If you're a Plumber, What Sort of Insurance Do You Need? If you spend all day fixing leaks and digging drains, Plumbing Insurance is probably the last thing on your mind. But it's an important consideration. Here at GoGet Insurance, we specialise in Plumbing Insurance and know the ins and outs of the policies and covers you might need, along with the exposures your business faces. Three essential covers to consider when organising your Plumbing Insurance are Public Liability, Income Protection and Tools Insurance. Public Liability Insurance is the most important policy and should be the first one you look at when setting up your Plumbing Insurance. Here's 5 important points to consider about Public Liability Insurance: 1. Ensure any policy you purchase includes Products Liability. 2. Standard Public Liability excesses for Plumbing Insurance typically vary between $500 and $1,000, depending on your business size and turnover. 3.
With Plumbing Insurance, it's important to have these two things updated at least once a year. 4. 5. Covering All the Bases with Handyman Insurance. Looking for a top quality yet affordable Handyman Insurance from a company that offers great service? It can be hard to tell the difference between the cheap and nasty versus the good value and great protection out there in the insurance marketplace. Everyone’s vying for your business, and they all have the best product, the best price or the best service. Rarely do they have all three. Here at GoGet, we think we’ve got all bases covered, particularly when it comes to Handyman Insurance.
Here’s why. 1. Top Quality Products Our GoGet Insurance policies have been specifically designed with tradies in mind and are backed by the strength of QBE Insurance. 2. Our policies are affordable and can be paid annually to save on hassle, or by interest-free monthly instalments. 3. We think these three points make GoGet Insurance pretty handy when it comes to organising Handyman Insurance.
Our simple two-step process will get you started, and you’ll have premiums at your fingertips in seconds. Save. We Understand Tradies Insurance and You Will Too. Understand the Need of Tools Insurance as a Tradie. Tools Insurance is an important cover for all tradesmen to consider. There’s often a lot of chatter on the job site about it – ‘It’s expensive, but worth it’‘It’s doesn’t cover you properly’‘It worked well for me’‘You have to list everything’ It’s hard to know what’s right and wrong, and harder yet to determine who provides the best level of cover.
The fact is; tools insurance doesn’t cover everything. There needs to be a balance between a cover that is affordable yet provides a level of cover that provides the protection a Tradie needs. Here are the important parts to focus on with tools insurance: • Ask yourself – if you suffered a total loss today – a theft or a transit accident – could you still trade tomorrow? • Read the PDS. . • Keep receipts, manuals, and take photos of your tools. Visit GoGet Insurance for a fast, simple and quality tools insurance quotation today, with no obligation to purchase – Proof Of Ownership: Tool Insurance Cover. March 20, 2018 Tool insurance cover is often viewed as an optional cover for tradies. It’s something that’s nice to have, but costs a few dollars and isn’t a necessity – unlike Public Liability Insurance, for example. While that’s technically true – insurance policies, broadly speaking, are products that you choose to purchase or not – some are becoming more important to have than others.
Tool insurance cover is one of those. Theft of tradies tools has increased significantly over the past few years, as statistics in this article from Allianz highlights. There’s even a Facebook page dedicated to finding stolen tools. Here at Go Get Insurance, one stumbling point we commonly come across with claims on tool insurance cover is the onus on policyholders to provide proof of ownership. It’s an important aspect of the coverage that many people don’t talk about until crunch time, which is reactive at that point. So what exactly does proof of ownership mean? Most people think of receipts. Plasterers Insurance Australia: Public Liability | Injury & Illness. Plasterers Insurance for Plasterers in Australia at Go Get Insurance Plasterers Insurance Australia: Public Liability We always hear that plasterers work the hardest. Longer hours, tougher work, lots of lifting, reaching and stretching. Being in the thick of things, you guys can often have lots of other trades hanging around you while completing your job.
Protecting your assets with Public and Products Liability Insurance is extremely important for this very reason. Go Get has a range of plasterers insurance, including Public Liability, designed to protect you, so if you’re backed into a corner, you can get back to the cornice without having to worry. Cracks and Fractures: Protect Yourself with Injury & Illness The next question is – what if you get injured; who pays the bills? When looking for plasterer insurance, you should seriously consider Injury & Illness cover to protect yourself and your family against these very things.
