There are 7 Types of Spenders. What Type Are You? - MoneyGuru Blog. Experts say a person’s views on money and wealth can help determine if he or she will attain financial independence or even get rich in the future.
They also suggest that only one of these 7 types of spenders is more likely to achieve more financial goals. One thing’s for sure about building wealth: it’s directly tied to one’s attitude toward money and spending. Frugal individuals, for instance, almost always manage to avoid debt and get by in life, even if their salary may not be that much.
On the other hand, many highly-paid people struggle to save and invest due to their unmanageable expenses. So, in all honesty, how do you consider yourself as a spender? Essentialist – With their “we’ll live with basics” motto, the Essentialists don’t bother themselves with flashy, unnecessary stuff. Of course, the best disposition mentioned above is that of the Essentialist’s. 3-Step Loan Application. 3 Money Questions with Candid Cuisine's Vhalerie Lee (Plus, Find the Best Meal for Under P100!) - MoneyGuru Blog. A lot of us have a secret dream.
It’s where we see ourselves 10 years down the line, and what we fantasize about as we go through the daily grind of our 9 to 5 jobs. For some, it can be photography; others, fashion styling or designing; and for some, it can be as simple as sharing stories about experiences you are passionate about, such as food and travelling. Vhalerie Lee is no stranger to this situation. Having a stable career in product development and management in the top media company in the Philippines, she could have been content with the status quo. Instead, Vhal took a big leap of faith in 2013 and founded Candid Cuisine, a food and travel blog, “to immortalize gastronomic adventures and travel experiences, hoping these can be helpful for foodies and travelers.”
To those looking to go beyond their desk jobs, it sounds cliche but first and foremost, do something that you enjoy. How were you able to get the funds to start Candid Cuisine? Cash Loan Application in the Philippines Made Faster & Easier - MoneyGuru Blog. Getting cash loans in the Philippines is common.
There are a lot of hard working Filipinos whose monthly salary can barely make ends meet. Given the expenses they have to pay for, they have no option but to get a loan. Your goal is to just make sure that you get the loans as soon as possible with the lowest interest rates possible. Apply Now There are a lot of ways to get cash loans Philippines with sure approval. Determining the policy One of the reasons why loans end up being disapproved is because those who borrow don’t know what the policies are or at least understand the conditions. Preparing the documents Another thing that you need to do is to get the checklist of the documents needed to process the loans. Considering individual lenders In the Philippines, banks offer some of the lowest interest rates for cash loans. Showing proofs of payments If you have borrowed money from other banks or firms before, you need to keep the receipts.
Cash Loan Application in the Philippines Made Faster & Easier - MoneyGuru Blog. Prepare Yourself Effectively for a Home Loan By Following These 7 Tips - MoneyGuru Blog. Buying a home is a major financial decision.
For starters, you have to look for a suitable property to buy – one that is convenient for your family to live. Besides, you have to choose a profitable property – one that will increase in value in the future if not generates its own income as an asset. Once you’ve chosen a prospect property, you have to find a reliable home financing provider.
Now this is where issues on loan applications come in. How exactly can you guarantee that your loan gets approved? Find way to earn extra cash to save up for the upfront fee Take up freelance projects if you have extra time at home. Research and compare the costs of the current home loan offers on the market Don’t jump in too hastily into an offer without doing enough research.