How to invest so your money lasts in retirement - Personal Adviser. By Larry Katz SEATTLE (MarketWatch) — Many people worry about whether their savings will last for their entire retirement. If the savings do last, it’s a success, but if they don’t, it could be considered a failure. Key factors which influence whether your savings will last include the size of your portfolio at retirement (bigger is better), the amount of periodic withdrawals (the lower the withdrawals, the greater the chance of not running out of money) and longevity (the longer you live, the more you need at the start of retirement). /conga/personal-finance/retirement_seo.html259847 Another consideration is the diversification among various asset classes within the portfolio. To illustrate this, let’s look at two hypothetical equity portfolios. The first is a diversified portfolio of U.S. large-cap, large-value, small-cap and small-value indices (from Dimensional Fund Advisors), each with a 25% allocation.
The second equity portfolio is the S&P 500 index. UOB : Personal Banking. iOCBC - Your Personal e-Broker. Personal banking: Bank Accounts, Mortgages, Online | HSBC Bank UK. Welcome To CIMB Clicks. DBS iBanking.