate Funds in India - Kotak Realty Fund. Real Estate Fund Management Team - Kotak Realty Fund. Investment in Real Estate Funds - Kotak Realty Fund. Real Estate Investment Funds - Kotak Realty Fund. Kotak Private Equity - Accelerating Growth through Value Addition. India Private Equity Advisory Investment Team. Investment Portfolio by Kotak Private Equity. India Private Equity Funds - Kotak Private Equity. Private Equity Investment Process - Kotak Private Equity. Private Equity Investment Strategy - Kotak Private Equity. Kotak Private Equity in India - Private Equity Company. Kotak Private Equity Group - Private Equity Fund Manager.