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Tax and Interest Subsidy Benefit on Home Loan. Are you looking for a home loan? If yes, then this is the right time to apply for the same. If your annual income is up to INR 18 lakh, you are now eligible for interest subsidy on home loans under the Pradhan Mantri Awas Yojana (PMAY). The interest subsidy is allowed under the new Credit Linked Subsidy Scheme (CLSS) by Ministry of Housing and Urban Poverty Alleviation. Individuals already being sanctioned a home loan since January 1 this year would also qualify for the interest subsidy.

Most of the premier finance companies in India such as Indiabulls Home Loans have all geared up and are offering affordable home loans helping you to fulfil your dream of owning your own home. As per M. Key Parameters of Credit Linked Subsidy Scheme The Prime Minister of India, Mr. In the guiding principle, the tenure of loan tenure is capped to a term of 20 years. Salient features of CLSS: How to avail this loan? How this scheme works? Income Tax Benefit on Home Loan. 10 Factors to consider while taking a Home Loan | Indiabulls Home Loans Blog. Buying a house of your own is a big decision, and with the spiraling property prices, the decision could turn into a ‘once in a lifetime’ one. Thus, availing a home loan becomes mandatory to make the most of your choice. But, the task lies in finding the correct home loan based on your needs.

To make the process easier for you, we provide 10 factors you need to consider while applying for a home loan: 1) Do your Research – First of all, do the market research on your own. Besides what a home loan agent has to advise, you need to have a fair knowledge about house loan and the process that follows. Simply start by searching for the best terms available in the market. 2) Check the Interest Rates – When it comes to home loan interest rates, the lower, the better. 3) Know your home loan eligibility – Your total eligibility mainly depends on your loan repaying capacity.

You can calculate the eligibility amount by using Home Loan Eligibility Calculator. Visit Document Checklist page to know more. How the dip in home loan interest rates will affect borrowers. With the real estate market soaring and banks offering attractive packages for home loans in India, the number of home owners who have taken home loans has increased by a great number. The government too, is encouraging borrowers by offering subsidies and tax deductions on home loans.

This is perhaps the best time to invest in property and as a result, a lot of the working class have managed to become new homeowners by taking a home loan. Which means a huge or substantial part of their income is spent on the repayment of these loans. But what happens if the borrower is unable to pay his/her home loan EMI. Is he termed as a loan defaulter if he or she is unable to pay one instalment on time?

The answer is no. The trouble begins if a home loan borrower fails to pay his EMI three months in a row. All this can be avoided by doing a few simple things in case the borrower is unable to pay his/her EMI: 1. 2. 3. Home Loan Guide for New & Existing Customers - Indiabulls Home Loans. Understanding the Pradhan Mantri Awas Yojana (Gujarati) Know more about the features of Pradhan Mantri Awas Yojana (PMAY) & get closer to a #home of your own. Find out how the Pradhan Mantri Awaas Yojana - Credit Linked Subsidy Scheme has made owning your dream #home so much more affordable.

Understanding the Pradhan Mantri Awas Yojana (Hindi) Find out how the Pradhan Mantri Awaas Yojana - Credit Linked Subsidy Scheme has made owning your dream #home so much more affordable. #PMAYscheme #PMAY Buying a #home is now not only a better option but even an affordable one as compared to renting a house. Understanding the Pradhan Mantri Awas Yojana (English) With the Pradhan Mantri Awas Yojana (PMAY), the effective interest rate for your home loan can be marginalised! Find out how the PMAY - Credit Linked Subsidy Scheme has made owning your dream #home so much more affordable.

YouKnowItBaby - What to do if you miss a home loan EMI payment? How refinancing your Home Loan can help you save more | Indiabulls Home Loans Blog. The joy of owning your own space, a home you can call your own, is a dream for many. But thanks to home loans, many are able to realise this dream. But there comes a time, after one buys a home, that the satisfaction of owning your own place may be dampened by the financial burden of EMIs. Well, what if we told you there is a way? You can let nothing take away your happiness by simply refinancing your home loan.

