Elaine C. Smith
Farnese Insurance Brokers Fort Saskatchewan. Did you know that insurance companies in Sherwood Park experience an increase in home and auto insurance claims around the holidays?
While Christmas is a time for family and friends, traditions, and gift-giving, unfortunately, the season also comes with an increased risk of theft, house fires, and road collisions. While home and auto insurance is essential all year round, we detail five of the top benefits of having adequate coverage this holiday. 1. Protects you on the road During this time of year, we would typically speak on travel insurance benefits and how to prepare your home while you’re away on vacation.
What Is Auto Insurance Comprehensive Coverage? Understanding the components of your auto insurance policy is an important step to ensuring that you’re adequately protected from legal and financial liability in the event of an accident.
In this article, we detail what’s included in auto insurance comprehensive coverage and whether or not you need it for your vehicle. What Is Auto Insurance Comprehensive Coverage? 5 Factors that Affect Car Insurance Rates. You may be wondering how car insurance companies calculate your monthly premium or why your monthly payments have suddenly increased.
3 Types of Car Insurance Coverage Explained. There are various types of car insurance coverage available on a car insurance policy and a range of price options to choose from.
The better you understand the components of your policy, the easier it is to find the best-priced car insurance to protect you and your loved ones. Among the different options, there are 3 key coverages to be familiar with: 1. Liability Coverage Liability coverage is mandatory and all drivers must have this insurance on their policy by law. 2. 5 Benefits of Vehicle Insurance. With vehicle insurance being mandatory in Alberta, it can be easy to overlook the benefits of having this type of coverage.
For some drivers, it becomes an added expense in their budget. All things considered, vehicle insurance that offers complete protection is an investment. Whether you’re shopping for a new auto insurance policy in Sherwood Park or you’re looking into additional coverage, here are a few examples of the benefits that car insurance brings to you. 1. Customer Support If you’ve ever been in a car accident, you already know the extensive process of filing a claim, acquiring a rental vehicle if needed, and going through the next steps to have repairs completed.
The last thing you want during a stressful time is to go through the process on your own to have your issues resolved. 2. What do Business Owners Want to Know about Cannabis Insurance? The cannabis business is a rapidly growing sector that presents a unique set of challenges.
As a newly legalized industry with changing regulations, many business owners are presented with the risk of purchasing substandard cannabis insurance policies. In this article, we address some important information that business owners need to know when looking for the right insurance coverage. In Canada, cannabis insurance is available where medical and recreational cannabis is legal. Every business typically has a set of insurance policies to mitigate and transfer risk. For cannabis companies, we recommend the following coverages as a basis for any cannabis insurance policy. • General Liability • Product Liability • Commercial Property Insurance • Workers’ Compensation • Business Income Coverage General Liability Coverage This coverage protects your business assets from claims that involve injury or property damage that occur on your property.
What is Farm Insurance? Farming is a business and, as a business, you will need insurance to protect you against major events that lead to loss or damage.
When it comes to farm insurance, every farm has unique needs and varying jobs to consider. Some of the factors include the cost and type of machinery, the amount of livestock, and possible loss of income from perils. In this article, we provide more information about the different coverages available for farm insurance. Affordable Car Insurance. The amount of your car insurance premium is dependent on a number of factors, including the make, model, and year of your car as well as your driving record, how often you drive, where you live, and the coverage you choose.
Car Insurance for New Drivers. New drivers under the age of 25 are considered “high risk”, which means higher-than-average premiums on car insurance.
While there is no way to bypass this statistic, there are a few ways to help you save on new driver insurance and keep the cost down. When it comes to young drivers, there really is no such thing as cheap insurance for new drivers. However, a highly experienced insurance broker can help young drivers find the best deal. 5 Steps to Getting the Best Prices in Car Insurance. 4 Reasons to Consider Usage-Based Car Insurance. Usage-based car insurance or "pay as you drive" insurance is transforming the auto insurance industry.
With usage-based policies, premiums are determined by an individual's driving habits using a special device installed in your car or via a mobile phone app. GPS technology tracks your driving frequency and distance, while an accelerometer assesses your responsibility as a driver, including rapid-breaking and rapid acceleration. Essentially, it holds the driver accountable for their own rates.