Kalen Bruce
Founder of MoneyMiniBlog. I write short, sweet and simple articles on money and productivity. I live a debt-free life with my wife and 4 children. I aim to inspire, inform and serve others.
10 Actions You Can Take to Increase Your Productivity. Why I Finally Decided to Take Control of My Finances. I’m happy to announce that I am part of the 2015 Financial Literacy Awareness Carnival.
This year the theme is “We Are Financially Real” and it’s being hosted by Shannon over at The Heavy Purse. Also, this post is a little longer than normal (think 5 minute read instead of 2 or 3 minutes), but it’s worth it! Here’s my story of getting financially real and taking control of my finances… Balance Transfer to Lower Interest? 4 Questions to Ask First. I’ve been there.
Over $20,000 in consumer debt with interest rates higher than Cheech and Chong combined. I remember seeing the offers pouring in to lower my interest rates. This one stuck out: “0% interest rates on balance transfers for up to 15 months!” It was a Chase Slate card. 15 months was the longest zero interest offer I could find for a balance transfer at the time. It worked for us. 8 Positive & Productive Ways to Start Your Day.
10 Financial Lessons Warren Buffett Can Teach Us. Warren Buffett is constantly in competition for the richest person in the world #1 spot.
And he is self made. That’s probably my favorite thing about him. He made his money through investing just like almost everyone else. The difference is that he is really good at it. Which is why Berkshire Hathaway usually maintains about a 19% annual return. Before we check out the 10 lessons in the graphic, there are a few things that stand out… The [Info] in the [Graphic] Is Robert Kiyosaki a Fraud? Rich Dad, Poor Dad was one of the first books I read on finances.
I figured out about the book through a network marketing business I was involved with, though that didn’t really end well. I enjoyed the book. I felt like it changed my mindset – mostly the way I thought about money and college. A few years later, I started to notice that Robert had his fair share of naysayers. The Real Cost of Cable TV. Do you have cable?
If so, how much do you pay? It might be more than you think. I have internet. You probably knew that. 4 Great Strategies For Paying Off Student Loans. This is an awesome post by Allen Kors, Founder and CEO of Achieve Lending.
You can learn more about him at the end of the post. Write for us. You’ve graduated college, now your student loan forbearance or “grace period” will end soon and you don’t know how to formulate a payoff strategy. For those who don’t know where to start, below are 4 tried-and-true strategies to help jump-start your loan payoff… 1. How to Have the Most Productive Road Trip Ever. When my wife and I first figured out we would be making the 20+ hour drive from the mid-west to the Amish country of Lancaster County, we decided that this was going to be our most productive road trip ever.
We knew that the more things we could do along the way, the more productive the trip would be and the easier it would be for us to make the drive, especially the trek that seems like a million miles across Tennessee and Virginia. I’m writing this article right now as my wife is driving us down the road and helping me brainstorm ideas for new articles… Why Drive? We rarely fly. We almost always drive. Cost. Save on Gas: Before we go on, if you’re going to be making a road trip, be sure to get the free Gas Buddy app to find the cheapest gas along the way.
15 Things You Should Buy From the Dollar Store. Dollar stores are interesting because they make their money by charging a dollar for everything.
So that means things that are typically $2 or $3 are only a dollar at the dollar store. That also means some things that are typically 50 cents are also a dollar at the dollar store. Then there are stores like Dollar General, which isn’t really a dollar store at all, if you’re going off the “everything’s a dollar” idea. 5 Easy Strategies to Gradually Adopt Healthy Eating Habits. A couple weeks ago I wrote about the most important element of your productivity.
Insurance Inflation: Why You Need to Pay Attention. I’m sure you know you should always read your insurance polices carefully.
Insurance companies like to make you think they are offering more coverage than they are. They also like to distract you from reading the fine print. In fact, some insurance companies can completely drop your coverage just because you use it. What? That’s right, in certain states, insurance companies are allowed to drop you if you file a certain amount of claims within a certain time period. 75 Books to Boost Your Productivity. I just released the top 75 books on personal finance and it was insanely popular. Now it’s time for the “best of the best” productivity list. The Ultimate Money List: 75 Books on Personal Finance. There I was. 21 years old. $24,000 in debt. I thought it was normal. I thought everyone had car payments. I thought debt was the only way of life. The American way. How Ten Feet Helped Me Read 5 More Books Last Month. Do you have “your” chair? Your favorite spot? A recliner, a rocking chair…the porcelain throne…
The Most Important Article You'll Ever Read On Investing. There are few topics that have as much written about them and as much contrasting information as investing. Just knowing that is enough to scare most people away from investing at all. Is it really that difficult? Do you really need to devote years of your life to studying the most efficient way to invest? It would seem that way, but in reality, not at all. The problem with most investing advice is that someone is profiting (or attempting to profit) from it. 6 TED Talks That Will Change How You Think About Money.
How to Eat Healthy Meals for Less Than $400/Month. Heart disease is a killer. So is type 2 diabetes. Anyone can get these diseases, but you can greatly reduce your chances by eating a healthy diet. How Rich Are You? The Line Between Giving and Guilt. I am rich. Like really rich. Top 9 New Year’s Resolutions & Cheap Ways to Keep Them. This is a guest post by Marie Hickman. You can read more about her at the end of the post! How to Overcome Struggles and Take Control of Your Life. 5 Easy At-Home Car Repairs You Can Do Yourself.
This is a guest post by Bill Akintoye. How to Read More Books This Year Than Ever Before. This is Part 2 of 2 in a series. Read Part 1 here. How to Read More Books This Year Than Ever Before. “I find television very educating. Every time somebody turns on the set, I go into the other room and read a book.” -Groucho Marx. Are You Letting Fear Control Your Finances? Do you know what could be the most influential part of your finances? 5 Game-Changing Things You Don’t Know About Millionaires. How to Create More Self Discipline in Your Life. 6 Productivity Hacks Backed By Science (Infographic) The Quickstart Guide to Seller Financing Real Estate. Do You Have What It Takes to Invest in Classic Cars? How to Create a New Habit (Even if You're "Too Busy") My Biggest Money Mistakes (That I'm Glad I made) Part 3.
How to Combat Your Morning Self (And My Morning Ritual) My Biggest Money Mistakes (That I'm Glad I Made) Part 2. The Ultimate Quick-Guide to Budgeting Tools. How to Effectively Measure Progress on Your Goals. Personal Capital Review - Free Tool for Budgeting & Investing. My Biggest Money Mistakes (That I'm Glad I Made) Part 1. How to Increase Your Entire Family's Productivity. The Slight Edge and How it Can Make You Rich.