Marc Linsky is a certified financial planner and the President of Estreet Financial, a financial investment firm specializing in retirement and financial planning
Marc Linsky Discusses the Biggest Savings Mistakes to Avoid Before Retirement. Marc Linsky sits down to talk about some of the biggest savings mistakes to avoid before retirement. WEST PALM BEACH, FL, UNITED STATES, May 21, 2020 /EINPresswire.com/ -- For nearly 30 years, Marc Linsky has been assisting families and individuals with their financial planning needs. When people first come to Marc for help, they often have a general idea of what they want to do, but they don’t always know the best way to achieve their goals. This is especially true when it comes to saving for retirement. According to Marc, setting up a workable savings plan early on is one of the most important steps when planning for retirement. Though he talks about specific retirement plans with his clients every day, he thinks it’s important for everyone to avoid savings pitfalls and enjoy a worry-free retirement.
So, what mistakes does Marc Linsky think you should avoid when saving for retirement? 5 Mistakes Marc Linsky Wants People to Avoid When Saving for Retirement. Financial Advisor Marc Linsky Discusses the Importance of Paying Off Your Credit Card Debt in 2020. Accredited financial advisor Marc Linsky recently discussed the importance of paying off your credit card debt before the end of 2020. WEST PALM BEACH, FL, UNITED STATES, May 20, 2020 /EINPresswire.com/ -- Paying off credit card debt is an essential step to getting your finances in order. Financial advisors like Marc Linsky of West Palm Beach insist that credit card debt is one of the biggest financial burdens Americans deal with on a daily basis. "Credit card debt weighs on the shoulders of so many Americans," Marc Linsky says.
"It causes stress, holds them back from making other important purchases, and often creates more and more debt. " Marc Linsky explains that those who are paying less than the balance on their credit card bills are spending large amounts solely on interest in the long run. He states that interest can account for thousands of dollars of spending in a single year. "Financial security undoubtedly reduces stress," Marc Linsky says. Marc Linsky of Estreet Financial Discusses How to Plan for Retirement (in Uncertain Times) WEST PALM BEACH, FL, UNITED STATES, May 13, 2020 /EINPresswire.com/ -- Marc Linsky Estreet Financial President knows how difficult it can be to plan for retirement, particularly in uncertain times. These tips will help see you through uncertain times and allow you to prepare for your retirement. 1) Know Your Finances It's important to know the state of your finances.
Are you on track to meet your retirement goals? Could you cut back on spending to increase your retirement savings? Do you need to decrease your retirement savings to handle your current financial situation? Take some time to see how your current cash flow and retirement goals are faring, and consider any needed changes. 2) Plan For A Longer Retirement Marc Linsky recommends planning for a longer retirement. 3) Consider Retiring Later In an uncertain climate, you may want to work a few more years to build more retirement savings. 5) Evaluate and Reevaluate Risk Tolerance Risk tolerance will change over time.
You just read: Marc Linsky Suggests the Most Effective Ways to Save for your Child's College. Marc Linsky can help you make the best decision for how to save for your child's higher education. WEST PALM BEACH, FL, UNITED STATES, May 11, 2020 /EINPresswire.com/ -- Most parents have a nagging idea in the back of their minds that they should be saving for their kid's college, but getting started can be daunting. An experienced financial planner like Marc Linsky can shed light on this important topic and help you make the best decision for your family.
The best option for you depends on factors like total income level, debt and other responsibilities, the state you live in, your financial risk tolerance, and other personal attributes. To get the full picture it's a good idea to sit down with a certified financial planner to discuss your personal goals and plans. Every situation is different and the experience and education of a good financial planner like Marc Linsky is key to making the best decision for you and your family.
You just read: News Provided By. Marc Linsky Talks About Two Types of Trusts. May 9, 2020 1:00 PM ET iCrowd Newswire - May 9, 2020 West Palm Beach, FL / When most people think of setting up a trust, they probably envision a pile of complicated forms and expensive lawyers’ visits. For decades now, trust funds have been synonymous with wealthy estate management and preserving millions of dollars for the rich and famous.
