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How to Handle Worker’s Compensation Correctly. Long Term Disability Program in Massachusetts. Long Term Disability (LTD) in Massachusetts is a program that allows you to receive regular income when you are disabled.

Long Term Disability Program in Massachusetts

It protects you and your family by providing a steady income while you are recovering from injuries or illness. Why the Need of Long Term Disability Program? According to a report by Bankrate, in June 2014, around 25% of Americans do not have sufficient savings to cover even six months of their rent, mortgage, car payments, bills and other expense in the event they become disabled or severely ill. Therefore, the sole purpose of the Long Term Disability program is to secure the rights of such people. A Stronger Case for Long-Term Disability Claims. Being severely injured is stressful because it can cause depression and even prevent you from getting back to work.

A Stronger Case for Long-Term Disability Claims

If you are not able to work for a long time, you may want to apply for long-term disability. This process doesn’t have to be difficult if you are proactive and take these steps. Don’t Delay The main reason why people don’t receive these types of benefits is because they delay the process. They may miss a certain deadline, possibly forfeiting their application for claims. Gather Evidence. How to Handle a Slip and Fall Case at Work. If you have a business, sometimes accidents are bound to happen.

How to Handle a Slip and Fall Case at Work

They are at times unavoidable, such as a slip and fall case. If your company ever has to deal with this situation, these tips are important to consider. What You Need to Know About Personal Injury. Although most people relate injuries with various forms of physical damage, such is not always the case.

Although most people relate injuries with various forms of physical damage, such is not always the case. In fact, personal injury can be psychological in nature. – lowandcanata

In fact, personal injury can be psychological in nature.

What You Need to Know About Personal Injury

Because of the nature of most personal injuries, a tort usually takes place. A Lawyer’s Responsibility.

Lawsuits are best handled with the help of a lawyer. What most do not know, however, is that, lawyers have a greater responsibility towards their client than just merely being present in court. Depending on where you are located, your lawyer is probably bound by a set of ethical guidelines. – lowandcanata

What To Do If You’re Injured In An Apartment Complex. Finding the Right Lawyer for Your Insurance Claim. Benefiting from Long-Term Disability Attorneys. Worker's Compensation: A Summary. Don't Miss Getting Compensation for Work Injuries. Details on Filing a Personal Injury Claim in MA. 5 Workers’ Compensation Mistakes to Avoid.

There are a lot of hardworking individuals who reside in Massachusetts. Unfortunately, dozens of people are injured on the job each year. – lowandcanata

Tips for Massachusetts Workman’s Compensation Claims.

Every day, workers get injured on the job or while performing work-related tasks. In many of these cases, the employer pays benefits and medical related costs without fight or dispute. Unfortunately, there are many cases where this is not the norm. This is when you need to know your rights and maybe even contact an attorney to see you through. – lowandcanata

Benefits in Workers’ Compensation Laws. A person who gets injured from an accident at work is entitled by law to certain forms of assistance.

Benefits in Workers’ Compensation Laws

The government agency that regulates such matters is the Department of Industrial Accidents. The Commissioner of the Division of Unemployment Assistance sets the minimum and maximum compensation rates for the benefits, depending on two calculations defined in the MGL c. 152, § 1. Maximum – 100 percent of the commonwealth’s average weekly wage as calculated by the deputy director of the Division of Employment and Training, immediately prior to or on the date of injury.Minimum – 20 percent of the commonwealth’s average weekly wage calculated in the same way as the maximum rate.

Tips for Filing a Worker’s Compensation Claim. As with any other type of personal injury claim, a worker’s compensation claim can be as every bit as complicated, and can easily overwhelm the uninitiated.

As with any other type of personal injury claim, a worker’s compensation claim can be as every bit as complicated, and can easily overwhelm the uninitiated. – lowandcanata

If you’re soon off to file your own, here are a few tips to ensure that everything goes smoothly.

Tips for Filing a Worker’s Compensation Claim

Notify Your Employer Early As soon as you get injured, don’t wait to see if the pain will subside. If you either fail or deliberately choose not to report your situation when you got injured, you’re in for a considerable amount of trouble, mostly because you wasted a lot of time that you could have used getting a head start on processing your claim. The next thing you know, the time limit to file a worker’s compensation claim has passed. Receive Urgent Medical Treatment. How Courts Decide on Cases of Dog Bites or Attacks. ERISA and Long Term Disability. The Employee Retirement Income Security Act, or ERISA, is a Federal law that was made to protect employees’ rights to their benefits.

The Employee Retirement Income Security Act, or ERISA, is a Federal law that was made to protect employees’ rights to their benefits. – lowandcanata

In the case that an employee has become disabled and is unable to work, they may be qualified for long term disability benefits under the ERISA plan, which is usually included by the employer as an employee benefit.

ERISA and Long Term Disability

ERISA does not apply for disability insurance plans that have been purchased individually. When ERISA applies to an employee’s plan, it controls almost all aspects of that plan and also how the employee obtains its benefits. It requires the employer to provide their employee with information regarding their disability benefits, which include: What is and what is not covered in the plan, explained in detail.Steps on how to file a claim if the employee becomes disabled.An outline of the appeal process in case the claim is denied.

Studebaker Gave Birth to ERISA. The Employee Retirement Income Security Act (ERISA) is a complicated piece of legislation.

Studebaker Gave Birth to ERISA

Basically, it protects employers from running out of money as a result of funding pension plans for their employees. It also works for employees because it ensures the integrity of their benefits by preventing the employer from going under. ERISA was the result of the Studebaker lesson. The early 1960s saw difficulties in the automobile industry, with intense competition among manufacturers, including Studebaker. To keep its workforce and stay afloat without having to increase salaries, Studebaker increased its employees’ pensions four times.

The loss then was pegged at $15 million, worth $114 million in today’s dollars.