Online Payments Misc

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Jusqu'ici absent de ce marché, Visa vient d'annoncer sa première offre de paiement de mobile à mobile (P2P). Elle est pour l'instant réservée aux Européens détenteurs de cartes bancaires Visa ou V Pay, avec des ambitions mondiales par la suite. Le fonctionnement du transfert de mobile à mobile selon Visa fonctionne de la manière suivante. http://mobilepayment.typepad.com/paiement_mobile/p2p_payment/

le paiement mobile: p2p

Accueil > Actualité économique cBanque avec AFP - Lundi 11 juillet 2011 à 17h47 - 9 commentaires Mots-clés : Banque de France , Crédit Agricole , Internet , Luxembourg Actualités sur le même sujet

Paiement sur internet : Noyer épingle le Crédit Agricole et Kwixo

http://www.cbanque.com/actu/24660/paiement-sur-internet-noyer-epingle-le-credit-agricole-et-kwixo
PayPal is gearing up to play a part in a new US identity initiative which seeks to replace multiple password and user name log-ins with an interoperable set of commercially-supplied digital identities for consumers transacting online. The Obama administration's National Strategy on Trusted Identities in Cyberspace (NSTIC) released preliminary proposals for the creation of a federated 'ID ecosystem' late Friday, following a year of intense consultation and collaboration with public and private sector stakeholders. The NSTIC strategy aims to improve upon the passwords currently used to log-in online by encouraging the creation of a digital ID marketplace where users can shop among multiple identity providers. http://www.finextra.com/news/fullstory.aspx?newsitemid=22479

PayPal to offer digital credentials to online consumers

http://techland.time.com/2011/03/28/american-express-serve-versus-paypal-whats-the-difference/

American Express ‘Serve’ Versus PayPal: What’s the Difference?

American Express has just announced “Serve,” which the company touts as “a digital payment and commerce platform that gives consumers a new way to spend, send and receive money with services that go beyond the existing global payment networks.” You set up an account online at serve.com and dump money into it from an existing bank account, credit card or from other Serve users. I took the plunge and signed up for an account—here are my initial thoughts. It’s very much like PayPal. Serve has the backing of a major financial institution in American Express, which may help some people feel more at ease whereas PayPal has always taken a “we are not a bank” stance.
http://www.digitaltrends.com/mobile/american-express-to-launch-serve-a-paypal-competitor/ PayPal’s enviable position as the go-to digital payment platform may soon be on shaky ground. According to an official announcement released this morning, credit card giant American Express has its own payment system in the works, which will take direct aim at PayPal and other emerging payment platforms. The service, dubbed Serve, will share many of PayPal’s features , including fund transfers, ATM withdrawals, and person-to-person payments. Serve users can connect their account to be funded by multiple accounts, including debit or credit cards, bank accounts or from another Serve account.

American Express to launch Serve, a PayPal competitor

Home » 10 most bizarre cheques ever written Credit: Dave Cheques are on the way out, with the Payments Council recommending that they no longer be accepted after 2018. While small business owners may be concerned, major supermarkets have already stopped accepting cheques, as debit cards and online shopping have become increasingly popular. http://www.paypoint.net/special/most-bizarre-cheques

10 most bizarre cheques ever written | PayPoint.net

http://finextra.com/News/Fullstory.aspx?newsitemid=22472

abolition of cheques ? (UK - MPs debate)

The UK's Treasury select committee is reopening its probe into plans to abolish cheques by 2018, claiming it has been "inundated with letters" from the public opposed to the move. After several years of declining popularity, in December 2009 members of the Payments Council voted to set a provisional target of 2018 for the abolition of cheques, with a review scheduled for 2016. However, the decision provoked widespread concern, with consumer groups, small businesses and charitable organisations all speaking out, prompting the Treasury Committee to launch an inquiry last February. The Committee declared itself "unconvinced" by the Payment Council's assertion that cheques are in "terminal decline" and associated claims about the cost benefits of ditching the 350 year old payment method.
http://techcrunch.com/2011/03/16/visa-unveils-paypal-like-personal-payments-service-for-u-s-consumers/

Visa Unveils PayPal-Like Personal Payments Service For U.S. Consumers

Giant retail electronic payments network operator Visa is giving PayPal a run for its money today, announcing a new service that will allows U.S. consumers to receive and send funds to any eligible Visa credit, debit or prepaid account. Now, bank customers of participating financial institutions will have the option to select a Visa account as the destination for funds when making a personal payment. Users enter the recipient’s 16-digit Visa account, email address or mobile phone number, allowing consumers to send funds directly from their bank account to a recipient’s Visa account, similar to the act of sending money on PayPal. Visa is actually working with outside company CashEdge and Fiserv to offer this service. Previously, Visa’s personal payments was offered by financial institutions outside the U.S. but the availability in in the U.S. is a big deal, considering the popularity of PayPal.
http://www.finextra.com/news/announcement.aspx?pressreleaseid=37366

