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By Numerian Posted by Michael Collins If strategic defaults spread in part because of this new uncertainty over foreclosure and who has the title to the home, the banks and the mortgage backed securities market would be put in a dreadful position. The day in and day out cash flow expected from millions of mortgage principal and interest payments would be impacted far more than it is already, with the banks unable to access their collateral to stanch the bleeding. Insolvencies among the banks and the investors holding mortgage securities would certainly rise. Numerian
On Faith Panelists Blog: Trivia kings, but bad thinkers: understanding over facts - John Mark ReynoldsIn a Pew Forum survey released Tuesday , atheists and agnostic surpass all other groups in their knowledge of religion. How do you explain this? Educational level? That they have given more consideration to the religions they have rejected? Is knowledge of religion important? Why?
I was listening to the radio yesterday morning and I heard your interview with Beth McDonald. I have been thinking about it a lot since then and I feel compelled to share my thoughts with you. I was saddened and frustrated with your comments regarding people of faith and their perpetuation of bulling.
As that catchy TV ad reminds us: "It's the most wonderful time of the year" - Back to School! Although many parents and students are excited about the return to school, many families face the re-entry to school with dread. Some students are starting in new schools, new towns, new communities where they don't know if they will fit in or be accepted, and others are returning to familiar schools and places where they have faced bullying, sexual harassment, racial slurs or other forms of discrimination. Sadly, Focus on the Family, a conservative Christian group, is using the back-to-school time to advance their anti-gay message by taking a vocal stance opposing anti-bullying campaigns.
WHETHER prostitution is legal or not has ''little or no impact on the size of the industry'' but it does affect the health of sex workers, Australian research shows. A study of prostitution in Sydney, which has the most liberal approach; in Perth, where it is mostly outlawed; and Melbourne, which falls in between, has found a ''thriving'' sex industry in all three cities. Legal status was found to affect only the health and support services available to sex workers and the hygiene and safety standards of brothels. ''In spite of the different legal climates, each city had a thriving brothel, escort, private [call girl] sex industry plus a small street-based industry,'' a co-author Basil Donovan, from the NSW and National Centre in HIV Epidemiology and Clinical Research at the University of NSW, said.