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Jobs. Sedition | Limited edition art for your digital life. Architectural Home Design Software by Chief Architect. DIS Magazine. New logo wanted for Foot & Ankle Business Innovations | Entries. The Art Genome Project. Cap Rate Calculations Today. Lenders and investors see ROI differently. by Eric B. Garfield, CCIM, MAI Since the market crash five years ago, CCIMs and other commercial real estate professionals have been asked far too often, “What is it worth?” With a paucity of sales from which to extract investment benchmarks, many of us were limited to guesswork, mathematics, or both.

When financing was not at issue, some of us turned to mathematics to explain the market in a period without empirical transactions. The Lender’s Perspective In the 2009 article, we discussed L.W. With the return of lenders to commercial investment markets, today’s all-cash deals are giving way to leveraged transactions. The Gettel formula explains cap rates in a simplified fashion by examining a commercial real estate investment from the perspective of a bank lending committee. R = M x Rm x DCSR, whereas: R = capitalization rate; M = loan-to-value ratio (percentage of market value that is financed); DCSR = debt coverage service ratio The Difference. Commercial Real Estate Valuation and Financial Feasibility Analysis. 2013_Special_Capital_Markets_Report.pdf. How to Analyze Commercial Real Estate Deals in 4 Easy Steps.

Valuate – Commercial Real Estate Financial Analysis, Levered | A Student of the Real Estate Game. In real estate, we often do things because that’s just the way it’s done. But that doesn’t mean it’s the best or most efficient way to do things. Evolving technology and greater acceptance of tech solutions among the real estate community has created a flurry of new products. One space which hasn’t evolved much over the past few years is asset valuation.

I often spend hours in excel just to determine if a deal is worth digging in to. There’s got to be a better way! Bruce Kirsch, the visionary behind REFM, is currently overseeing the alpha release of a new investment analysis software called Valuate (early free access to the beta release will be available in mid-August). With Valuate, Bruce is hoping to solve many of the issues he and the REFM team encounter firsthand with their day-to-day consulting clients. 1. 2. 3. Can you walk us through the current state of broker marketing and asset valuation? In general, it’s gone from hardcopy and by-hand to digital and software-based. How do I maximize security for XP even after support ends? How do I maximize security for XP even after support ends? In MBAM and SuperAntiSpyware you have made two excellent choices. While OnlineArmor Firewall (OAF) is powerful it clashes with many other programs.

Years ago I found that out the hard way - I was using Avast Free Anti-virus and I added OnlineArmor Firewall and that crashed my system. I am going to quote the obviously biased manufacturers of AVG Free. "AVG AntiVirus Free not only gives you the top-quality antivirus protection and security features that you'd usually expect only from a paid product, but added privacy features for 2014 help keep your personal information safe both online and on your PC, and the new integrated File Shredder permanently deletes sensitive files to keep them from falling into the wrong hands. Add to this our Anti-Spyware Technology and WiFi Guard, and you can be sure that wherever you are, at home or on the move, we're taking your privacy seriously. " *****This last part is extremely important. Dr. C. Lowell Parsons - UCSD - World Expert on Elmiron. 7 Great Works That Inspired Geeks To Change The World. Geeks read.

Geeks read books that probe dreams, envision life on Mars, posit hyperspace, reconstruct history, remake the world and reshape the notion of what it means to be human, or even just alive. The great geek works of fiction inspire engineers, scientists and entrepreneurs to dream their biggest dreams - or at least to muster the courage to light the way toward the future. These great books deserve to be celebrated. If you haven't read all of them, you should. Neuromancer One of the most celebrated works of science fiction ever, William Gibson's 1984 novel Neuromancer, is devoid of white-collar, IBM-like engineers.

Neuromancer gave dystopia a good name. The Shockwave Rider John Brunner's fast-paced 1975 novel features, among other things, "worms" (a term Brunner coined) propagating through massive cloud-like computer systems. In The Shockwave Rider, smart people adopt various online personas in part to elude the government surveillance state. Stranger In A Strange Land I, Robot Wrong. 10 Music Services You May Not Know About—But Should. Yes, Twitter has a #music service now, and iTunes Radio is all shiny and new. But forget about them for a moment. In fact, forget about Pandora, Spotify, Rdio and Slacker. Same for Grooveshark, Vevo, Rhapsody, MOG, last.fm, Soundcloud, Deezer and Songza. While we’re at it, please—oh please—forget about listening to music on YouTube.

Just take a moment and clear your mental cache. It’s not that these services are bad. In fact, I love many of them. So whether you're simply a music junkie, or you want to enhance or supplement a service you already use, or you just love staying on the bleeding edge or relish living outside of the mainstream, take a moment to discover a few great music services. Exfm Exfm is all about creating a music feed chock full of songs you love. On the music discovery side, you can follow other people to hear what they loved and or check what’s trending to tap into the community pulse. Lisnr Rapper J. Rara Ready-made playlists and stations put together by music experts?