Tools and Stock for plasterers insurance Australia. Why You Need Tradesman Tool Insurance. You’ve heard about Tradesman Tool Insurance and you’ve heard it’s expensive. Too expensive considering what your tools are worth. If something happens to them – damaged in a car crash, stolen from the garage overnight – well, you’ll deal with it then. Probably time for an upgrade by that point anyway. This is a common attitude. Here’s the question to really think over, keeping all of those above valid points in mind, ask yourself: if all of your tools were stolen tonight, how would it impact your trading tomorrow, for the next week, for the next month?
If you’ve got some savings or a generous relative, then perhaps that upgrade you mentioned is on the cards. Consider Tradesman Tool Insurance as a trusty backstop protecting your business trading should the unlikely occur. Like this: Like Loading... The Importance of Buying Public Liability Insurance. What is Income Protection Cover, and How it Can Assist You? - GoGet Insurance.
How To Nail Carpenters Insurance. December 26, 2017 When you spend your days heading up the big jobs, toiling away in the blistering hot Australian heat, going at it hammer and nail, insurance is probably the last thing on your mind. While you carpenters might be deft at framing, don’t let yourself get framed if an accident occurs and you wind up nailed down to a claim scenario. That’ll knock the froth off your Friday arvo tin. Carpenters insurance—and tradies insurance in general—can be a minefield if you don’t know what to look for. Here at Go Get Insurance, we make it simple to organise the basics of your carpenters insurance. Public Liability Insurance The cornerstone of any tradies insurance is Public Liability Insurance, and with good reason. This cover protects you against accusations of negligence from third parties where they claim you’ve damaged their property or caused them personal injury. That’s why this cover comes in at number 1. Injury And Illness Insurance Tools Insurance Is That It?
Gardeners Insurance in Australia at GoGet Insurance. Gardeners Insurance for Gardeners in Australia They call you a green thumb, but in reality, your hands are dirtier than most. The gardens you maintain, lawns you mow, hedges you trim and weeds you pull make things look a million bucks when the day’s done. But what happens when something goes wrong? It might be a small accident, or something much more serious, but the last thing you want is for it to cost you a million bucks.
Insurance for gardeners is extremely important. Public and Products Liability is a type of gardeners insurance that you shouldn’t trade without. This might seem like an extreme scenario, but these things do happen, and you can’t stop someone from suing you for damages if they believe you’ve caused them injury, or damaged their property. Public and Products Liability Insurance protects you in these instances, and that’s why no gardener should trade without it.
Income Protection gardeners insurance Australia Fixated on your Fiskars? 3 Things Public Liability Insurance Won’t Cover | Go Get Insurance. December 18, 2017 We’ve all read the puff pieces about public liability insurance online, how it’s indispensable for every tradie and they shouldn’t operate without it. And while that’s true, no one touches on what it doesn’t cover. As always, we’ve gone the other way here at Go Get Insurance. So rather than spruiking a type of policy in an attempt to get you to buy our product (which coincidentally is great, by the way), let’s take a look at 3 things public liability insurances don’t commonly cover. Faulty Workmanship It’s important to remember that public liability insurances cover third party damages. For example, a carpenter fixes a balustrade, and then it becomes dislodged and falls, damaging the wall and staircase below. So it’s important to remember what this cover is designed for, and not to cut corners just because you have public and products liability insurance in place.
Professional Advice For A Separate Fee Material Damage Fire could burn it down, storm damage could ruin it. Painters Insurance in Australia – GoGet Insurance. Painters Insurance for Painters in Australia You’ve been looking for painters insurance, and it all looks the same. But you know better than anyone, when you sand back that surface, there’s often a lot of holes that need patching before you can apply that first coat. Insurance is the same; we call the holes ‘fine print’. Looks can be deceiving, and while it’s your job to make things look good, you want to know the insurance you’re paying for will do its job when you need it.