WorldPay partners CellPoint Mobile on m-payments for retailers

WorldPay, one of the world's leading payment service providers for both online and Point of Sale transactions, has partnered with CellPoint Mobile, a leading provider of mobile infrastructure, retail and payment solutions, to offer retailers mobile payment services for remote transactions. The joint solution gives merchants across the globe instant capabilities to offer consumers mobile payment options using Worldpay's extensive payment processing capabilities. The new payment solution provides a secure, PCI DSS compliant, web-based program that enables 1-click remote mobile payments. Figures show that retailers have already begun to adjust to the emergence of mobile shopping. According to a recent report by Juniper Research, the mobile retail market is predicted to see an annual growth of 24% over the next four years, reaching $12 billion in 2014, further fuelled by an industry shift in the production and shipping of smartphones over traditional cellular phones.

WorldPay, CellPoint to attack £12bn mobile payments market - 1/14/2011 - Computer Weekly

Friday 14 January 2011 11:08 Mobile payments, already common in developing economies, are set to become bigger business in the developed world following the tie-up between payment service provider WorldPay and CellPoint Mobile, a provider of mobile infrastructure, retail and payment solutions to retailers. The two firms plan to make it easier for retailers to introduce mobile payment services for remote transactions. According to market analyst IMRG , online business in the UK is likely to grow from £50bn in 2009 to £123bn in 2020. http://www.computerweekly.com/news/1280094838/WorldPay-CellPoint-to-attack-12bn-mobile-payments-market

Ogone upgrades payment platform

Belgium-based online payment processing services provider Ogone Payment Services has signed agreements with a number of international banks to enable multi-national enterprises to make payments; the company has also upgraded its payments platform for its multi-national customer base. Ogone Payment Services has signed an agreement with the financial services provider Transbank of Chile to provide its customers with the ability make payments in the local Chilean currency. Furthermore, Ogone Payment Services has entered partnerships with other three companies, namely the New Zealand-based financial services company ANZ, Standard Bank of South Africa and United Overseas Bank (UOB), a financial services provider in the Pan-Asia region. Via the new partnerships, Ogone Payment Services offers multi-national businesses the opportunity to locally accept payments from Visa, MasterCard, American Express and Diners Club in those markets by using its payment platform.
Belgium-based online payment processing services provider Ogone Payment Services has received Level 1 Payment Card Industry Data Security Standard (PCI DSS) certification for the eighth consecutive year. PCI DSS compliance enables Ogone Payment Services to store, transmit or process cardholder information. Additionally, Ogone Payment Services enables merchants to store customer data on its own servers. Ogone has proved compliance through an independent audit of its physical security measures, IT environment and information policies and procedures. Level 1 PCI DSS certification is required by services providers, third party processors, payment gateways and organisations that store, transmit or process payment card information on behalf of financial institutions, payment brands, or merchants and which handle over 300,000 transactions per year.

Ogone - PCI DSS

Google Checkout still not checking out around the world | Mobile-Financial.com

Google Checkout is an interesting point in the map of Mobile Money. As with most Google products, it seems to be the answer to everything, and with the Mountain View based company behind it, why isn’t it everywhere and dwarfing other options just as Google does in search? Google Checkout was set up to take small payments for web services and other items, a central system for users and a single point of contact for developers and user. And then Google Checkout was thrown into the front line of mobile payment... the Android smartphone application store. From a technical point of view Google needed a way for people to pay for applications on their ‘free’ mobile OS, and they had their own payment system in place.

Acquires M-Com to Enhance Mobile Banking and Payments Capabilities (NASDAQ:FISV)

The companies have been partners since 2008, and hundreds of financial institutions already offer the jointly developed Mobile Money™ from Fiserv Acquisition will accelerate innovation and delivery of mobile solutions to Fiserv and M-Com clients BROOKFIELD, Wis.--(BUSINESS WIRE)-- Fiserv , Inc. (NASDAQ: FISV), the leading global provider of financial services technology solutions, today announced that it has acquired Mobile Commerce Ltd. ( M-Com ), an international mobile banking and payments provider, to enhance Fiserv's existing mobile channel capabilities. The two companies have been partners since 2008, developing and delivering Mobile Money™ from Fiserv to hundreds of financial institutions.
Danish e-business services company Tradeshift has integrated PayPal into its free e-invoicing platform for customers in the UK and the US, media outlet techcrunch.com reports. According to the source, Tradeshift is expected to enable customers to carry out direct payment of their invoices via PayPal’s system. In order to access the service, customers are required to open a PayPal Business Payments account.

Tradeshift - Payal on eIncoiving