Darcy Bergen grew up in Canada and moved to New Zealand with his parents for 4 years. His father started a church there.
Financial Planning During a Pandemic, Explored by Darcy Bergen. The Downtime from the Pandemic Can Be Used to Explore Life Insurance Policies The uptick in social media posts has shown that many people are bored.
Netflix, Hulu, and other TV streaming sites have seen more activity as well. Investor and life insurance agent Darcy Bergen has recommended that people use their downtime to do some financial planning. Darcy Bergen Explains Social Security Benefits - Darcy Bergen. We’ve Heard About Social Security Benefits All Of Our Lives – But What Are They?
Experienced Financial Professional, Darcy Bergen Gives A Simple Overview Darcy Bergen Knows About The Nuances Of Social Security Benefits Social Security is simply that, a way that the government provides for the security of the people who need it the most in our society. However, there are a lot of nuances involved in who exactly is the most needy in our society. Social Security is a simple idea with complex applications.
Will Social Security Exist In Forty Years? Expert Darcy Bergen Weighs In. Here’s What You Need To Know About The Future Of Social Security: Darcy Bergen’s Thoughts The number of Americans who will qualify for social security is increasing rapidly*, and the funds available are expected to be depleted rapidly, and the fund has been paying more than it takes in recently.
If this trend continues, social security will not be able to pay recipients 100% of their benefit as early as 2034 unless something changes. What does that mean for Americans who have been paying into social security over the course of their careers, but won’t hit retirement age until after these social security funding concerns arise. Here’s what finance expert Darcy Bergen thinks will happen. Darcy Bergen knows that most Americans aren’t relying on social security – in fact, only 43%* Americans have confidence that social security will be around for the long haul. Darcy Bergen Shares Five Practical Money Moves To Make In Your Thirties To Set You Up For Retirement. Press release content from NewMediaWire.
The AP news staff was not involved in its creation. Darcy Bergen: Bonds/ Publicly Traded Stocks Retirees Should Consider. Darcy Bergen is a financial professional who has helped retirees manage their retirement portfolios and stay consistently healthy financially.
The details of the importance of bonds and securities are critical for any retiree to understand as they can often provide them the best chance of obtaining greater financial security as they age. Darcy Bergen Examines the Importance of Bonds and Investments As a financial advisor with years of experience helping retirees, Darcy Bergen fully understands the different ways that retirees can enhance their portfolio and retire successfully. He believes that it is essential that seniors of all ages understand the different ways that they can retire with confidence and believes that bonds provide one of the best methods for this purpose.
He also believes that retirees should seek out bonds and securities as a way of avoiding late-life work situations. Darcy Bergen Talks About the Future of Social Security. Press release content from NewMediaWire.
The AP news staff was not involved in its creation. Web Presence, LLCOctober 13, 2020 GMT Peoria, AZ - ( NewMediaWire ) - October 13, 2020 - Many workers are worried about the future of Social Security. Everyone has to pay into the Social Security System, but some foresee a future in which the benefits will not be there. Why More People Want to Retire Early, According to Darcy Bergen. Peoria, AZ - ( NewMediaWire ) - September 22, 2020 - The average age to retire is 62 in the United States.
However, research is showing that more people want to retire between the ages of 55 and 65.* Darcy Bergen, a financial planner in Arizona, explores why more people are looking to retire earlier. One of the reasons Darcy Bergen states that people want to retire earlier has to do with being burned out from the job. People who work in high-stress jobs want to get out as soon as they can. By the time they reach their mid-50s, the idea of retirement looks better and better.
Additionally, many people are ready to retire once their youngest leaves the house. Darcy Bergen Explains Retirement Savings Can Start at Any Age. Young and Old Alike Can Save for Retirement, Darcy Bergen Advises You’ve probably seen projections that estimate anywhere from 60 to 90 percent of your current income may be needed as your retirement income.
This approach, while simple, may give you an unrealistic idea of what you potentially might need.* Darcy Bergen of Bergen Financial Group recommends that you look at your current expenses and decide which of those are expected to remain after you retire to get a more accurate account of what you may need. Depending on a person’s lifestyle and how much a person makes, it can take a significant amount of time to plan accordingly, even when factoring in interest rates.
Darcy Bergen: Possible Retirement Surprises Seniors Should Plan For. Financial Advisor Darcy Bergen discusses possible retirement surprises everyone should understand when planning for retirement.
Darcy Bergen is an esteemed financial advisor with experience in tactical money management, life insurance, social security planning, and income planning for retirement. He has helped countless people create effective retirement plans and continues to do so through his company, Bergen Financial. Darcy Bergen Talks About the Pros and Cons of a Traditional 401k. Darcy Bergen PEORIA, AZ, UNITED STATES, September 14, 2020 /EINPresswire.com/ -- Darcy Bergen of Bergen Financial Group discusses 401k pros and cons with members and prospective investors.
