Les banques françaises lancent un système concurrent de PayPal. Lydia, l'application de paiement mobile, lève 600 000 euros. L’application de paiement mobile Lydia, qui a récemment remporté le StartinParis #27, a annoncé la semaine dernière avoir levé 600 000 euros auprès de divers Business Angels français.
Une levée de fonds qui devrait permettre le développement commercial de la startup, qui semble être déjà rencontré un engouement certain en Afrique, aux Etats-Unis et au Japon. Fondée en 2011 par Cyril Chiche et Antoine Porte (ex-Drinkon, application pour offrir des tournées dans des bars), Lydia a sorti son application en juin 2013. Le nom de l’application n’a rien à voir avec le hasard et est même très recherché.
En effet, le nom LYDIA vient du royaume de Lydie (Lydia en grec, part de l’actuelle Turquie) où furent frappées les premières pièces de monnaie, au VIIè siècle av. J.C. Lydia est une application mobile (iOS et Androïd), qui facilite les transferts d’argent (paiement ou réception). Aujourd’hui, Lydia revendique 4000 comptes particuliers et 400 comptes professionnels actifs. Zazma raises $10M to float small businesses with short term loans. Zazma has raised $10 million for its portal that helps fund small businesses.
The startup has built a platform that provides small business owners with more immediate, flexible financing options than traditional financial institutions and suppliers. They go to Zazma and request a specific amount of money for specific purchases. For example, $2,500 to pay a supplier for equipment to be paid back in six months. Zazma uses data analytics to assess loan risk and claims to make instantaneous approvals. The company then pays suppliers directly for the goods you need, and you set your own repayment timeline.
Zazma’s goal is to make business financing as simple and efficient as possible. Zazma cofounder and CEO Benjy Feinberg said in a statement that financial markets are inefficient and that “the traditional modes of financing are needlessly arduous and time-consuming.” Check gets $24M to make money management less of a chore. Having trouble managing your personal finances?
Check is one of a handful of new applications to help you pay bills from a smartphone advice. Above: The Check app is available to download free of charge Check is fast becoming a hit with consumers, registering 10 million customers in 2012. Off the back of this growth, the team just secured an additional $24 million in its third round of venture financing. Check hopes to unseat Intuit-owned Mint.com as the most popular tool to manage your finances. The app is available on both IOS and Android, and is free for consumers to use. According to chief executive Guy Goldstein, what separates Check from the pack (HelloWallet, Concur, Mint) is its ability to aggregate all your bills in one centralized dashboard. Check, which recently changed its name from PageOnce, is also popular with small businesses that need to transfer money in a matter of seconds. Goldstein positions the company as far more than a personal finance app.