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FriendsClear prêt P2P. Here Comes the P2P Economy - The Conversation - Harvard Business. Peer-to-peer, or P2P, networks have thrown the media industry into turmoil, changing the flow of information from a one-to-many model (with newspaper publishers, Hollywood studios, and big music companies as the sources) to a many-to-many model (with blogs, YouTube, and file-sharing forums as the venues). The ability of individuals to both consume and create content–news, movies, and music–greatly threatens traditional players. Witness the struggles of established U.S. newspaper publishers–the share prices of the four largest have fallen between 10% and 50% during the generally rising market of the past three years–because of challenges from new media and advertising models, including P2P schemes.
A shock like the one that jolted the media is poised to strike other industries, perhaps more disruptively. It is already being felt in financial services. Indeed, P2P financial systems are set to reprise in the banking industry what has happened in media. P2P lending. Nicolasmax. Micro-crédit entre particuliers : emprunter de l’argent sur un s. Accueil. Help. Facebook. IDEAS | Accueil. Innovation. Business solidaire. Accueil. L’annuaire des sociétés de l’internet | FrenchWeb.fr la communau.