Health Savings (HSA) | Deposits & Investments | Alliant Credit Union. Thoughts on smartypig 1.00% APY savings? : personalfinance. Barclays. Best banks 2012 - Ally and Barclays (8) - Money Magazine. Best: Banks for savings accounts Branches: None. Online only. Minimums to avoid fees: • None Interest rates: • 0.95% at Ally • 1% at Barclays Why they're winners: Top interest rates make these online options ideal choices for yield chasers seeking a standalone savings account. But Ally wasn't far behind and consistently provides among the industry's highest yields. Caveat: Barclays is untested, since the account just launched in May. NEXT: Capital One. SmartyPig Savings Rates - Smarty Pig. Best 1 Year Online CD Rates - Compare Top 15 Highest Bank CDs.