Taking the Mystery Out of Retirement Planning. Printer Friendly Version | en español Table Of Contents This online version of Taking The Mystery Out Of Retirement Planning includes interactive worksheets that you complete as you read each chapter. You can download the fully illustrated 62-page Adobe PDF narrative or call toll free 1.866.444.3272 to order copies. Planning For A Lifetime It's not going to be your parents' retirement - rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many Americans, retiring in this new century is a mystery. If you are one of those people who want to plan - and are about 10 to 15 years from the day you retire - this booklet is for you.
Opportunities to take courses, start a new career, and become a volunteer can make your future an adventure. The whole retirement scene has changed and many American workers find it a mystery. Time On Your Side Getting started today will help you put time on your side. Take your time. Chapter 1 - Tracking Down Today's Money. Your Retirement Plan. Retirement Plan Ideas | Planning for Retirement | Retiring Options. Retirement Planning and Savings Plans - Retirement Calculator - Money Magazine. One do-it-yourself option is to use an online portfolio analysis tool. Plug in the tickers of all your investments, from stocks in your taxable account to the mutual funds in your 401(k). Money If you're looking for a steady payout you can count on throughout retirement, a plain-vanilla immediate annuity is an option worth considering. You hear the expression "take money off the table" a lot in the investing world, but what you should really be focusing on is maintaining the mix of stocks and bonds that's right for you.
While investing in bonds may not give you the biggest returns, they can help cushion the blow to your nest egg should stocks take a hit as you're nearing retirement. IRS rulings not clear -- make sure your plan distributor and tax professional are agree with the rollover. Step one is to avoid stashing that cash in individual stocks. Your benefits will change in name only starting with the month you reach full retirement age, IRS Retirement.