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Job Opportunities. Consultants vs. True Cost of Employees Calculator | Toptal. Use the calculator below to compare the real costs of contractors vs. employees, based on their salaries and hourly rates. Employee Adjust hourly rates or annual compensation figures below to compute and compare real costs Don't Be Fooled: How to Calculate Employee Costs vs. Consultant Costs A typical flawed analysis Andre’s gotten funding for his company and is looking to staff his development team. Unfortunately, like all too many hiring managers, Andre’s financial analysis was overly simplistic and highly flawed as a result. It’s truly astounding how few business owners properly account for the real cost of their labor. But of course, this is not a new problem. It’s not so simple Let’s assume that Andre finds an employee, Pete, for $95K/year. That’s a significant savings. Or is it? Unfortunately for Andre, it’s not so simple when you take employee overhead costs into account.

Most readers of this article will be quick to recognize that Andre has failed to factor in benefits. Rate and Salary Calculator. How to Use Calculate an equivalent contract rate: Enter your salary, leave, and benefits conditions and press 'Salary to Rate'. Calculate an equivalent (base) salary: Enter your contract rate, potential benefits, and potential leave conditions. Press 'Rate to Salary'. If you stuff up, press 'Reset'. Legend Glossary Base Salary: Your salary, excluding any benefits. About Remuneration ain't remuneration. The presets are based on South Australian Government conditions. Tax is a can of worms which I will not open right now. The rate to salary calculation involves a recursive binary chop goal-seek algorithm which I am quite proud of. Got a Late Start on Retirement? Here’s How to Fix It.

From daveramsey.com on 21 Jun 2016 Something happens when you turn 40. First of all, you realize the big 4-0 isn’t nearly as ancient as you thought it was when you were 22. You also decide that reading glasses are actually pretty handy—and the right pair can make you look quite distinguished. On the other hand, you realize that retirement isn’t as far away as it used to be. And you can no longer ignore the fact that at the rate you’re going, you’ll never build up enough of a nest egg to kick back and enjoy retirement—if you’re able to retire at all! But if there’s anything else you’ve learned in your 40-odd years, it’s that time changes many things.

Use What You’ve Got If you’re like most folks in their 40s, you probably have around $10,000 saved for retirement—so you’re not totally unfamiliar with retirement plans and how they work. Here’s where you can reap at least one of the benefits of age: a higher salary. A $315,000 Turnaround in 10 Years! But don’t stop there! The MIND Diet May Help Prevent Alzheimer’s.

By Camille Noe PagánWebMD Feature Reviewed by Neil Lava, MD Want another great reason to eat healthy? The food choices you make daily might lower your odds of getting Alzheimer’s disease, some scientists say. Researchers have found that people who stuck to a diet that included foods like berries, leafy greens, and fish had a major drop in their risk for the memory-sapping disorder, which affects more than 5 million Americans over age 65. The eating plan is called the MIND diet. Brain-Friendly Foods MIND stands for Mediterranean-DASH Intervention for Neurodegenerative Delay. But the MIND approach “specifically includes foods and nutrients that medical literature and data show to be good for the brain, such as berries,” says Martha Clare Morris, ScD, director of nutrition and nutritional epidemiology at Rush University Medical Center. You eat things from these 10 food groups: You avoid: The Benefits Scientists need to do more research on the MIND approach, “but it’s a very promising start.

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There's a simple way to do this, and it's brilliance is that it actually uses the banks' marketing offers to your advantage: find a card offering a long "0% intro APR balance transfer" promotional offer, and transfer your balance to it. Step 2: Power Through Your Balance During The 0% Period. The No Transfer-Fee Card. Zune Support | C00D11CD | Software and Installation Error.

If you see error code C00D11CD or C00D1126 when you’re trying to use the Zune software, it might mean that there are problems with a network connection, with a software installation, or with media license conflicts. If you’re seeing error code C00D11CD or C00D1126, it might mean one of the following things: You lost your Internet connection. The Zune server is down. Something went wrong while installing the Zune Music +Video software. The Zune software detects conflicts with the media licenses for the content that you downloaded on the Zune Music + Video Marketplace.

To resolve this problem, try the following solutions: Make sure that you’re playing content from the computer that you set up your account on. Was this article helpful? Yes No Thank you for your feedback We're sorry this article didn't solve your problem. Get help from the community Ambassador chat Chat one on one with a fellow Xbox User who wants to help.

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How to Refinish an Engineered Hardwood Floor | The Money Pit. LESLIE: Now we’ve got Lavonne in Iowa on the line with a floor-refinishing question. How can we help you today? LAVONNE: Yes. I have 1,350 square feet of engineered hardwood floor. It has been refinished twice and you know what? TOM: You know, it’s very unusual that you’ve been able to refinish it once. One thing I can suggest, Lavonne, is this.

LAVONNE: You know what? TOM: Right. LAVONNE: And then there’s scratches, of course. TOM: OK. LAVONNE: Right. TOM: And that might be enough for you to get a new finish to take. LAVONNE: I know and you know what? TOM: But that said, I don’t understand why somebody wants to charge you so much to take out what’s there. LAVONNE: You know what? TOM: In most cases, you would not glue down engineered floor; it would float. That said, there’s no reason you can’t put a second layer over that. LAVONNE: So would you lay something in between?

TOM: Yeah, it’s always floated; engineered always floats. LAVONNE: Alright. TOM: Good luck with that project.

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