Kitchen Designs & Kitchen Inspiration | Cultivate.com. Hockeystick Climatologist Michael Mann Sues Competitive Enterprise Institute and National Review for Defamation - Hit & Run. Vintage Zenith X930 iPod / MP3 Player Ready Console Stereo | Furnish Me Vintage. Why Do Banks Need to Be Regulated? Posted at 11:45 a.m. on Oct. 29, 2012 Judge Richard Posner provides an evolutionary theory for the risk-prone nature of banking systems.
“The shorter the term of the bank’s borrowed money, and the longer the term at which it lends, the bigger the spread but the greater the risk of default. If the lenders to the bank decide that the bank is making risky loans, they, or some of them, may decide to withdraw their money… One might think that, cognizant of such risks, banks would be cautious borrowers and lenders; they would not borrow so short (and thus risk a run) or make such long-term (and therefore risky) loans. But that need not be true. “Darwinian evolution is toward fitness rather than goodness. Is Banking Unusually Prone to Risky Practices? Posner. I think the answer is “yes,” and that this becomes apparent if we understand the Darwinian character of competition, though this is not to suggest that competition invariably, or even typically, leads to corrupt behavior.
There are many analogies between biological evolution and commercial markets, and as a result words like “competition” and “equilibrium” are important both in evolutionary biology and in economics. In an article published in 1950 the economist Armen Alchian argued that standard economic results could be predicted as products of a struggle for survival among competitors, without need to assume conscious profit maximization by any of them. But the explicit analogizing of economic behavior to Darwinian theory is far older than 1950, and in fact reached itsapogee in the decades following the publication in 1859 of The Origin of Species—in the movement that came to be known as Social Darwinism.
How to Mount Roman Shade | Terrell Designs. How to Replace an Under-Sink Cabinet Board. BuzzFeed. Salon.com. Slate Magazine - Politics, Business, Technology, and the Arts - Slate Magazine. Wonkette — The D.C. Gossip. Untitled. Center Public Integrity. Apple.
NRA Halts Sale of Ex-Members' Names. Mar. 3, 1994 12:10 AM ET WASHINGTON (AP) _ The National Rifle Association, besieged by members angered to learn that the group was selling former members' names to anyone with the money to buy them, canceled the practice, effective immediately. Wednesday's action by NRA Executive Vice President Wayne LaPierre Jr. came a day after The Associated Press reported that the group had been selling lists of more than 697,000 former NRA members who had dropped out in the past four years. ''The privacy of our members is of paramount importance and outweighs the revenue benefit of renting the lists,'' LaPierre said, stressing that active NRA members' names have always been and will remain confidential.
Robert Marcario, the NRA's managing director of membership, had said earlier: ''Our rule is, somebody gone for six months, they're fair game and we can sell their name.'' Many organizations sell membership lists, but the NRA promises to keep its members' names secret. AAFRC.ORG. Frequently Asked Questions. This page contains answers to many frequently asked questions about the nonprofit sector. More detailed technical notes are also available in the KnowledgeBase. General Nonprofit Information What are nonprofit organizations? Formal organizations in the United States are typically thought about in three broad categories: Business and industry, or "for-profit" organizations Government, including state, local, and federal agencies that provide services and regulation Nonprofit organizations, that qualify for tax-exempt status under the Internal Revenue Code because they are organized for the specific purposes stated in the Code.
Although there are legal distinctions among nonprofit organizations and different reporting requirements, all are exempt from paying federal income taxes. Are all nonprofit organizations public charities? No. Public charities receive their tax-exemption under subsection (3) of Section 501(c). Other tax-exempt organizations and their 501(c) subsection include: Form 990. Creating A Successful Online Portfolio. Advertisement Your portfolio is the showcase of your work, your skills and your potential for your future employers. The more time and effort you dedicate for a usable and nice-looking design, the higher are your chances for getting better account balance in the end of the month.
So how can you make sure your portfolio is better than the portfolios of your competitors? How can you point employer’s attention to your works? Creating a successful portfolio is easier than you think. There are some common mistakes designers make in their portfolios. Pitfall #1: Obfuscation Clarity and focus should permeate your portfolio. Over at Copyblogger there is an article that covers a simple list of writing tips from the man known for cutting out the fluff from writing in the early twentieth century. 2The Portfolio of Evan Eckard53 is an example of a website that promotes the work from the first page and Gets to it quickly.