For this reason, trusts may possibly be one of the most misunderstood financial tools. Here, Marc Linsky talks about the two main types of trusts and what each is used for. A trust is part of a well-defined estate plan, Marc begins. Contact Information: Caroline Hunter Web Presence, LLC +1 7865519491 SOURCE: Web Presence, LLC Keywords: Marc Linsky May 9, 2020 1:00 PM ET iCrowd Newswire - May 9, 2020 West Palm Beach, FL / When most people think of setting up a trust, they probably envision a pile of complicated forms and expensive lawyers’ visits.
A trust is part of a well-defined estate plan, Marc begins. Contact Information: SOURCE: Web Presence, LLC. Marc Linsky Looks at the Pros and Cons of Setting Up Your IRA in Real Estate. WEST PALM BEACH, FL, UNITED STATES, May 9, 2020 /EINPresswire.com/ -- You probably know by now an IRA is an Individual Retirement Account into which you deposit tax-free money each year for retirement. Most people associate IRAs with cash deposits of gifts, year-end bonuses, or even savings accounts. But were you aware that an IRA can consist of other investments as well? Real estate is one of the choices for those investors that aren’t afraid to diversify. Here Marc Linsky talks about the pros and cons of having your IRA in real estate. “There are a number of benefits and drawbacks to having your IRA in real estate,” Marc Linsky says. “Unfortunately, most people aren’t aware of them.” To start an IRA in real estate, Marc Linsky says, it needs to be set up as a trust, which is more expensive to create and maintain, compared to a regular IRA which doesn’t require any special treatment.
You will need what’s called a custodian for the trust to handle all the details. You just read: Yahoo fait dÃ©sormais partie de VerizonÂ Media. WEST PALM BEACH, FL / ACCESSWIRE / May 5, 2020 / Your golden years should be one of peace and financial reward for all your years of hard labor and smart financial planning. It's a time to sit back and reflect on life and enjoy yourself. However, Marc Linsky says it's not the time to start slacking off on making smart decisions regarding your credit score. Continuing to maintain a good credit score is imperative, even in your retirement age, Marc says. Many people think that they somehow don't need credit anymore, but he says that way of thinking can get you in trouble. Here, Marc Linsky talks about the importance of a good credit score and what it means to you in your retirement years. A credit score is one of many different types of financial scores credit bureaus and other places keep on their clients.
It's an indication of how likely someone is to pay back their credit obligations, Marc Linsky says. Your payment history accounts for about 35% of your credit score. Marc Linsky. Marc Linsky. Marc Linsky. About Marc Linsky. Login. Marc Linsky. Marc Linsky. Marc Linsky. Marc Linsky. Marc Linsky. Marc Linsky | Ways to Generate Extra Income – Part 1 of 3. In the 1st part of this 3-part article series, Marc Linsky, CFP at Estreet Financial, explores ways to create extra income during your retirement years. Making the most of your retirement years should be an enjoyable venture, Marc Linsky says. However, since most retired people are on a fixed income, there may be times more income may be needed. “There are several ways to go about creating extra income for your retirement years,” Marc Linsky begins.
The first method is to increase your income. The second way is by decreasing your expenses, which gives you more money to work with. The third is by a combination of both which is what most people end up doing. There are so many options, Marc Linsky begins. The list I’ve put together, Marc Linsky says, is a list of ideas that almost anyone can do from home. Note the items on this list are in order of difficulty or skill needed. With either one, he says, be sure to watch out for scams. Marc Linsky CFP Talks About What to Look for in a Financial Planner. Apr 29, 2020 3:00 PM ET iCrowd Newswire - Apr 29, 2020 West Palm Beach, FL / There seems to be talk everywhere about the importance of planning for your future by securing the services of a financial planner. But were you aware of precisely what to look for when choosing a financial planner to help you with your future? “It’s not just a matter of picking a name out of a phone book,” Marc Linsky CFP says.
Choosing the right financial planner for your future needs is almost as important as choosing the right plan itself, he says. Here, Marc looks at what you need to consider when selecting the person that can make or break your future security. First and foremost, Marc Linsky CFP says, look for someone who is certified. Marc recommends looking for a certified financial planner that charges by the hour. Contact Information: Caroline Hunter Web Presence, LLC +1 7865519491 SOURCE: Web Presence, LLC Keywords: Marc Linsky. Marc Linsky on Behance. Marc Linsky (marclinsky) on Pinterest. Marc Linsky. Marc Linsky (@MarcLinskey) Marc Linsky (verolili0209ml) Photos. Marc Linsky - United States. Marc Linsky CFP Talks About Financial Planning with Social Security. WEST PALM BEACH, FL, UNITED STATES, April 29, 2020 /EINPresswire.com/ -- As a long-time certified financial planner, Marc Linsky has seen his share of retirement plans.