What does refinancing your home loan mean? Refinancing your home loan is nothing but a home loan balance transfer. How do you go about it? Knowing the value of your property is essential. What are the advantages? Lower Interest rates: A lower rate of interest is one of the major reasons that borrowers transfer home loan from one lender to another. Reduce your loan tenure: The loan tenure is inversely proportional to the EMI payments you are making.

Get additional loan opportunity: Tax Benefits: Diversify your investments: What you need to know about missing a home loan EMI payment by Litty Jose. Articles by Litty Jose Finance Analyst With the real estate market soaring and banks offering attractive packages for home loans in India, the number of home owners who have taken home loans has increased by a great number. The government too, is encouraging borrowers by offering subsidies and tax deductions on home loans. This is perhaps the best time to invest in property and as a result, a lot of the working class have managed to become new homeowners by taking a home loan. Which means a huge or substantial part of their income is spent on the repayment of these loans. But what happens if the borrower is unable to pay his/her home loan EMI. The trouble begins if a home loan borrower fails to pay his EMI three months in a row.

All this can be avoided by doing a few simple things in case the borrower is unable to pay his/her EMI: 1. 2. 3. About Litty Jose Finance Analyst 28 connections, 0 recommendations, 109 honor points. Created on Jun 21st 2017 06:46. Comments. What to do if You Miss a Home Loan EMI Payment? With the real estate market soaring and banks offering attractive packages for home loans in India, the number of home owners who have taken home loans has increased by a great number. The government too, is encouraging borrowers by offering subsidies and tax deductions on home loans. This is perhaps the best time to invest in property and as a result, a lot of the working class have managed to become new homeowners by taking a home loan. Which means a huge or substantial part of their income is spent on the repayment of these loans.

But what happens if the borrower is unable to pay his/her home loan EMI. Is he termed as a loan defaulter if he or she is unable to pay one instalment on time? The trouble begins if a home loan borrower fails to pay his EMI three months in a row. All this can be avoided by doing a few simple things in case the borrower is unable to pay his/her EMI: Everything about the slashing of home loan interest rates | Article One.

One of the key benefits that came out of the demonetisation drive that shook our country last year, was that it helped banks in slashing their home loan interest rates. This happened, because of the huge cash inflow that the banks saw during the demonetisation. As a result, the New Year brought good news in the form of slashed home loan interest rates, with some banks slashing their interest rates by as much as 50 basis points or bps. This is a great news for both, new borrowers and existing home loan borrowers. Here is how everyone is going to benefit from this reduction in home loan interest rates. 1. 2. 3. 4. Indiabulls Home Loans Mobile App - Available on iOS & Android.

Everything about the slashing of home loan interest rates. One of the key benefits that came out of the demonetisation drive that shook our country last year, was that it helped banks in slashing their home loan interest rates. This happened, because of the huge cash inflow that the banks saw during the demonetisation. As a result, the New Year brought good news in the form of slashed home loan interest rates, with some banks slashing their interest rates by as much as 50 basis points or bps. This is a great news for both, new borrowers and existing home loan borrowers. Here is how everyone is going to benefit from this reduction in home loan interest rates. 1. 2. 3. 4.

RERA to boost demand for Affordable Housing | Indiabulls Home Loans Blog. With housing loans being easily available, purchasing one’s own home has never been this easier. With home loan interest rates so low, now just seems a perfect opportunity for interested home buyers. And the implementation of RERA act is a BONUS! What is RERA? The Real Estate Regulation and Development Act which first came into the formulation in 2016 was finally implemented from May 1, 2017. The RERA news has brought a change for both the sides in the real estate sector i.e.

Buyers and Builders. The Act is expected to bring accountability and transparency in the real estate sector. Moreover, RERA looks forward to addressing issues like price, the quality of construction and other changes that will protect home buyers from unethical players. Let’s understand how will RERA impact home buyers? Interested buyers who are in search of purchasing an ongoing project or a project that is yet to be finalised or registered are now ensured better protection under the implementation of RERA act. How does the dip in home loan interest rates affect you. One of the key benefits that came out of the demonetisation drive that shook our country last year, was that it helped banks in slashing their home loan interest rates. This happened, because of the huge cash inflow that the banks saw during the demonetisation. As a result, the New Year brought good news in the form of slashed home loan interest rates, with some banks slashing their interest rates by as much as 50 basis points or bps.

