5. FINANCIAL

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Personal finance expert Subramaniam lists six essential financial statements that we all can easily and must make. http://bighow.com/news/six-important-financial-statements-everyone-should-maintain

six important financial statements everyone should maintain - bighow news

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Financial Freedom

3 Steps to Creating & Enjoying the Wealth You Deserve http://www.tonyrobbins.com/financial-freedom/index.php

3 Best Places to Stash Your Cash - CBS MoneyWatch.com

I'm a big proponent of keeping cash working hard rather than turning it over to the financial services industry and settling for the almost 0.00 percent APY they'll pay. If you're looking to achieve a greater return on your money as well, here are the three best places I've found to keep your cash working hard, along with a comparison of what might work better for you. All are backed by the US Government, which I happen to think is still worth something. http://www.cbsnews.com/8301-505123_162-37743203/3-best-places-to-stash-your-cash/
http://www.vertex42.com/ExcelTemplates/personal-budget-spreadsheet.html

Personal Budget Spreadsheet Template for Excel

If you've just entered the real world as a newly independent adult, or you've been spending more than you can afford, it's time to figure out a budget.
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