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(Dedman 1988), lists of persistent barriers to access to property debt in Atlanta Africa-American neighbors. Wyly and Holloway (1999) revised the first study with the latest data again it has been found that within the next ten years traditional lenders still display many similar patterns that caused much concern in the 1980s. Extend the analysis here (1) using the Applicant level Home The data of the Mortgage Disclosure Act is not available in the original study and (2) in terms of proportion and strength speculative evaluation of the negative impact of the application race on the borrower chances of cation denial. Possible models clearly include intermediate interdependence between local racism and income factors and racial level at the application level support the selected results.
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