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Buying a House in Cash in Your 30s: Yes, It's Possible. My wife and I paid cash for our last three homes.

Buying a House in Cash in Your 30s: Yes, It's Possible

And yes, it is nice not having a monthly payment. Welcome to Mint Sim. This Free Checking Account Means I’ll Never Pay an ATM Fee Again. I recently made a huge move — from Wisconsin to Florida — but it’s not my first.

This Free Checking Account Means I’ll Never Pay an ATM Fee Again

Before that, I had stints in Seattle, Salt Lake City and San Francisco. Plus there was a period where I didn’t have any residence at all. I bounced from city to city for about eight months via hotel rooms, couches and lots of goodwill. RingPlus Mobile. Free Wireless Internet & Phone Service. Cheap Internet Hotspots & Smart Phones - FreedomPop. Best cell phone plans & deals for 2016. Are you looking to save money in 2016? Switching your cell phone carrier can be a great way to do it! Now more than ever, you have a lot of choices when it comes to cell phone service. Consumer Reports National Research Center recently surveyed about 90,000 cell phone users and discovered that half of the respondents who switched providers cut their monthly bill by $20 or more! Affordable No Contract Phone Plans + WiFi Calling. Save big on your monthly cell phone bill. Project Fi. Twigby - Welcome to Twigby!

Prepaid Cell Phones, Unlimited Mobile Plans: StraightTalk Wireless. Prepaid Unlimited Cell Phones - No Contract Phones & Plans. Consumer Cellular Mobile. Is Buying a Duplex a Good Investment? If you buy a duplex and live in one side, you have a home, and rent coming in from the other side to help pay it.

Is Buying a Duplex a Good Investment?

Investment real estate also offers tax advantages. And what could be easier than managing a rental next door? This Flowchart Tells You When and Where to Invest Money. Pamela D.

This Flowchart Tells You When and Where to Invest Money

Maxwell/Shutterstock.com Though we all know we should be saving more money, or even investing it in stocks or something, where and how to do so remains a mystery for many of us. After necessities, should you pay down debt? How Clink Can Help You Start Investing With Just $1. Investing is intimidating, right?

How Clink Can Help You Start Investing With Just $1

If you’re anything like me, you might make excuses like “I don’t have enough money” or “The stock market isn’t safe” — and not do anything. So your money sits in a savings account — and rots. Not even earning enough interest to keep up with inflation. Sound familiar? That’s how I dealt with my money, just hoping some investment fairy would come and show me the magical ways of stocks and index funds and compound interest. But only until recently. Investing for Beginners: Here’s How to Start Small. For too long, we’ve been taught that investing is a privilege reserved for rich people.

Investing for Beginners: Here’s How to Start Small

6 Strategies to Build Your Business from the Ground Up. Money Management: How to Finally Set Your Financial Goals. Saving money is all well and good in theory.

Money Management: How to Finally Set Your Financial Goals

How to Manage Money If You Make Cash Tips. I’m willing to bet that we’ve all had the experience of getting a gift of cash — maybe $50 from a grandparent for our birthday, or $100 from a parental unit for groceries, or what have you — and opening our wallets a few days later and wondering where that cash went.

How to Manage Money If You Make Cash Tips

If you’re not paying attention, cash spends pretty darn quickly. In a blink, it seems, it’s gone. And that’s all well and good for the “windfall” cash you might get, but if you work for tips, and that cash is the bulk of your income, it’s a problem if it just *poof* disappears. Worried About Medical Bills? Here’s a Weird Way to Save. Javier Brosch/Shutterstock.com If you live in the United States, you probably already know — and have had reason to complain about — how expensive our health care system can be.

Worried About Medical Bills? Here’s a Weird Way to Save

It seems unfair that Americans can end up so deeply in debt over such an unavoidable expense. Even the simplest medical services can cost hundreds, if not thousands, of dollars. Case in point: the story of the $629 Band-Aid due to hospital fees. Or the fact that in some markets, Medicare is opting for house calls rather than traditional care. SoFi Saved This Woman $12,000 on Her Credit Card Debt. Like most of us in our early 20s, Katherine didn’t always make the best choices when it came to her finances.