Pitfall #2: Information Cramming Pitfall #3: Overdoing It 1. 2. 3. 4. 5. 6. 7. 50 Beautiful And Creative Portfolio Designs. Advertisement Design portfolios come in various forms. Traditionally, they have been print-based and something you would carry to a client pitch or meeting to showcase what you’ve done and how you did it. Today, many designers take advantage of the Internet to publish and showcase their work via their online portfolios. Having your work displayed online removes the geographical restraints that traditional portfolios impose on you. With many portfolios online, it’s often hard to stand out from the sea of competition out there. It takes a creative design to grab the user’s attention long enough for him or her to enjoy sifting through your work. Adding rich interactive elements, framing your work in a unique way, and concocting a means of providing a unique experience can not only get the user’s attention but also show your capabilities as a designer.
In this showcase, you’ll find a variety of beautiful, unique and highly creative portfolio designs. 50 Beautiful and Creative Portfolios. Classic Radio Gallery. Radio radio. 10 iCloud Tips & Tricks. Superman. Waiting for “Superman” a film directed by Davis Guggenheim Ordinarily, documentaries about education attract little attention, and seldom, if ever, reach neighborhood movie theaters. Davis Guggenheim’s Waiting for “Superman” is different. It arrived in late September with the biggest publicity splash I have ever seen for a documentary. Not only was it the subject of major stories in Time and New York, but it was featured twice on The Oprah Winfrey Show and was the centerpiece of several days of programming by NBC, including an interview with President Obama. Two other films expounding the same arguments—The Lottery and The Cartel—were released in the late spring, but they received far less attention than Guggenheim’s film.
The message of these films has become alarmingly familiar: American public education is a failed enterprise. For many people, these arguments require a willing suspension of disbelief. In each of the schools to which they have applied, the odds against them are large. Home Recs!!! UCLA BRAIN. Scotch. 38 Best DIY Food Gifts. Factory boys' cotton Bedford Blazer - blazers - FactoryBoys's Blazers & Outerwear - J.Crew Factory. Open textbooks. Study Guides and Strategies. Connexions - Sharing Knowledge and Building Communities. Wikibooks.
Bibliomania - Free Online Literature and Study Guides. Oobject - Daily User Ranked Lists. Philco Tube Manual, Sept. 1937. Early Parts Information. THE PHILCO REPAIR BENCH. Old radio manauls 3 : audio equipment manuals : vintage manuals for early vacuum tube equipment : The History of Philco, Chapter 3. Chapter 3: Leadership in Radio © 2005-2013 Ron Ramirez For spring 1930, Philco began a promotional tie-in with Paramount Pictures. Many Philco advertisements featured stars of motion pictures, then under contract to Paramount. In addition, Philco made such things as autographed pictures of Paramount stars available as giveaways to Philco dealers. For the new 1930-31 season which began in June, Philco added another new feature – Tone Control.
Many developments were going on behind the scenes in 1930 at Philco. Following the disagreement with RCA, Philco no longer broadcast the Philco Hour on NBC. Jessica Dragonette was no longer on the syndicated program, having been replaced by a male singer, William Schultz. By now, of course, the Great Depression was on, and many people could not afford a radio set. At the same time, Philco also inexplicably introduced a new high-end radio. In late 1930, Edward Davis was promoted to the new position of Chairman of the Board at Philco. Larry E. Free News, Videos, Reviews and Gossip - Lifehacker. How to Make Classic Rugelach Cookies Cooking Lessons from The Kitchn. There is no resisting rugelach, no matter how nubbly or imperfectly rolled. They're buttery, flaky, and just the right amount of sweet. You can fill them with anything from ground nuts and honey to peanut butter and chocolate — the only real constant is using cream cheese to make a super-tender dough.
Here's how you can make them at home. I like adding an egg yolk to my dough. It's not strictly necessary, but I like it for the extra richness and a guaranteed golden color in the oven. Also as part of the Dorie Greenspan School, I prefer rugelach rolled individually into crescents rather than rolling the dough around the filling and then slicing them into pinwheels. I love making several different fillings for the ruglach and using a different one with each batch. Like most classic recipes, there are lots of opinions about what constitutes a "true" rugelach. How to Make Rugelach Makes 64 cookies What You Need Instructions 1. 2. 3. 4. 5. 6. 7. 8. 9. Ideas for Rugelach Fillings: Top 10 Handy iOS Tweaks That Don't Require Jailbreaking. I'm dipping my toes in the Android world now having just received my unlocked Nexus 4.
I'm using it instead of my iPhone5 for the next few weeks to see if it offers me anything above what I'm experiencing with my iPhone. So far I love the screen (but desperately miss the physical home button), love the notifications, love the LED notification light (modified with Light Flow), and love Google Now. I also like some of the font usages in Jelly Bean much more than iOS. I've yet to get over some major downsides, though - the media apps SUCK. What to Expect Groups. Groupsnoop-home.