Tarek El Diwany. Introducing the Money Reform Party. In February 2005 Anne Belsey proposed that there should be a Money Reform Party (MRP) in the UK. The Party was officially created in August 2005. Prior to creating the MRP, Anne had been involved for many years with LETSystems, but she concluded after much deliberation and research that LETS did not answer all of her concerns about the environment, rising debt and world wide economic problems.
The idea of Money Reform is not new, although it has been discussed more intensively in the past. The idea of creating a political party was new. It is a small party, but the number of members are growing and with that the awareness and open debates about money are increasing. The Money Reform party is registered with the Electoral Commission and has a constitution. If you agree with our aims please join the party. "Never doubt that a small group of thoughtful committed citizens can change the world. AMI (American Monetary Institute) - Monetary Reform and Solutions to the Financial Crisis. Amacolorpamphlet.pdf (application/pdf Object) Alaska Permanent Fund. The Alaska Permanent Fund is a constitutionally established permanent fund managed by a state-owned corporation, the Alaska Permanent Fund Corporation (APFC).[1] The fund was established in Alaska in 1976[2] by Article 9, Section 15 of the Alaska State Constitution[3] under Governor Jay Hammond.
From February 1976 until April 1980, the Department of Revenue Treasury Division managed the state's Permanent Fund assets, until, in 1980, the Alaska State Legislature created the APFC.[4] Shortly after the oil from Alaska’s North Slope began flowing to market through the Trans-Alaska Pipeline System, the Permanent Fund was created by an amendment to the Alaska Constitution. It was designed to be an investment where at least 25% of the oil money would be put into a dedicated fund for future generations, who would no longer have oil as a resource.[5] This does not mean the fund is solely funded by oil revenue.
Alaska Permanent Fund Corporation[edit] Board of Trustees[edit] (A) felony; or. Dandelion Salad. WIR Bank. WIR Bank logo The WIR Bank, formerly the Swiss Economic Circle (GER: Wirtschaftsring-Genossenschaft), or WIR, is an independent complementary currency system in Switzerland that serves businesses in hospitality, construction, manufacturing, retail and professional services. WIR issues and manages a private currency, called the WIR Franc, which is used, in combination with Swiss Franc to generate dual-currency transactions. The WIR Franc is an electronic currency reflected in clients' trade accounts and there is no paper money. The use of this currency results in increased sales, cash flow and profits for a qualified participant. WIR has perfected the system by creating a credit system which issues credit, in WIR Francs, to its members.
WIR was founded in 1934 by businessmen Werner Zimmermann and Paul Enz as a result of currency shortages and global financial instability. Although WIR started with only 16 members, today it has grown to include 62,000. References[edit] External links[edit] New Economies/Banking/ Social Lending/SRI. Alternative Banking | Activity. Ethical banking. An ethical bank, also known as a social, alternative, civic, or sustainable bank, is a bank concerned with the social and environmental impacts of its investments and loans. Ethical banks are part of a larger societal movement, called "Banktivism," which calls for a move towards more social and environmental responsibility in the financial sector.
This movement includes: ethical investment, socially responsible investment, corporate social responsibility, and is also related to such movements as the fair trade movement, ethical consumerism, etc. The most notable association for ethical banking is the Global Alliance for Banking on Values. Increasingly, the practice of ethical banking, or banktivism, is being taught and supported within university business schools. History[edit] Historically banks have been viewed solely as financial institutions, which should concern themselves with all things financial. Some businesses externalize costs onto the environment and society. Discussion[edit] Alternative Banking.
So, do you need a bank to bank? Do you have to get a loan from a bank or credit union? Do you need to have branch access in order to have a good banking experience? Can you get the best rates without a branch? The Branchless Bank Internet banking is not just online banking, it’s becoming a new service model. Peer to Peer Lending Some people have figured out that with the right tools, they can lend out money and make some interest on it. Money Management Tools Tools like Quicken and Money have been around forever, but new players have entered the market.
Credit unions and traditional bank alternatives. Checking and savings accounts are not the exclusive domain of banks. They are also offered by some non-bank businesses. Here are three of the most common: Credit unions Credit unions operate much like banks, and deposits in member credit unions are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
The key difference is this: Credit unions are nonprofit, member-owned cooperatives whose members share something in common, such as a labor union, college alumni association, employer, or community. Members' immediate family may also be allowed to join. Since credit unions return profits to their members, interest rates for savings and checking accounts at credit unions tend to be higher than at commercial banks, while fees and minimums tend to be lower.
To learn whether you are eligible to join a credit union, or to locate a credit union near you, visit the Credit Union National Association or call 800-356-9655. Money market mutual funds. Wanted: alternative banking system. The global scale of the current crisis represents a novel problem for civil society and NGOs which have challenged the dominant form of globalisation. To prevent a return to business as usual, civil society efforts against financial liberalisation internationally must now find common cause with the grass-roots movement of local investment and financial alternatives on their doorstep and together capture the collective imagination about what went wrong and what needs to be done. In the UK, financial alternatives to failed banks include non-profit models of local lending and banking such as credit unions and community development finance institutions (CDFIs), modelled on Southern microfinance as lenders to individuals and small businesses in disadvantaged communities.
They also include more familiar entities such as the Post Office and mutual building societies that have endured despite political hostility and regulatory neglect. In 2008 this increased at a rate of 65 per cent. Occupy Wall Street: Alternative Banking: The Commons concept note | Carne Ross. This note was shared with members of the OWS working group on Alternative Banking today: The Commons: A Good Bank 112411 draft This note has been prepared by the alternative banking working group of the Occupy Wall Street (OWS) movement. The note is for discussion with the OWS movement and more broadly. The purpose of this note is to describe the characteristics of an ideal bank that embodies the values of the OWS movement. None of these features is new, and many are already evident in credit unions, community banks and “mutuals”. Democratic – all customers would own the bank, and have an equal say in its governance, regardless of the amount of money in their accounts.
In establishing the bank, the principles embodied in the characteristics outlined above should be followed as much as possible (“the means are the ends”). New York City. The Occupy Wall Street bank. Meet the Financial Wizards Working With Occupy Wall Street. Cathy O'Neil, a participant in the Alternative Banking GroupJosh Harkinson High up in a Manhattan conference room on Sunday, a group of investment gurus discussed Occupy Wall Street. Should they support a set of tough-sounding financial reforms just proposed on the campaign trail by presidential candidate Jon Huntsman? Or was it reasonable to demand even deeper reforms? "This isn't enough," argued Cathy O'Neil, a former hedge fund quant who organizes the group, a branch of Occupy Wall Street known as the Alternative Banking Group.
She proposed that the gathering of financial experts come up with improvements to Huntsman's plan and present them to Occupy Wall Street's General Assembly. Another OWS supporter, whose day job involves consulting for private equity firms, looked up from his laptop and smiled. "That's an excellent idea!
" The Alternative Banking Group's meetings can get contentious. O'Neil sees the group's diverse views as one of its biggest strengths. Carne Ross.