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Review the "How to claim your funds" section below and complete the attached form. Why does FDIC have unclaimed funds? When a failed financial institution (bank or savings and loan) with federal deposit insurance is liquidated, the FDIC resolution division is responsible for paying: Unclaimed insured deposits up to the insurance limit Dividends declared on excess deposits over the insurance limit Dividends declared on general creditor claims Funds distributed to the shareholders of the failed institution In many instances these funds remain unclaimed because: Individual - Treasury Hunt®
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