I have waltzed with riches more than once in my life. I have tangoed with poverty a time or two as well. Usually I find myself dancing along somewhere in the middle, definitely not rich enough to spend a ton on the finer things, and not poor enough that I can’t enjoy life at all. In 2011, I was really, really down (financially). I could not, for the life of me, figure out how to make money blogging and I had become so obsessed with my money problems that I began clamping down on everything so tightly that there wasn’t much fun to be had anymore. 10 Things You NEED to Splurge On When Money Is Tight
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The Protean Echo Reduces All Of Your Credit Cards To One Ubercard Ready to enter a cardless future but not quite sure about NFC? The Protean Echo might be for you. This clever project essentially captures your credit cards onto one multi-purpose card that can hold up to three cards at a time.
<img class="aligncenter wp-image-26222" title="sidehustle1" alt="" src="http://content.artofmanliness.com/uploads//2012/07/sidehustle1.png" width="500" height="169" /> Editor’s note: This is Part 1 of a 2 part series by Tyler Tervooren of Advanced Riskology , creator of The Bootstrapper Guild . It’s a rare man that doesn’t—at some juncture of his life—stop to question how things might be different if he worked for himself. Even a man who loves his job occasionally wonders what it might be like to strike out on his own and follow some crazy, half-baked notion. Self-employment is a dream held by many men but acted on by few. Side Hustle: Overcome Your Objections to Starting Your Own Business
Startups Taking Ecommerce from Storefront to One-Click Selling
Beware of These Tipping Traps That Make You Overpay Tipping fairly is one thing, but paying more than you think you are with a tip is quite another. Christopher Elliott, a consumer advocate and personal finance expert, highlights how tips added "for your convenience" can be deceiving. Some hotels leave a tip line on their bills open for you to add a tip—even though they already included an 18 percent gratuity plus additional room service or tray charge to your bill. If you don't look at your bill closely, you may end up tipping on top of the tip—40 percent or more. That's pretty deceptive, when the hotel should just note the tip they added in the tip line.
All About Asset Location: How to Make the Most of Your Accounts This is a guest post from Robert Brokamp of The Motley Fool . Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigorated blog , and you can have your day interrupted once or twice by his Twittering . Robert contributes one new article to Get Rich Slowly every two weeks. When he submitted this, Robert advised, “File this under the ‘long and tedious but important’ category.
To be perfectly upfront, what we’re about to show you is not something we endorse. The legality of writing on U.S. currency isn’t clear-cut: according to Title 18 of the United States Code, Section 333 ( 18 U.S.C. §333 ), “whoever mutilates, cuts, defaces, disfigures, or perforates, or unites or cements together, or does any other thing to any bank bill… with intent to render such bank bill, draft, note, or other evidence of debt unfit to be reissued, shall be fined under this title or imprisoned not more than six months, or both.” The key term here is “intent to render” that bill to be reissued, which implies that it has to be taken out of circulation, and the bills we have included in this slideshow may very well be still exchanging hands. (Section 331 of the code, by the way, addresses the “mutilation” of coins, and as you can see here, the folks at the U.S.
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You Don't Have to Be Rich to Build Wealth Investing is supposed to be how you build wealth, but sometimes it feels like you need to have money to make money. Bank of America Merrill Lynch is discouraging its brokers from taking on accounts smaller than $250,000. Even mutual funds, which were invented for the little guy, often require initial investments of $3,000 or more. Those who have access to a 401(k) at work can, and almost always should, contribute to the plan at least enough to qualify for any employer matching contributions. But beyond that, what is a beginning investor to do?
30 Most Influential Young Entrepreneurs of 2011 It’s that time of year again when we put together our 30 most influential young entrepreneurs list. Last year, the entire list was valued at close to $100billion, this year we lead off with a young entrepreneur who’s company is valued at $100billion alone. Each of these founders and CEOs are running incredible ventures that have taken a lot of sacrifice and hard work to get to where they are today. All of these companies are still private but we found as much financial information and data from 2011 as we could. Mark Zuckerberg Company: Facebook
Gittip is not just another web app or start-up, it’s a new kind of company. I’m calling it an “open company,” and here are its three defining principles: Be as open as possible. An open company develops all of its products publicly, and freely shares all of its intellectual property. Any software it writes is open source. The First Open Company (Gittip Blog)
What Employers Look for in Entry-Level Job Candidates Millennial Branding and Experience Inc. surveyed 225 employers to find out what's most important to them when they hire students or others for entry-level jobs. "Soft skills" like communication and teamwork were ranked even higher than education, and almost all employers said students should have at least one internship before they graduate. An internship can be a great way to get a job, especially if you have no relevant experience . 91% of the employers surveyed said students should have between one and two internships under their belt, and those internships should be at least three months. 82% of the employers said they hire interns for full-time positions, although half of them haven't hired interns in the last six months. However, keep in mind that relevant courses and recommendations matter more than internship experience. GPA doesn't seem to matter as much though.