He wants such people to know exactly what they're getting into if they choose to save for retirement that way. Darcy Bergen wants prospective 401k accountholders to know that there are ups and downs of signing up for traditional 401k accounts. These are some of the pros and cons he talks about. The Pros of a 401k According to Darcy Bergen Massive Tax Reductions Darcy Bergen wants consumers to know that a traditional 401k plan can benefit them greatly during tax season. Free Money From the Employer Darcy Bergen says that one of the most favorable aspects of staring a 401k account is that many employers offer matching contributions. Low-Interest Loans Darcy Bergen points out the low-interest loans as being another positive aspect of 401k account ownership. The New Age of Retirement According to Darcy Bergen. How People Are Retiring Later Because of Insufficient Planning, According to Darcy Bergen According to AARP, the full retirement age has increased from 65 to 66.
It will be incrementally increased over the next few years to 67. In many instances, people aren’t retiring until 70 or older, either, because of insufficient money in their retirement funds. Darcy Bergen, a financial planner in Arizona, discusses why retirement ages are fluctuating. For many years, people planned to retire at 65. Darcy Bergen identifies that many people are having to wait longer because they don’t have enough money set aside. Although many Baby Boomers are going to be retiring at the age of 70 or older, the millennial generation has a different plan. Darcy Bergen Explains the Benefits of an IRA. Press release content from NewMediaWire. The AP news staff was not involved in its creation. Peoria, AZ - ( NewMediaWire ) - August 28, 2020 - Opening an IRA account comes with a variety of benefits. While there are different types of IRAs available, it’s important to explore why one should open one.
Darcy Bergen Recommends Retirement Income Planning. Darcy Bergen PEORIA, AZ, UNITED STATES, July 29, 2020 /EINPresswire.com/ -- Individuals and Couples Should Consider Making Time to Plan for Retirement Income While the average age of retirement in the United States is 59.88 years old, many are still working to earn some kind of income past the age of 65*. Further, statistics from the American Association of Geographers (AGG) estimate that many are planning on living on Social Security benefits.
Darcy Bergen: Tips for Millennials to Create the Best Plan for Their Retirement. When people are dealing with their day-to-day lives it is difficult to think forward. Darcy Bergen explains how to prepare for retirement. PEORIA, AZ, UNITED STATES, May 21, 2020 /EINPresswire.com/ -- Right now when we are smack dab in the middle of a pandemic, the last thing you may be thinking about is how to plan for your retirement. Darcy Bergen Highlights 4 Key Attributes of the CARES Act for Consumers.
Darcy Bergen, CEO of Bergen Financial Group, explains four key measures of the CARES Act for consumers PEORIA, AZ, UNITED STATES, May 12, 2020 /EINPresswire.com/ -- Amid the coronavirus pandemic, COVID-19, everyone and every business has had to make concessions. For instance, some small businesses have shuttered, many large businesses have furloughed employees, most schools have closed, and lenders have extended special repayment terms. On March 27, 2020, the federal government passed the Coronavirus Aid, Relief, and Economic Security act to provide sweeping support to consumers and businesses alike.
The CARES Act introduced a range of different measures to address the economic fallout. Darcy Bergen Discusses the Benefits of Taking a Retirement Planning Class. Darcy Bergen: Tips for Millennials to Create the Best Plan for Their Retirement. Darcy Bergen Highlights 4 Key Attributes of the CARES Act for Consumers. Darcy Bergen Talks About the Benefits of Working at Home After Retirement. PEORIA, AZ, UNITED STATES, May 9, 2020 /EINPresswire.com/ -- When Social Security raised their retirement age, record-breaking numbers of Americans said they plan to work even after retirement.
While this may come as bad news for some, Darcy Bergen says it's all in how you look at it. From his point of view and from talking to many of his clients, working beyond your retirement years isn't such a bad thing. It's even become the choice of those who have the opportunity to not work at all after they retire. Darcy Bergen Talks About the 10 Things You Need to Consider Before You Retire. Darcy Bergen Talks About 7 Social Security Secrets You’ll Want to Know. PEORIA, AZ, UNITED STATES, April 3, 2020 /EINPresswire.com/ -- If you haven’t kept up with the changes in Social Security over the years and you’re nearing retirement age, you’re going to want to learn all you can about what you’re entitled to upon retiring.
Following are some tips Darcy Bergen talks about that you need to know in order to make the right decision for you and your family regarding your Social Security benefits. Be Sure to Max Out Your Lifetime Credits As of this writing, Darcy Bergen says Social Security requires you to have 40-lifetime work credits to qualify for benefits. You can earn a maximum of four per year, and the benefits are based on your income for the year. In 2020, for example, one-lifetime work credit would come from $1,410 of earned income, so a full year’s worth of credits would be $1,410 x 4 = $5,640. You Can Change Your Mind Darcy Bergen says if you start drawing Social Security and later change your mind, all is not lost. You just read: News Provided By. Darcy Bergen Offers Tips for Finding the Best Financial Advisor. Darcy Bergen Discusses What Young Americans Should Know About Social Security Benefits in 2020.
Start Planning for Retirement Now: Darcy Bergen Shares Retirement Tips for Young Adults. Darcy Bergen Shares How a Life Insurance Policy Can Be Helpful for Retirement. Mar 27, 2020 4:00 PM ET iCrowd Newswire - Mar 27, 2020. Do You Think About Retirement? Darcy Bergen Shares Questions to Keep in Mind.