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Fait désormais partie d’Verizon Media. (Bloomberg) -- Explore what’s moving the global economy in the new season of the Stephanomics podcast.

fait désormais partie d’Verizon Media

Subscribe via Pocket Cast or iTunes. The payday-loan business was in decline. Regulators were circling, storefronts were vanishing and investors were abandoning the industry’s biggest companies en masse. And yet today, just a few years later, many of the same subprime lenders that specialized in the debt are promoting an almost equally onerous type of credit. It’s called the online installment loan, a form of debt with much longer maturities but often the same sort of crippling, triple-digit interest rates. In just a span of five years, online installment loans have gone from being a relatively niche offering to a red-hot industry.

“Installment loans are a cash cow for creditors, but a devastating cost to borrowers,” said Margot Saunders, senior counsel for the National Consumer Law Center, a nonprofit advocacy group. How to Remove Body Oil Stains and Odors From Bed Sheets. Give Your Sheets a Proper, Deep Cleaning!

How to Remove Body Oil Stains and Odors From Bed Sheets

Have you ever had a problem with getting smells or stains out of your sheets? Are you dealing with stubborn, yellowish, or dark sweat-like stains on your linens that just won't wash out? Well, I've got news for you. It's from body oil*. The natural oils that your skin produces can wreak havoc on fabric, and because it's oil, it can be tricky to wash out. The good news is, I've done the hard work for you and crafted the perfect method for getting your bed sheets super clean. *Despite what the Clorox bleach commercials tell you, "body soil" is not actually a thing.

Caring for Your Introvert. Are introverts oppressed?

Caring for Your Introvert

I would have to say so. For one thing, extroverts are overrepresented in politics, a profession in which only the garrulous are really comfortable. Look at George W. Bush. Look at Bill Clinton. 50 Ways to Make Money in 2017 That You've Never Heard Of. Disclosure: Some of the links in this post are from our sponsors.

50 Ways to Make Money in 2017 That You've Never Heard Of

We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. Ready to fatten your bank account? A global map of wind, weather, and ocean conditions. How to Take a Pregnancy Silhouette Photo (with your iPhone!) - 50 Ways to Make Money in 2016 That You've Never Heard Of. Ready to fatten your bank account?

50 Ways to Make Money in 2016 That You've Never Heard Of

We’ve found 50 ways to make a little extra this month! This post is LONG, so I recommend you bookmark it and knock out five to 10 of them a day. We’ll keep it updated throughout the month and remove/replace any that stop working. So, go challenge yourself. 32 Incredibly Useful Charts That Will TOTALLY Up Your Hair Game. Anne Lamott - HERE IS A PIECE I WROTE FOR SUNSET I... Will Racism Ever End, Will I Ever Stop Being a Nigger? - Community. By Kevin Powell, special to Utne Reader The Lord is my shepherd, I shall not want.

Will Racism Ever End, Will I Ever Stop Being a Nigger? - Community

35 Totally Random Life Hacks. I would preface these, but they’re totally random: You only need 7 hours of sleep.

35 Totally Random Life Hacks

Probably. I know I feel better with 7 than 8, or 6.Every great person in modern history has read every day. You should, too.Speaking of reading, stop reading books cover-to-cover.Listen. It’s the secret of great leadership, great marriages, apologetics, winning arguments. INTP Personality (“The Logician”) Learn from yesterday, live for today, hope for tomorrow.

INTP Personality (“The Logician”)

The important thing is not to stop questioning. The Logician personality type is fairly rare, making up only three percent of the population, which is definitely a good thing for them, as there’s nothing they’d be more unhappy about than being “common”. Logicians pride themselves on their inventiveness and creativity, their unique perspective and vigorous intellect. Usually known as the philosopher, the architect, or the dreamy professor, Logicians have been responsible for many scientific discoveries throughout history. The Unexamined Life Is Not Worth Living Logicians are known for their brilliant theories and unrelenting logic – in fact, they are considered the most logically precise of all the personality types. Start 2016 with 10 Days of Productivity. As you may already know, I plan to begin 2016 with a ten-day focus on productivity.

Start 2016 with 10 Days of Productivity

I would love to have you join me and the several thousand people who have signed up for this program I'm calling 10 Days of Productivity. (Have you heard enough already? Sign up here.) How not to say the wrong thing - latimes. (Illustration by Wes Bausmith…) When Susan had breast cancer, we heard a lot of lame remarks, but our favorite came from one of Susan's colleagues.

How not to say the wrong thing - latimes

She wanted, she needed, to visit Susan after the surgery, but Susan didn't feel like having visitors, and she said so. Her colleague's response? "This isn't just about you. " "It's not? " 5 Ways to Sexually Please Your Husband. Enough already with all these silly attempts to paint men into a corner as bumbling adolescents with a one-track mind. TV sitcoms, one-liner jokes, stand-up comedy routines and conversations at the local hair salon brim with commentary about the male sexual appetite.

