background preloader

Long Term Care

Facebook Twitter

Linois Department on Aging - Long-Term Care Ombudsman Program. Welcome to The Illinois Department of Insurance. Illinois Department of Public Health Home Page. L. Dept. on Aging - Illinois Area Agencies on Aging. In accordance with federal Older American's Act regulations, the Illinois Department on Aging has divided Illinois into 13 Planning and Service Areas (PSAs). The 13 Planning and Service Areas in Illinois are each managed and served by an Area Agency on Aging. The Department works in partnership with these agencies: 12 not-for-profit corporations and one unit of local government, the City of Chicago. Area Agencies have the primary task of planning and coordinating services and programs for older people in their respective areas. The Area Agencies receive funding from the Department based on a formula which takes into consideration the number of older citizens and minorities in that area, as well as the number living in poverty, in rural areas, and alone.

Like the Department on Aging, Area Agencies are not, as a rule, direct service providers. Area Agencies contract with local agencies which provide services to the older people who live in the same community. FCA: Selected Caregiver Statistics. The Selected Caregiver Statistics fact sheet has been reformatted to enable more frequent updates due to the high volume of information now available from surveys, research and policy studies. Each statistic will contain the citation and the date of entry into the Selected Caregiver Statistics Fact Sheet for ease of use. Some key studies, while older, will remain until updates become available if the information is viewed as a critical or unique finding. Updates will continue on a rolling basis as new statistical information becomes available.

All statistics will start with the FCA update: November 2012, and will be "date-stamped" as to month and year of placement on the Selected Caregiver Statistics Fact Sheet. Definitions For our purposes, a caregiver is an unpaid individual (a spouse, partner, family member, friend, or neighbor) involved in assisting others with activities of daily living and/or medical tasks. Who are the Informal Caregivers? Magnitude Economic Value Gender Age Ethnicity. FCA: Selected Long-Term Care Statistics. Individuals need long-term care when a chronic condition, trauma, or illness limits their ability to carry out basic self-care tasks, called activities of daily living (ADLs), (such as bathing, dressing or eating), or instrumental activities of daily living (IADLs) (such as household chores, meal preparation, or managing money).

Long-term care often involves the most intimate aspects of people’s lives—what and when they eat, personal hygiene, getting dressed, using the bathroom. Other less severe long-term care needs may involve household tasks such as preparing meals or using the telephone. A report prepared by the U.S. Senate Special Committee on Aging (February, 2000) described long-term care as follows: Because long-term care needs and services are wide-ranging and complex, statistics may vary from study to study.

Sources for the following information are cited at the conclusion of this Fact Sheet. Family and Informal Caregivers Home and Community-Based Care Nursing Home Care. 10 Statistics Regarding Long Term Care (LTC) Insurance. LTC insurance helps people of all ages meet the expenses of long term care at home or in a residential facility. Long Term Care Insurance Needs by Age About 70% of people over age 65 need long term care during their lifetime. Of the people receiving long term care, 40% are 18-64 years of age.

More than half (55.2%) of people receiving new long term care insurance benefits in 2007 were over age 80. Long Term Care Insurance Benefits About 20% of long term care recipients need care for more than five years, and 29% of people taking out long term care insurance policies choose a benefit period longer than five years. On average, women need 3.7 years of long term care in their lifetimes, and men need 2.2 years. Most LTC policies (68%) have a daily benefit amount between $100 and $199. LTC Insurance for Home and Residential Care In 2007, long term care insurance paid out a total of $3.5 billion in benefits. Only 25.7% of long term care insurance claims paid for nursing home care in 2007.

What Are Your Odds of Needing Long Term Care? FCA: Selected Long-Term Care Statistics. Individuals need long-term care when a chronic condition, trauma, or illness limits their ability to carry out basic self-care tasks, called activities of daily living (ADLs), (such as bathing, dressing or eating), or instrumental activities of daily living (IADLs) (such as household chores, meal preparation, or managing money). Long-term care often involves the most intimate aspects of people’s lives—what and when they eat, personal hygiene, getting dressed, using the bathroom. Other less severe long-term care needs may involve household tasks such as preparing meals or using the telephone. A report prepared by the U.S. Senate Special Committee on Aging (February, 2000) described long-term care as follows: Because long-term care needs and services are wide-ranging and complex, statistics may vary from study to study.

Sources for the following information are cited at the conclusion of this Fact Sheet. Family and Informal Caregivers Home and Community-Based Care Nursing Home Care.