He has worked with thousands of clients over the years to help with financial planning and long-term goals. Here, Marc Linsky talks about some of the things most people don’t know about drawing social security benefits. Knowing when to start drawing your social security benefits is a critical decision that can affect the rest of your life, he says. The longer you wait to take your benefits – up to age 70 – the larger your monthly benefit will be.
Then there’s the in-between, Marc Linsky says, which means choosing a time anywhere between filing early and age 70. One example, Marc Linksy provides, is if you’re in poor health and don’t think you’ll live to an old age, that’s a good reason for taking your benefits early. Marc Linsky says the rules are quite complex. You just read: News Provided By. Marc Linsky CFP Talks About Financial Planning with Social Security. Marc Linsky Talks About Social Security Benefits While Working. May 2, 2020 8:00 AM ET iCrowd Newswire - May 2, 2020 West Palm Beach, FL / Since the 1940s, Social Security has been the primary source of income for millions of retired and disabled Americans. Today, however, you don’t have to wait to quit work to collect Social Security benefits. If you haven’t reached retirement age, you have several choices you’ll need to make in the years ahead to maximize your social security benefits.
Here, Marc Linsky looks at some of the things you’ll need to consider if you’re thinking about drawing social security retirement while you’re still working.With over 178 million workers contributing to Social Security every month, the laws surrounding the system are becoming more complex each year. For example, are you aware that your full retirement age depends on your date of birth? Contact Information: Caroline Hunter Web Presence, LLC +1 7865519491 SOURCE: Web Presence, LLC Keywords: Marc Linsky, Estreet Financial. Marc Linsky | Starting Your Own Home-Based Business. If you’re like most Americans who want to retire somewhere around 65, you’re going to be looking for ways of making extra money to supplement your retirement. Needing more money in your retired years isn’t something new, Marc Linsky says, and starting a home-based business is an extremely popular idea. Many of today’s workers are putting off retirement, Marc adds. It doesn’t have to be this way. Many of his clients have come up with interesting and innovative ways of earning extra money in their golden years with their own at-home business.
First, Marc Linksy says, take an inventory of your projected retirement income. Then write down all your projected expenses. Next, Marc Linsky suggests figuring out what you enjoy doing in your spare time. The final thing Marc Linsky recommends is to see if any of the things you enjoy doing are monetizable. As an example, Marc Linksy explains, “I had a client once who loved to sew in her spare time. Marc-linsky's profile. Marc Linsky | Why Your Financial Planner Should Be Certified. Marc Linsky’s idea of financial planning is the process of creating the right plan for you and your family’s future.
Proper financial planning helps with short- and long-term goals and helps with decisions to make the most of a family’s financial resources. A financial planner can help clients with all types of financial planning, such as taxes, insurance, and estate and retirement planning. So why should your financial planner be certified? Marc Linsky says in today’s fast online world, anybody can call themselves a financial planner. That’s where the Certified Financial Planner (CFP) designation comes in. CFP professionals have been through specialized education, rigorous testing, and real-world experience and work for their clients’ best interests. The Certified Financial Planner (CFP) designation is awarded to distinguished professionals by the Certified Financial Planner Board of Standards, Inc.
Marc Linsky | Starting Your Own Home-Based Business. If you’re like most Americans who want to retire somewhere around 65, you’re going to be looking for ways of making extra money to supplement your retirement. Needing more money in your retired years isn’t something new, Marc Linsky says, and starting a home-based business is an extremely popular idea. Many of today’s workers are putting off retirement, Marc adds. It doesn’t have to be this way. Many of his clients have come up with interesting and innovative ways of earning extra money in their golden years with their own at-home business. In this article, Marc Linksy discusses the three critical steps you need to do first before planning to start your own business after retirement.
First, Marc Linksy says, take an inventory of your projected retirement income. How much do you need in additional income? Then write down all your projected expenses. Next, Marc Linsky suggests figuring out what you enjoy doing in your spare time. Marc Linsky | Front Page for Marc Linskey.