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We are in the midst of a great revolution in the payments space: anyone with a phone can now accept credit cards; online-to-offline commerce is allowing online payment for offline purchase and significant friction is being removed from the consumer purchase experience thanks to mobile. All of this innovation (read: competition), combined with government intervention, means that payment fees are falling, threatening revenue streams for incumbents and startups alike in the payments space. But a broader opportunity exists: using the data of payments to build a more valuable, more defensible business model, one not dependent on fees.
Before I lose you, let me inspire you.
A new visualization by travel writer Osman Khan charts the “Evolution of Western Dance Music,” tracing music through time and space from Africa and the Caribbean through the development of the Blues, Jazz, Funk, Disco, and, well, you know the story. <img alt="Evolution of Western Dance" src="http://radar.oreilly.com/2011/11/04/1111-music-viz.png" width="580" style="margin-bottom: 15px" />
“It is a truth universally acknowledged that a single man in possession of a good fortune must be in want of a wife.” That’s the famous opening line of one of the best-loved novels in English literature, Jane Austen’s “ Pride and Prejudice .”
Do you plan to attend 2014 FIFA World Cup or 2016 Olympic Games in Rio de Janeiro? If so, the city is already getting ready to welcome you.
Unsure about embracing IT consumerization at your company?
E-books are already a fraught subject for many readers, writers, publishers and designers, but children's e-books are even more so.