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The risk-return spectrum (also called the risk-return tradeoff) is the relationship between the amount of return gained on an investment and the amount of risk undertaken in that investment.[citation needed] The more return sought, the more risk that must be undertaken. The progression[edit] There are various classes of possible investments, each with their own positions on the overall risk-return spectrum. The general progression is: short-term debt; long-term debt; property; high-yield debt; equity. There is considerable overlap of the ranges for each investment class. Risk-return spectrum Risk-return spectrum





Performance and ADDIE Models Clark Quinn has an informative post where he discusses the need for Performance Analysis, Learner Experience Design, and ADDIE. I think I have it somewhat summed up in this chart I created for my web site (note that clicking the chart will bring up a larger image that has clickable links): Performance Design Concept Map Click chart for a larger image & a clickable map that will take you to the various parts Performance Performance and ADDIE Models
EDU 2.0 for school: the free, easy way to teach and learn online
Creating Engaging, Interactive e-Learning – Even With Your Hands Creating Engaging, Interactive e-Learning – Even With Your Hands ”The most positive result is that the Northern Ireland Civil Service and NIO now see e-Learning as a viable training option, whereas before, it was only considered to be a last resort.” With all of the new technology available today, it’s easier than ever to create e-Learning that is exciting, engaging, effective, and easy to use. We can easily incorporate games, quizzes, interactive animations, glowing hot-spots, callouts, and dynamic highlights on the features on each screen. We can also use audio and video narration, or use 3-D avatars as virtual trainers or for role-play action, to make the training come alive.
Easy-to-use for any number of attendees without the hassle of downloading software. WizIQ works using Flash technology with a familiar browser-like tabbed interface and standard keyboard shortcuts. This means that if you can view a web page, you can present or attend a live class. Live audio and video chat equal the best results for students and teachers. WizIQ's online tutoring software allows live video streams for up to 6 people via VoIP, seamless audio chat for multiple people simultaneously, full screen video, and the ability to control audio/video for all attendees. How to Teach Online: Teaching Online using WiZiQ How to Teach Online: Teaching Online using WiZiQ
uk e-learning information 14. Girls night blackouts! Whenever we go for a girls night out at least one of us seems to end up unconscious after too much to drink. To save money we buy some bottles to have before we go out, and once we start it seems difficult to control when to stop. It leads to some really bad situations that I regret in the morning. How can I avoid getting caught up in this madness? uk e-learning information
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The E-Learning Curve Blog at Michael Hanley Consulting The E-Learning Curve Blog at Michael Hanley Consulting More on Non-formal Learning As I discussed in a previous blog entry, one of the central components of the impact of learning (and specifically the development of knowledge workers’ expertise in organisations) is the context within which the learning takes place. A central pillar of this discussion is the type or format of the learning taking place. In the literature, it is apparent that a dichotomy exists between the paradigms of formal, goal-directed training programmes and informal – “learning at the watercooler” (Grebow, 2002) or what Michael Eraut (2000) describes as incidental learning that takes place almost as a side effect of work: “it is difficult to make a clear distinction between formal and informal learning as there is often a crossover between the two” (McGivney, 1999, p.1).