The Best Beaches in Costa Rica at Frommer. With more than 1,200km (750 miles) of shoreline on its Pacific and Caribbean coasts, Costa Rica offers beachgoers an embarrassment of riches. Santa Rosa National Park: If you really want to get away from it all, the beaches here in the northwest corner of Costa Rica are a good bet. You'll have to four-wheel-drive or hike 13km (8 miles) from the central ranger station to reach them. And once there, you'll find only the most basic of camping facilities: outhouse latrines and cold-water showers.

But you'll probably have the place almost to yourself. In fact, the only time it gets crowded is in October, when thousands of olive ridley sea turtles nest in one of their yearly arribadas (arrivals).Playa Nacascolo: With silky soft white sand, this is the best stretch of beach on the Papagayo Peninsula. Note: This information was accurate when it was published, but can change without notice. Job Search. Find jobs using Indeed, the most comprehensive search engine for jobs.In a single search, Indeed offers free access to millions of jobs from thousands of company websites and job boards. From search to apply, Job Search app helps you through the entire process of finding a new job. World’s #1 Job Search- Join over 100 million job seekers each month who use Indeed- Find jobs in over 50 countries and 28 languages- Search the Indeed database of over 15 million jobs Search- Simple, fast-loading job search - Find openings in cities near you using your device’s GPS- View new jobs added since your last search and be the first to apply- Search by job title, company and location to find your dream job- Find full-time, part-time, contract, freelance and internship jobs Apply- Use your Indeed Resume to easily apply to select jobs- Create, upload or import a resume, joining Indeed’s network of over 35 million resumes- Personalize a message for each job before applying- Don’t want to apply just yet?

Peri-ocular Rejuvenation and Nose Reform with Injectables. The Art of Alloplastic Facial Contouring. Education Search. Treatment of the Aging Upper Face: A Master Class with Susan Weinkle, MD. Untitled - AM12_ONSITE_PROGRAM_final_10-1-12.pdf. Advanced Live Patient Workshop on Fillers: NASHA. Single treatments that have lasting effects: some thoughts on the antidepressant effects of ketamine and botulinum toxin and the anxiolytic effect of psilocybin.

Researchers: Shocks to the brain boost math skills. Fillers and Neurotoxins Video Channel. The Mueller muscle. Surgical Facial Rejuvenation: A Road Map to Safe and Reliable Outcomes. Surgical Facial Rejuvenation: A Road Map to Safe and Reliable Outcomes. Fractora™ Firm » We Love Skin. What Is Fractora Firm? Fractora Firm uses radio-frequency advancements to provide optimal skin contraction in the deep layers of your skin. Radio-frequency energy will stimulate the formation of new collagen and contract the layers of your skin for an improved appearance in the skin’s surface. How does Fractora Firm Work? Fractora Firm uses radio-frequency energy deep in the skin to ensure that no area is under or over treated, thereby maximizing results and ensuring consistent outcomes. Who Is Fractora Firm For? Individuals who are looking for a non-invasive and natural looking approach to skin tone, texture irregularities and lifting can benefit from Fractora Firm.

What Areas Can Be Treated? On the face, Fractora Firm can treat sagging skin on the entire face or the lack of definition in certain areas like the forehead, crows feet, upper eyelids, lower eyelids, nasolabial folds, jowls, smile lines and neck. Will It Hurt? How Many Sessions Are Required? [Infographic] Google's 200 Ranking Factors. There’s no doubt that Google’s algorithm is more complex — and volatile — than ever. The days where SEO was all about meta tags and backlinks is long gone. Google now uses at least 200 ranking factors in their algorithm, including social signals, user-interaction signals, and trust.

If you’d like a bird’s eye view of these factors, then this infographic by Entrepreneur.com and Backlinko may give you some much needed perspective. The piece covers all of the known 200 ranking signals that Google uses to rank sites and pages. Either way, I’m sure you’ll learn something new (even if you’re an industry veteran). Having said that, enjoy this excellent infographic. Which ones will you implement into your business? What is twitter? How it can improve SEO results. By: Vikas Bhasin | Posted On: May 14, 2013 | Comments: 1 Share inShare0 Twitter a great SEO Magnet Unlike facebook twitter is a social networking site which offers micro blogging service and social network service which allows the user to send and receive upto 140 character based text messages.

These messages are known as TWEETS. Twitter was launched in July 2006 by Jack Dorsey. Twitter avails you the opportunity to read tweets even as unregistered users while you can post tweets through the website interface, SMS, or a range of apps for mobile devices only as registered users. Some basic terms of twitter before you start tweeting: @ – The symbol is a way of referring to another Twitter user. How it can help in your digital profile and better SEO for your website?

Having a presence of twitter could be very helpful for building your digital profile and can give better SEO results for your website. 10 Twitter SEO Tips – CyberBlog. If you run a search on a topic followed by the word ‘Twitter’ or ‘tweet,’ search engines such as Google are beginning to incorporate results from one of the largest social networking sites, Twitter. With 65 millions tweets per day, it’s essential to take advantage of Twitter in your arsenal of internet marketing strategies.

