microcredit
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Microcredit - Wikipedia, the free encyclopedia
This article is specific to small loans. For financial services to the poor, see Microfinance .
Kiva Microfunds (commonly known by its domain name, Kiva.org ) is a 501(c)(3) non-profit organization [ 2 ] that allows people to lend money via the internet to people in developing countries through Kiva's 145 partner microfinance institutions, which Kiva calls field partners. [ 3 ] Kiva includes personal stories of each person who needs a loan because they want their lenders to connect with their entrepreneurs on a human level [ 4 ] Kiva itself does not collect any interest on the loans it facilitates. It is purely supported by grants, loans, and donations from its users, corporations, and national institutions. [ 5 ] Kiva is headquartered in San Francisco , California . [ edit ] Lending process
Kiva (organization) - Wikipedia, the free encyclopedia
Grameen Bank Credit Delivary means taking credit to the very poor in their villages by means of the essential elements of the Grameen credit delivery system. establishing clearly the eligibility criteria for selection of targeted clientele and adopting practical measures to screen out those who do not meet them Borrowers are organized into small homogeneous groups.
Grameen Bank | Banking for the poor - Credit Delivery System
Grameen Bank | Banking for the poor - What is Microcredit
The word "microcredit" did not exist before the seventies.
Grameen Bank | Banking for the poor - Three C's of Credit
Character: means how a person has handled past debt obligations: From credit history and personal background, honesty and reliability of the borrower to pay credit debts is determined. Capacity: means how much debt a borrower can comfortably handle.This is where the target community forms an 'association' through which various microfinance (and other) activities are initiated. Such activities may include savings. Associations or groups can be composed of youth, or women; they can form around political/religious/cultural issues; can create support structures for microenterprises and other work-based issues.
Et un exposé d'éco tout fait! :D Qui a dit qu'internet était une source à éviter??! Merci! by Elrring Peace Mar 1