KYB Financial are an Independent Specialist Consultancy, we provide Commercial and Business Finance support to SME clients throughout the whole of the UK.
Asset Finance UK from KYB Financial. We will provide you a fast, competitive quote to lease any capital equipment necessary for the running of your business.
This includes Plant, Vehicles, Production Equipment, IT and Telecoms Systems and even ‘Small Ticket’ items from £2K in capital value Leasing is a tax and cash efficient way of financing equipment for your business, it keeps the asset ‘off balance sheet’ and offers the following key benefits: It provides you immediate use of the asset without paying for it all at once.It frees up working capital and bank loan / overdraft facilities for business growth.The Lease contract is structured for the length of time you require use of the asset .Sale & Leaseback allows you to release capital in assets you already own.We can provide a solution irrespective of credit history or previous problems.It offers the most tax efficient structure for your business.
Get Property Bridging Loans UK. We Are The UK’s Bridging Specialists And Offer Flexible Loans At a competitive rate.
If you have a need for a Short Term Loan and need the funds quickly then we can provide funding for any legitimate purpose over loan terms ranging from 1 day to 24 months. Obtaining bridging finance is, in essence, a simple process and loans can be secured on both Residential and Commercial Property Assets and Land / Development Sites. In some cases we can take other assets as security for the loan such as Luxury Cars, Art , Jewellery etc. Some potential uses: Buying a bargain property at ‘Below Market Value’Buy a property which is deemed ‘Un-mortgageable’ and requires significant refurbishment.Moving home before your current property is soldBuying a property at auction and needing funds quickly to complete on the purchaseRaising cash to buy a Business , Purchase Stock or perhaps buy out a Business PartnerRaising cash to pay a Personal or Business Tax billRaising cash to stave off a repossession order.
Property Refurbishment Loans UK. Property Refurbishment Loans and property Refurbishment finance in the UK for Light & Heavy Refurbishments.
Light refurbishments are usually defined as cosmetic changes to a property such as replacing a kitchen, rewiring, or redecorating. By contrast, heavy refurbishments are when structural changes are being made to the property, especially those that may require planning permission. Lenders have different products, rates and criteria for both light and heavy refurbishment deals, this reflects their differing appetite for certain types of projects. For example, we have lenders on our panel who have a very strong interest in community projects or eco-friendly developments. Because we have such a large lender portfolio we are able to source the best possible rates and deals for your specific requirements and unique situation.
Bridging Finance. Get Property Development Finance UK. If you are involved in the building industry or make a living from Property Development and refurbishment then the good news is that funds are available for profitable projects which fit criteria.
Property Development and Refurbishment loans are provided from £50K upwards. A brief synopsis of current key underwriting criteria: All residential Property Types supported – Houses, Terrace, Mews, FlatsApplications should be supported by good evidence of demand in the local areaIf properties are to be retained on completion a long term re-finance option can be providedMixed use and Commercial Schemes can be supported subject to a demonstrable demand on completionDevelopments should demonstrate sufficient margin to absorb any possible future reduction in the anticipated Gross Developed Value (GDV) of the project.The borrower or proposed main contractor should have a good CV and be able to demonstrate experience in the sector. Buy to Let UK. Expand Your Portfolio with Kyb Financials’ buy to let UK mortgage and mortgages for business in the UK.
Buy to let Mortgages allow the borrower a first charge loan using an investment residential property as security. The buy to let mortgage is set-up so that the property is tenanted out and the mortgage payments are covered by the rent generated by the tenant within the security. A HMO Mortgage is a conventional buy to let mortgage taken over a security that has multiple tenants. It is referred to as a House of Multiple Occupancy i.e. shared bathing and kitchen facilities. A Holiday Let mortgage is a conventional buy to let mortgage on a security that has long-term tenancy restrictions.
The two main forms of buy to let products are: Interest only productsCapital and interest repayment products For free, expert advice to help secure funding for your development project please call us today or submit an enquiry and we will contact you. Property Development Loans UK - KYB Financial.