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When to Hire a Financial Advisor (And Where to Find One) Advertisement Most of the time, we’re all for educating yourself about your own finances instead of hiring someone else to take care of them for you.

When to Hire a Financial Advisor (And Where to Find One)

Whether that’s through podcasts, online courses, careful research, or getting advice online, it usually works. But sometimes you need to call in a professional. 10 Podcasts That'll Help You Save Money & Get Out of Debt 10 Podcasts That'll Help You Save Money & Get Out of Debt There are a lot of money-related podcasts out there, but these 10 are the best for helping you get out of debt and master your money. Read More Financial advisors don’t often come cheap, but there are a few times when it’s worth the expense. Note: The resources for finding financial professionals listed below are for the U.S. only. Personal Finance for Beginners II - Retire Japan. Japan's taxman sticks his OAR in, looking for leviable expat assets held abroad.

A recent Lifelines column covered the relatively new overseas assets reporting (OAR) law (“Long-term foreign Japan residents must declare overseas assets — and could be taxed on them,” Oct. 31).

Japan's taxman sticks his OAR in, looking for leviable expat assets held abroad

In a nutshell, the OAR law applies to foreign nationals who have been in Japan more than five years within the last 10, and whose overseas assets have a combined value of ¥50 million or more. Those who fall outside this group have nothing to worry about, for now at least. This column prompted a flurry of emails from readers, many of whom had never heard of the law and had questions about it.

In this follow-up article, two tax consultants, Yuko Urushimatsu and Calvin Tong, answer some of these queries and help to shed light on the issues involved. Calvin also addresses some specific points for Americans. The most common question from readers was how to get further information on the OAR requirements in English. Lifelines spoke to the NTA about the situation. American tax exceptionalism Useful links.

Review: iDeCo (J401k) Book - Retire Japan. US Account for overseas Americans? ACA delivers the award winning solution to its members! For Americans living abroad, opening and maintaining a US bank account has been a BIG problem.

US Account for overseas Americans? ACA delivers the award winning solution to its members!

ACA has heard about it from its Members thousands of times. Now ACA is delighted to provide this simple solution—the ACA-Members/SDFCU Account, developed by ACA in cooperation with the State Department Federal Credit Union (SDFCU). ACA-Members/SDFCU Account was recently awarded the “Best International US Services Provider” at the 17th Annual International Fund & Product Awards held by International Investment Magazine. What is it? ACA has teamed up with the State Department Federal Credit Union to provide SDFCU accounts for Americans residing abroad. The ACA-Members/SDFCU account is simple to open and maintain. Member “deposits” and savings – technically “shares” – are insured by the National Credit Union Insurance Fund, in a similar way to the way bank deposits are insured by the Federal Deposit Insurance Corporation.

Want more information? Mr. Money Mustache, the Frugal Guru. Mr.

Mr. Money Mustache, the Frugal Guru

Money Mustache, the father of Mustachianism, isn’t perfect. He allows himself occasional luxuries, gets drunk now and then, and admits to two regrettable “five-to-ten-dollar mistakes” in 2015. The first was buying his ten-year-old son, Simon, a mini-Rubik’s Cube, which broke when they tried to take it apart. Junk.

The other was putting several slices of leftover mushroom pizza in the same Tupperware container as some plain slices, which Simon, citing the mushroom taint, then refused to eat. Mr. 7 More Useful Excel Sheets to Instantly Improve Your Family's Budget. Don’t kid yourself: everyone needs a budget.

7 More Useful Excel Sheets to Instantly Improve Your Family's Budget

And once you’re living as a family, it becomes even more important to track where money is coming from and where it’s going. You have responsibilities, after all! Japan Pensions - Retire Japan. How You Can Use Social Media to Save on Travel. People out there, right now, are using social media to save on travel.

How You Can Use Social Media to Save on Travel

And while it may seem too good to be true, there are easy ways for you to save some money and travel more. By keeping up with social media trends, applying for the right gigs, and knowing what social sites and apps are best, you too can fund your next adventure with ease. So, read more, save, and travel! Follow the Travel Hashtags One of the best tools to save on traveling is by following hashtags on Twitter. 7 of the Best Apps to Scan, Track, & Manage Receipts. Self-employment has many advantages, but one of the hassles of being your own boss is doing the accounts.

7 of the Best Apps to Scan, Track, & Manage Receipts

I’m lucky in that I have found an amazing accountant who effortlessly handles all of my paperwork, but she needs all my invoices and receipts meticulously organized to be able to do her job properly. This is even more important if you do everything yourself. One slip-up and the tax inspector has you in a tough spot.