Here are top 10 tips on leveraging SEO for your brand or company’s Twitter platform. 1. Your Twitter handle. A Twitter ‘handle,’ simply put, is your username on Twitter. 2. 3. 4. 5. 6. 7. 8. 9. 10. Written By: Jaszver Bauzon SourceImage. SEO based twitter handle. How To Optimize Twitter: Be Real, Profiles, RT, Hashtags & More. Twitter loves me, Twitter loves me not. Getting found and heard on Twitter isn’t as easy as the early days.

Back then you could hang out and easily meet people at what was referred to as the largest online cocktail party. Today you can still mix and mingle with top influencers, but the party is getting bigger and the saturation level is getting murkier. Twopchart’s latest figures, and countdown chart, show Twitter growing at a rate of around 11 accounts per second and reaching 500 million registered users this month. Why is Twitter winning the social media race as the “go to” platform for breaking news and influencing others whether you are a top tier journalist, celebrity, brand or personality? Simplicity and Visibility Twitter’s popularity rose out of its simplicity. Twitter is also winning in visibility. How can a brand best optimize with the times and stay in the tweet game without losing time and money? Keep it Real Optimizing the Twitter Profile Tweet Structure Example: Hashtag Tips.

Yesware | Email for Salespeople. Track Emails. Email Templates. Sync to CRM. Forbes.com. Grow with Email Marketing from Constant Contact. Orthopaedics & Traumatology: Surgery & Research - The Valenti technique in the treatment of hallux rigidus. Open Archive Summary Introduction Metatarsophalangeal joint osteoarthritis of the great toe (hallux rigidus) is a frequent condition for which numerous surgical techniques have been proposed. The most used ones are cheilectomy and arthrodesis. Materials and methods We conducted a retrospective analysis of a continuous group of 32 patients (41 cases) presenting hallux rigidus and treated using the Valenti technique from November 1999 to July 2004. Results Twenty-four patients (32 cases) were reviewed and evaluated with a mean follow-up of 5.5 years. Discussion The numerous techniques proposed achieve comparable results both in terms of pain relief and functional result but each one has its own limitations.

Conclusion The arthrectomy described by Valenti is a highly reproducible intervention. Level of clinical evidence: Level IV. Keywords Metatarsophalangeal joint osteoarthritis; Hallux rigidus; Cheilectomy; Arthrodesis Introduction Material and methods Patients Table 1. Full-size table. The Valenti Procedure for Hallux Limitus/Rigidus. Surviving the Deductible Reset in 2012: How to Collect Deductibles and Improve Self Pay Collections | Kareo. At the beginning of each calendar year, medical groups feel the impact of deductibles on their bottom line unless they implement “best practices” for self pay collections. Medical practices will have even more self pay patients in 2012 and the deductible category is the fastest growing portion of self pay. This is a result of the number of patients selecting high deductible health plans without the ability to pay their deductible – thus resulting in patients who are underinsured. Patient collections are labor intensive and expensive – much more than collecting from insurance companies.

This makes it even more critical to collect what you can at the time of service. I have read that there are two factors that motivate patients to pay: 1) Make it easy for them to pay, and 2) They have to know that there are consequences for not paying. When are patients more motivated to pay? Front end staff must be trained and become comfortable asking for payments. Security software showdown! 9 antivirus suites empirically tested. If you’re like a lot of people, when it comes time to renew your security software, you may ask yourself, “Do I really need to upgrade to the latest version?”

The answer is yes. Keeping up-to-date is generally a good idea, as new threats surface constantly. And if you value mobile security or use a social network, this year’s crop of security suites is worth paying attention to. An increasing number of security suites now feature special tools to help protect you on social networks—a growing target for spammers, scammers, and other parties who want to get at your personal information. For example, Trend Micro’s Titanium Internet Security suite comes with a handy tool that highlights any possible areas of concern involving your Facebook privacy settings. If you own a smartphone or tablet, or both, the security class of 2013 has some new tools for you.

In addition, Windows 8 has changed the way security software makers design their programs. Here are the suites we tested. 1. 2. 3. 4. 5. Turn your flash drive into a portable PC survival kit. Antivirus software reviews, how to advice, and news. The Best Antivirus for 2013. OpenDNS or GoogleDNS or which one? Confirmed – Google’s Public DNS Now Performs DNSSEC Validation For ALL Queries By Default. Google. The Easiest Way To Pay Your Employees | ZenPayroll - Delightful Payroll. Gnc. Sleepyti.me bedtime calculator. Save paper & ink printing only what you want « PrintWhatYouLike.com.

Photo editor online - Pixlr.com edit image. About IFTTT. Can I Stream.It?: Search Netflix, Hulu, Google Play, iTunes, and more, for movies to stream instantly, rent, and buy. Animoto - Make & Share Beautiful Videos Online. Explore - see where you can go for how much. Discovery on the iPhone. Watch Live TV Online | Aereo. Devour.com | Videos Worth Watching.