How he wants it all the time. How you just have to show up naked and bring food. Now, I'm not saying sex and fun shouldn't mingle closely. Online Personal Stylists for Women. Uk.businessinsider. Konmari Checklist {FREE Printable} 32 Legitimate Ways to Make Money at Home - The Penny Hoarder. Disclosure: Some of the links in this post may be affiliate links. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. How to Stop Attacking Yourself: 9 Steps to Heal Autoimmune Disease. Inflammation is a “hot” topic in medicine. It appears connected to almost every known chronic disease—from heart disease to cancer, diabetes to obesity, autism to dementia, and even depression.

Other inflammatory diseases such as allergies, asthma, arthritis, and autoimmune disease are increasing at dramatic rates. As physicians we are trained to shut off inflammation with aspirin, anti-inflammatory medication such as Advil or Motrin, steroids, and increasingly more powerful immune suppressing medication with serious side effects. But we are not trained to find and treat the underlying causes of inflammation in chronic disease. Hidden allergens, infections, environmental toxins, an inflammatory diet, and stress are the real causes of these inflammatory conditions. How to Stop Attacking Yourself: 9 Steps to Heal Autoimmune Disease. Stay-At-Home Mom Creates Surreal Silhouettes of Her Kids Using Only Her iPhone. Stay-at-home mom Ali Jardine has amassed a huge following on Instagram, 511,000 followers, by consistently creating surreal photos on her iPhone. Originally a painter, Jardine found her true calling as an artist when she started playing with Instagram and all the other photo apps on her mobile device.

Many of her pieces are a family affair, the beautiful silhouettes you'll often find in her photos are of her daughter or son, Pippin and Gabe. Home 2014 » Heart of the Father. 20 Fabric Storage Ideas - The Scrap Shoppe. January is the month of organization! At least around here it is. How to Divide Between Soul and Spirit. 5 Items In Your Home That You Should Sell, Not Trash. Solutions for Common Issues with Stainless Steel Cookware : Recipes and Cooking. The advantage of stainless steel pots and pans lies in its versatility — it’s a workhorse that goes from a stovetop to an oven to a sink full of water for easy cleanup, all without damaging the pan.

How to Treat and Cure Stiff Neck or Shoulder to Ease The Pain. Upholstery & Carpet Stain Remover - Couponing to Disney. Iodine And The Thyroid — Worth A Second Glance. By Marcelle Pick, OB/GYN NP. This Clever Infographic Will Help You Declutter Your Entire House In Just One Month! The 4 Biggest Clutter Culprits in Your Home (And What to Do About It)

50 Things You Should Stop Buying & Start Making. How To Wash & Whiten Yellowed Pillows. 5 Life Lessons People Learn Too Late. Low Adrenal Function Symptoms. Sex Starts In The Morning. What If Your Life Is Already The Best Thing? ADHD Is Different for Women. 20 Things to Remeber If You Love Someone With ADD. Tips for Downsizing. 12 Toxic Behaviors That Push People Away From You. Communication Wheel - Missional Women. 5 Things to Never Say to a Person With Alzheimer's  A Practical Zeer Pot (evaporative cooler / non-electrical refrigerator) : Root cellar variant, and important notes about usage and limitations of the zeer pot. And that’s why you should learn to pick your battles. 5 Hurtful Phrases to Remove from Your Marriage Vocabulary - Fierce Marriage.

Tevye’s Query - Chassidic Thought. Family Toolbox. How to Raise Self-Righteous, Selfish Christian Kids. Nonprofit Administration. How to drive across the USA hitting all the major landmarks…I would love to do this some day. I wonder if there is anyone in the world that I could tolerate in a car for this long…. 11 Coolest Small Cities It's Time To Road Trip To.

33 Pictures Taken At The Right Moment. 12 DIY Solutions for Mason Jars. 3 Common Traits of Youth Who Don’t Leave the Church. Cupcakes in dollar store champagne flutes. 10 Questions to Ask Your Child about their Art - Hand Made Kids Art. 50 Things You Should Stop Buying & Start Making. 5 Things You Need to Know About Who Your Teen Is Dating. How to Store Leafy Greens. The Renegade Seamstress. I Had NO CLUE Vinegar Could Do This! Especially Not #7. Did You Know About This? The 55 Essential Movies Your Child Must See (Before Turning 13) The art of healing. 12 Reasons Why Apple Cider Vinegar Will Revolutionize Your Health. The Serious Eats Field Guide to Asian Greens. 17 Foods To Buy Once And Regrow Forever. 11 Small Florida Towns You Need To Visit. 4 places you should not swipe your debit card. 06-pieter-hugo-rwanda-portraits. Central Florida colleges offer free services or deep discounts.

DIY Cookie Basket Made From A Paper Plate. Everybody - Signed 13"x19" Poster. Outdoor Nativity Sets. Amanda and Tim Married // A Private Residence, North Carolina » The Redfield Blog.