When it comes to painter insurance, consider Go Get Insurance your policy filler; we’ve been working with painters and decorators for years, and understand the trade. First Strokes for Painters Insurance in Australia Public and Products Liability is your first port of call – it’s your base coat, your ceiling white, your roller and your tray. This policy responds to property damage or personal injury that a third party accuses you of causing while doing your job. I’m fine with cutting in, but what if I’m cut or ill? Insurance for Window Cleaners & Cleaning Business. Cleaners & Window Cleaners Insurance for Window Cleaners & Cleaning Businesses You keep everything shining and sparkling; if it wasn’t for you, we wouldn’t see out of our homes and offices, or walk our halls without falling over our own mess. Everyone wants to see that you have insurance, and it seems a pretty straight forward thing to sort out as it comes up.
What’s the worst that could happen – you knock over a vase maybe, or scratch some glass? Believe it or not, Window Cleaners and General Cleaners are one of the most important trades when it comes to knowing the ins and outs of insurance – particularly Public and Products Liability. You can’t be expected to know all of this with a business to run, and often working longer hours into the evenings than most other trades; who has the time? Public and Products Liability insurance for cleaners As a cleaner, you may think that causing property damage to the amount of 5, 10, or 20 million dollars is impossible.
Shopping Around for Tradesman Insurance Quotes? | Go Get Insurance. December 23, 2016 While it mightn’t be the most enjoyable exercise you do this week, shopping around for Tradesman Insurance Quotes is an important one, nevertheless. You want to do it once and do it right. When organising Tradesman Insurance Quotes, there’s 3 main things most people consider: PriceCoverageService Most companies selling insurance policies will focus heavily on the first point – after all, the bottom line is the bottom line. The next two points, however, while not the initial focus of most shoppers, are the most important points when you have a claim. The last question anyone asks at this time is ‘how much was my premium again?’
They usually ask if they’re covered and make their judgements on the subsequent service they receive from there. It’s important to factor this in when looking at your Tradesman Insurance Quotes. A company with a cheap price and nothing else will likely provide little support in the event of a claim. Points to consider when assessing cover and service: Insurance for Electricians in Australia. Electricians Insurance for Electricians in Australia You’re a sparky, and probably one of the brighter sparks on the job site, but when it comes to electrician insurance, what do you need to know? You’ve probably heard of the nuts and bolts – Public Liability, Injury & Illness, and Tools Insurance – but what about the finer details? The internal wiring and the switches – the stuff that you do day-to-day; at Go Get Insurance, we do the same thing with electricians insurance every day. Public & Products Liability insurance for electricians Any property damage or personal injury that you cause a third party, or they accuse you of causing; that’s what this policy responds to.
Your job is an important one – you bring the power, the lights, and often a lot of the appliances and functionality. Problems with wiring can cause fires, electrocutions, surges, fusions and a host of other secondary issues. Welding and Heat Work Restrictions and Exclusions Queensland and Tasmania electricians insurance. Carpentry Insurance | Carpenters Insurance Australia. Carpenters Carpentry Insurance in Australia You’re a chippy – what insurance do you need to know about and how does it relate to your job specifically? There are lots of carpenters insurance options out there, and a quick search on the web uncovers a lot of results, all saying the same thing; we’re the best, we’re the cheapest, and we know carpenter insurance better than anyone else. Unfortunately, it usually stops there, with no further information until you sign up. They send you a Product Disclosure Statement (PDS) and you have to sift through the fine print to find what’s actually relevant to your trade.
Here at Go Get Insurance, while we always recommend that you read and understand your insurance policy, we thought it might be handy to point out some real word examples that show what carpentry insurance you might need, and why it’s so important. What do I need to know about carpenters insurance in Australia? Public Liability Products Liability Injury & Illness Tools and Stock Insurance. Plumbing Insurance: Get Insurance for Plumbers in Australia. Plumbers Plumbing Insurance in Australia You’re a Plumber and Gasfitter; what things do you need to watch out for? When it comes to insurance for plumbers, there are certainly a few areas to be mindful of when comparing quotes and policies. Here’s a few to think about: Public and Product Liability Insurance When searching for Public Liability plumbing insurance, ensure the policy includes Product Liability. This covers damage or injury arising from your completed work, and for plumbers, this is particularly important.