This is a great news for both, new borrowers and existing home loan borrowers. Here is how everyone is going to benefit from this reduction in home loan interest rates. 1. 2. 3. 4. Benefit From A Drop In Home Loan Interest Rates In May 2017 by Litty Jose. Articles by Litty Jose Finance Analyst One of the key benefits that came out of the demonetisation drive that shook our country last year, was that it helped banks in slashing their home loan interest rates.

This happened, because of the huge cash inflow that the banks saw during the demonetisation. As a result, the New Year brought good news in the form of slashed home loan interest rates, with some banks slashing their interest rates by as much as 50 basis points or bps. This is a great news for both, new borrowers and existing home loan borrowers. 1. 2. 3. 4. About Litty Jose Finance Analyst 28 connections, 0 recommendations, 109 honor points. Created on Jun 15th 2017 07:22. Comments Please sign in before you comment. How The Dip in Home Loan Interest Rates Will Affect Borrowers. One of the key benefits that came out of the demonetisation drive that shook our country last year, was that it helped banks in slashing their home loan interest rates. This happened, because of the huge cash inflow that the banks saw during the demonetisation. As a result, the New Year brought good news in the form of slashed home loan interest rates, with some banks slashing their interest rates by as much as 50 basis points or bps.

This is a great news for both, new borrowers and existing home loan borrowers. Here is how everyone is going to benefit from this reduction in home loan interest rates. Women borrowers: Women borrowers are going to receive extra benefit from some banks. Everything you need to know about the Pradhan Mantri Awas Yojana: littyjose90. In his much-awaited address to the nation on the eve of the New Year, the Prime Minister of our country announced the Pradhan Mantri Awas Yojana for the middle-income groups. This is an interest subsidy scheme that has been named as 'Credit Linked Subsidy Scheme for Middle Income Groups - CLSS(MIG)'.

As per this new subsidy, middle-income groups with incomes in the eligible range will get a subsidy on their interest rate of three to four percent. The Pradhan Mantri Awas Yojana is mainly focused on home loans for the middle-income groups. Here’s who is eligible for the subsidy under this scheme. 1. People whose incomes falls in the range of 6 lacs to 18 lacs are eligible for this subsidy under the CLSS. 2. 3. Here’s is how home loan EMIs and interest rates will be affected under the new scheme. 1. 2. 3. Non-banking finance companies and micro finance institutions are also recognised under this scheme in order to ensure that maximum number of people can benefit from it. Benefit from the Pradhan Mantri Awas Yojana. In his much-awaited address to the nation on the eve of the New Year, the Prime Minister of our country announced the Pradhan Mantri Awas Yojana for the middle-income groups. This is an interest subsidy scheme that has been named as 'Credit Linked Subsidy Scheme for Middle Income Groups - CLSS(MIG)'.

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Learn About Home Loan Interest Rates And Tax Saving Benefits From The Same With This Quick Guide. Home Loans: Learn the many benefits of purchasing a property. Understanding the concept of Home Loan and Home Loan Interest Rates. What Is a Mortgage? Your Go-to Guide to Getting Loan Against Property. Use Home Loan EMI Calculator to Know Your Installments - posted by Litty Jose at G3Dev Social Network.

These three easy steps will help you calculate your Home Loan using a Home Loan EMI Calculator: littyjose90. Opt to Change your Home Loan Provider and Avail Additional Benefits. What does one need to take care of while applying for a Home Loan? Indiabulls Housing Finance cuts home loan rates by 0.45 pc : PTI feed, News. Indiabulls Housing Finance reduces home loan rates by 45 basis points - Mint Market Info.

Indiabulls Housing Finance cuts home loan rates by 0.45% Indiabulls Housing Finance reduces rates by 45 bps.