PayPal gains new rival as competition heats up in offline payment race. Reuters PayPal, the online payments company owned by eBay Inc, just got a new rival in the race to develop a mobile payment service that can be used in physical stores. Boku Inc, a big online mobile payments company backed by venture capital firms including Andreessen Horowitz and Benchmark Capital, unveiled a new service on Thursday that lets people pay with any mobile phone anywhere credit cards are accepted. Boku already provides carrier billing through about 230 wireless carriers, including AT&T Inc, Vodafone Group Plc and Verizon Communications Inc in more than 60 countries.
This service lets people pay with their mobile number and get the transactions charged to their monthly phone bill. Carrier billing is typically limited to smaller online purchases, either through personal computers or within mobile phone apps. Boku's new platform, called Boku Accounts, allows purchases in physical stores, a much bigger market. PayPal’s Don Kingsborough: In-store payment is ours to lose.
Don Kingsborough could have called it quits. The man who founded Worlds of Wonder Toys, famous for Teddy Ruxpin and helping lead the introduction of Nintendo in the U.S., and the former president of of consumer products at Atari, was just winding down his time last year at Blackhawk Network, a pre-paid card company that he had sold to supermarket Safeway. With his options expiring, he decided to sell and contemplated retirement. But then PayPal came calling, and Kingsborough couldn’t resist the opportunity to make one more big stab at shaking up the retail world.
Kingsborough joined PayPal in March 2011 as VP for retail and prepaid products, heading up PayPal’s efforts to launch an in-store payment system. In his first extensive interview since joining PayPal, Kingsborough said he wasn’t just interested in extending his career; he saw a huge chance to fundamentally change the way people shopped in retail stores as digitalization moved payments beyond cash and credit.
What it takes to win. PayPal s'attaque au commerce traditionnel, Actualités. PayPal et ses expérimentations. PayPal: Mobile payments and location-based offers go hand-in-hand. As we have been reporting, PayPal is gearing up to launch an in-store payment system that will compete with Google Wallet, Isis, Square and others. But the company isn’t just building out a point-of-sale transaction network. It’s looking to engage consumers well before they set foot in a store. Walt Doyle, the CEO of WHERE, which was acquired by PayPal last year, said that will be a key battleground in mobile payments, pulling in consumers off the street.
WHERE, which operates a location-based ad network, will be used as a way for merchants and retailers to engage consumers with deals and offers and lure them into stores, where they can check out using PayPal’s upcoming payment system. Doyle told me in an interview that the system will make mobile payments interesting to both consumers and merchants. “If you only enforce payments without content advertising or offers, it’s simply not compelling from the acceptance side or from the consumer side,” Doyle said. Why PayPal and BILLSAFE are a perfect match in Germany. PayPal débarque dans le commerce "en dur" PayPal pas intéressé par le NFC... Vraiment ? PayPal fait décidément beaucoup parler d'elle ces temps-ci (j'espère ne pas vous lasser d'y revenir sans cesse) et le lancement récent de Google Wallet n'y est certainement pas étranger.
Le sujet du jour est justement celui de la technologie NFC de paiement sans contact sur mobile, qui constitue le cœur de la solution de Google et qu'eBay et sa filiale se délectent à dénigrer. Mais les apparences peuvent être trompeuses... Commençons par analyser les critiques de PayPal vis-à-vis de son (potentiel) concurrent et du paiement sur mobile sans contact en général. La première d'entre elles est classique et je l'ai déjà moi-même maintes fois soulignée : l'équipement des commerçants est encore marginal et la rareté des téléphones embarquant la technologie NFC en limite l'adoption par les consommateurs, ces deux facteurs se renforçant mutuellement pour ralentir la progression.
Face à ces freins, quelle est la stratégie de PayPal ? EBay’s PayPal Counts on Its 103 Million Users to Target Groupon. Dec. 14 (Bloomberg) -- EBay Inc.’s PayPal business, aiming to challenge Groupon Inc. and LivingSocial.com in the market for online daily deals, plans to start offering coupons tailored to users’ buying habits and mobile-phone locations. The company will make its first foray into mobile deals in the first quarter of 2012, partnering with some of the top 200 U.S. merchants, PayPal President Scott Thompson said. PayPal is chasing a daily coupon market that may more than double to $4.17 billion by 2015, according to research firm BIA/Kelsey. Thompson said PayPal can use its knowledge about customers’ preferences to do coupons better than LivingSocial and Groupon with targeted offers that arrive on users’ smartphones as they’re passing stores.
By moving into deals, PayPal can seek to make more money from its 103 million members, helping it close in on a goal of revenue as high as $7 billion by 2013, compared with $3.4 billion in 2010. Market Leaders ‘Counterpunch’ Mobile Wallet Taking on Visa. Pour Paypal, le futur du paiement est dans le cloud. Pour le directeur de l'innovation de Paypal, le futur du paiement n'est ni mobile, ni sans contact . Hébergé dans le cloud, il s'accommodera de quasiment n'importe quel support. Le directeur de l'innovation de Paypal, John Lunn, fait face à une vitre qui tient lieu de vitrine de magasin. Son smartphone en main, il rentre le code inscrit sur cette fausse devanture.
Et la voilà qui se transforme en écran sur lequel s'affichent des hologrammes d'articles vendus dans la boutique. S'il était un client véritable, ne lui resterait plus qu'à venir le chercher plus tard ou à se le faire livrer. La facture Paypal Né en 1998 aux Etats-Unis, PayPal est un service de paiement en ligne, qui héberge une fois pour toutes et de façon sécurisée les coordonnées bancaires de ses utilisateurs, ce qui leur évite ensuite de les saisir à chaque nouvelle transaction. "Le paiement du futur, ce n'est pas le paiement mobile, ni même le NFC (Near field communication), résume John Lunn. Commerce physique : le plan d'attaque de Paypal.