Water damage claims often occur weeks, months, and sometimes years after a job has been completed. Merely defending an accusation of negligence like this in court could well cost you $30,000, so it’s important to get a Public and Products Liability Insurance that pays your defence costs to settle these things. Are you a Plumber in Victoria? A now a couple of special plumbing insurance points that you’ll usually find in the ‘fine print’… Welding and Hot Works Drainage, anyone? Bring Home The Bacon – 2 Ways Tradies Can Protect Their Income | Go Get Insurance. Trade Insurance Australia: Public Liability, Tools & Income Protection. Business Tools Insurance Online Australia | Cover Your Tools. Self Employed Public Liability & Income Protection Insurance. On the Lookout for Carpenters Insurance?
Best Injury & Illness Insurance Policy, Australia – Compare Now. Insurance for the Hardest Trade. Articles.org. Builders Warranty Insurance Services – Risk Coverage Policy Available. How to Find the Perfect Public Liability Insurance for Tradesmen. A Pair of Essentials for Plasterers Insurance. Harden Up – Insurance for Concretors. We Understand Tradies Insurance and You Will Too. All you Need to Know About an Income Protection Insurance Policy - GoGet Insurance. GoGet Insurance Offers Excellent Plumbers Insurance. How to Compare Tradesman Insurance and find the Experts | Goget Insurance. Are you Looking for Plasterers Insurance Policies? Green Thumbs Up for Gardener Insurance: gogetinsurance. GoGet Insurance - gogetinsuranceaus. Gardeners Insurance in Australia at GoGet Insurance. LiveLeak.com - Save Money and Time on Tools Insurance with GoGet. Painters Insurance in Australia – GoGet Insurance. Top Tips for Tool Cover Insurance.
GoGet Insurance. Insurance for Window Cleaners & Cleaning Business. Understand the Need of Tools Insurance as a Tradie: gogetinsurance. Finding the Perfect Trades Insurance Policy - GoGet Insurance. Covering All the Bases with Handyman Insurance. Business Insurance in Australia at Best Premiums. Insurance for Electricians in Australia. Business Tools Insurance Australia - Cover Your Tools Onli… | Flickr. Carpentry Insurance | Carpenters Insurance Australia. GoGet Insurance - Download - 4shared - goget insurance. On the Lookout for Carpenters Insurance? GoGet - Tradies Insurance Public Liability, Tools & Income Protection PowerPoint presentation | free to download - id: 80193d-MTkyY.
Plumbing Insurance: Get Insurance for Plumbers in Australia. All you Need to Know About an Income Protection Insurance Policy - GoGet Insurance. Public Liability, Tools & Income Protection from GoGet Insurance. Trade Insurance Australia: Public Liability, Tools & Income Protection. GoGet Insurance: Public Liability, Tools & Income Protection. Public Liability Insurance Companies – How to Tell Between the Good and the Bad. Business Tools Insurance Online Australia | Cover Your Tools. The Importance of Buying Public Liability Insurance. Finding the Right Builders Public Liability Insurance. Public Liability. Plumbers. Income Protection. Why You Need Tradesman Tool Insurance.
What is Income Protection Cover, and How it Can Assist You? - GoGet Insurance. Roofing Contractors. Public Liability. Understanding the Importance of Insurance for Trademen. The Difference between Business Contents and Business Tools Insurance. How to Compare Tradesman Insurance and find the Experts | Goget Insurance. Why do you Need Public Liability Insurance? - GoGet Insurance. How Income protection Insurance can help you | Goget Insurance. Income Protection. Tool Insurance for Tradies. Tilers. Tradesman Public Liability & Tools Insurance Brokers. GoGet - Tradies Insurance Public Liability, Tools & Income Protection. Income Protection. GoGet Insurance - Blog. GoGet - Tradies Insurance: Public Liability, Tools & Income Protection.
Tools & Income Protection from GoGet. Tradesmen Insurance Australia | Public Liability | Tools.