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BankerVision: Getting good at breaking things
In a post over at BankWatch, Colin writes that banks should expect a round of disruptive innovation after present market turbulence settles. As he says, "there is always someone able to do it better and cheaper". Clayton Christensen would now argue, were he here on this blog, that as incumbent companies are unable to disrupt themselves, all this innovation will come from outside the walls of traditional banks.Richard Branson se lance dans le credit en P2P : le "bankin
Warning : file_get_contents(http://174.129.227.73/error.php?Erick Schonfeld is a technology journalist and the former Editor in Chief of TechCrunch. At TechCrunch, he oversaw the editorial content of the site, helped to program the Disrupt conferences and CrunchUps, produced TCTV shows, and wrote daily for the blog. He joined TechCrunch as Co-Editor in 2007, and helped take it from a popular blog to a thriving... → Learn More Despite sub-prime loan worries rocking the economy, peer-to-peer loans are gaining some traction. You’d think loans between individuals would be much riskier than loans from a bank, but it turns out that individuals can be more risk averse than banks when it comes to lending out money.

