About us - The Banking Association South Africa. The Banking Association South Africa (BASA) advances the interests of the industry with its regulators, legislators and stakeholders, to make banking sustainable, profitable and better able contribute to the social and economic development and transformation of the country. As the national association of domestic and international banks operating in South Africa, BASA: Advocates the views of the banks on legislation, regulation, and social and economic issues that affect the industry. As an industry association which represents those banks licenced to operate in South Africa, BASA is not able to resolve customer complaints involving its members. Individual complaints about banking products and services can be referred to the Ombudsman for Banking Services.
Small Business Banking. Business & Commercial Banking Services | UMB Bank. Latest Banking Industry News & Analysis | Business Insider. 2022 banking industry outlook. Coauthors Val Srinivas, Jill Gregorie, Richa Wadhwani, Samia Hazuria, Abhinav Chauhan, Rob Bradley and contributing analyst Shivalik Srivastav wish to thank the following Deloitte client services professionals for their insights and contributions: Zach Aron, principal, Deloitte Consulting LLP Scott Baret, partner, Deloitte & Touche LLP Robert Contri, principal, Global Financial Services Industry leader, Deloitte Services LP Peter Firth, managing director, Deloitte Touche Tohmatsu Rob Galaski, vice chair & managing partner, Financial Services, Deloitte Canada Sylvia Gentzsch, senior manager, Deloitte GmbH Edna Kamara, managing director, Deloitte Services LP Howard Kaplan, partner, Deloitte & Touche LLP Jean-Francois Lagasse, managing partner & Financial Services industry leader, Deloitte Switzerland Taryn Mason, senior consultant, Deloitte Canada David Myers, partner, Deloitte Touche Tohmatsu Raman Rai, partner, Deloitte Canada Neil Tomlinson, partner, Deloitte MCS Limited Economics Talent Technology.
McKinsey’s Global Banking Annual Review. Banks will need to become more resilient and reinvent their business models to ride out the current volatile period and achieve long-term growth and profitability. By Miklos Dietz, Attila Kincses, Archana Seshadrinathan, and Dee Yang First the pandemic, and now inflation, war, rising interest rates, supply chain disruption, and more: for banks globally, the combination of macroeconomic volatility and geopolitical disruption in 2022 overturned many assumptions and ended more than a decade of relative stability.
One thing didn’t change, however: valuations. Banks overall continue to trade at a steep discount to other sectors, a reflection of the fact—confirmed once again in 2022—that more than half of the world’s banks earn less than their cost of equity. At a time of growing corporate and government commitments to reduce greenhouse-gas emissions, we also shine a spotlight on sustainable finance, a much-discussed theme in banking. Macroeconomic shock. Geography is a key factor. Geography 1. Major banks analysis. An analysis of the major South Africa banks’ result for the period ended 30 June 2019 reveals a picture of a domestic economy under stress in a low-growth environment and constrained as a result of a slow pace of structural reforms. This challenging picture is further coloured by multiple global economic headwinds and a macroeconomic context that remains complex and fraught with forecast risk.
As is well understood, banks are, by virtue of their roles as financial intermediaries, sensitive to stresses in the domestic economy and the broader global economic context. Current lackluster economic conditions translated into heightened credit risk and subdued client activity across all customer segments during the period, and contributed to earnings pressure over 1H19, particularly in relation to the major banks’ local operations. Retail Banking Insights | Financial Services | Financial Services. The Banking Association South Africa. Statistics - South African Reserve Bank. Banking sector data - South African Reserve Bank. Banking in 2050: How big will the emerging markets get? PwC. Future of Insurance, exploring the drivers of change for the insurance industry An introduction to the Project Blue framework.