SoFi Saved This Woman $12,000 on Her Credit Card Debt

After finishing her degree at Chico State, Katherine was in search of a job, a place to live — a life. So she decided to move to San Francisco, a city she’d loved visiting with her girlfriends while she was in college… and where the cost of living is legendary. Soon, she was paying $2,325 for rent alone. Before utilities. With a roommate. Open a TD Bank Checking Account and Get a Samsung Galaxy Phone. Has your phone seen better days?

Mine sure has. The only thing: I don’t want to drop the cash to buy a new one. So I was stoked to discover a way to get a brand new Samsung Galaxy S5 or S6 phone for FREE. All you have to do is sign up for a checking account with TD Bank. Here are the deets… This Guy’s Commute to Work Will Help Him Save $2K This Year. We don’t just talk about weird ways to make and save money here at The Penny Hoarder — we live them. While penny hoarding isn’t a requirement to work here, it’s hard not to pick up some frugal habits when your work focuses on them every day. So I was excited to learn our lead developer, Branndon Coelho, landed on a creative solution to save money on gas for his commute to work after he and his family relocated to join our St.

Petersburg, Florida, office. This Flowchart Tells You When and Where to Invest Money. How to Save Money Without Wasting Time: 4 Simple Steps. Ever spend a whole Sunday afternoon clipping coupons? Or maybe, like me, you’ve whiled away three hours searching for the very best deal on some fairly minor purchase. We’re Penny Hoarders, so we admire your tenacity. But like the old adage says, time is money — and it’s not going to do you much good to save one at the expense of the other.

In fact, if anything, your time is more valuable than your money: You only get 24 hours each day. This Grad Paid Off $50K in Student Loan Debt in 18 Months. Kelsey Kronmiller had a problem many college grads know too well: How are you supposed to start paying back more than $100,000 in student loans when your first job out of school pays somewhere around $30,000? Looking back on her early 20s, sharing an apartment with her then-boyfriend, she lamented, “Here I was in this committed relationship, and I realized all the things I ever wanted in life — a wedding, a house, a family — would never happen because of all the debt I was carrying.”

But Kronmiller wasn’t willing to give it all up. She told John McDermott of Mel Magazine how she paid off $50,000 in student loan debt in just 18 months. 6 Ways to Save Money and Live Like a Millionaire. Supermarket Comparison: How to Save Money on Groceries. You probably already know food is one of the biggest expenses in your budget… … and one of the most non-negotiable. Retirement Planning: What’s the Best Way to Save Money? If you’re following along, you probably understand the importance of saving for retirement by now. Could Grocery Delivery Services Help You Save Money? For a Penny Hoarder, grocery delivery service is a luxury — and not just because someone else does heavy lifting of going to the store and hauling in the bags. Like most luxuries, grocery delivery services like Peapod, Instacart and Shipt come at a cost.

9 Reasons Totally Target is One of Our Favorite Coupon Blogs. Mike Mozart under Creative Commons I’m not a particularly dedicated bargain shopper, but I do love finding deals at Target. How Clink Can Help You Start Investing With Just $1. 10 Thrift Store Shopping Secrets You Should Know. So, today we're going to talk about my favorite thing: thrift stores. As you know, I consider myself a true patron of the thrift, a master of the bargain bin.

I didn't really set out to become such a person, but when I realized that it was going to cost me thousands of dollars to decorate my house, and then realized that I had about fourteen dollars, well, I decided just to make the best of the situation. CVS to Target: 21 best loyalty rewards programs. If you consistently frequent the same drugstore, supermarket or retailer, odds are you’re enrolled in some sort of loyalty program. In fact, according to a 2014 TechnologyAdvice study, consumers are over 80 percent more inclined to shop at stores that offer these types of incentives. To help you save money, get more coupons and earn instant cash back, we’ve rounded up some of the best loyalty programs out there, from Starbucks and CVS to Safeway and Papa John’s. 10 Tips to Help You Save $1,000 by Christmas. 205 Ways to Save Money.

Best Coupons Sites 2016. How to Save Money When You’re Broke: Here’s What Worked for Me. Matt DeTurck under Creative Commons Smart financial choices today will help you save a ton of money over time. It seems obvious, right? Tips for stretching your budget and cutting back always seem to include things like skipping your morning latte, buying secondhand clothes or finding a Groupon for your next haircut. But what if you drink the office coffee, haven’t bought new clothes in 10 years and cut your hair at home?

How I Save $36,000 With This Simple Trick. 9 Creative Ways to Stretch Your Holiday Budget.