Moyens de paiement

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http://www.forbes.com/sites/bruceupbin/2012/03/01/the-credit-card-is-the-new-app-platform/

The Credit Card Is The New App Platform - Forbes

This is a guest post written by Reid Hoffman , Ali Rosenthal and James Slavet from Greylock Partners . Credit and debit cards are ubiquitous, but they’re mostly pretty dumb.
Following its recent raise of $2 million in seed funding, the still invite-only mobile payments startup Zipmark is today announcing the launch of its developer program and API. http://techcrunch.com/2012/02/21/to-modernize-the-checkbook-zipmark-launches-developer-platform-for-mobile-payments/

To Modernize The Checkbook, Zipmark Launches Developer Platform For Mobile Payments | TechCrunch

http://gigaom.com/2012/01/26/mastercard-starts-piloting-qkr-mobile-payment-app/

MasterCard starts piloting QkR mobile payment app — Tech News and Analysis

MasterCard isn’t standing by while rivals such as Visa and American Express move forward with their own wallet apps. The credit card company is rolling out the first trial of its QkR mobile application, a mobile payment app that allows people to interact and initiate payments via QR codes, NFC tags and other technologies. MasterCard is working with Australian cinema chain Hoyts and Commonwealth Bank on the first pilot of its QkR app (pronounced quicker), which I first wrote about in September.
Card.io, the toolkit for mobile app developers which lets users pay for items by holding their credit card up to the phone’s camera, is today launching a consumer-facing app. http://techcrunch.com/2012/01/19/no-more-swiping-card-io-launches-new-consumer-app-developer-tools-which-see-your-credit-card/

No More Swiping: Card.io Launches New Consumer App, Developer Tools Which “See” Your Credit Card | TechCrunch

http://techcrunch.com/2012/01/12/digital-payments-innovator-jumio-raises-25-5-million/

Digital Payments Innovator Jumio Raises $25.5 Million | TechCrunch

Kicking off the new year with a fresh wad of cash: according to an SEC filing, mobile and online payments startup Jumio has raised $25.5 million in funding on top of the $6.5 million it raised from Facebook co-founder Eduardo Saverin – and others – back in March 2011. Jumio confirmed the financing round but declined to provide more details (which investors participated and what they plan to use the additional capital for) at this time.
Look at any typical receipt and you would have a hard time understanding most of it. Batch numbers, RRN, Terminal Id, Merchant #, and other random pieces of numbers and letters. In most cases the product name is not even recognizable and the merchant name is broadly defined. http://tekfin.com/2011/11/14/the-receipt-revolution/

The receipt revolution! | Tekfin

http://www.marketing-professionnel.fr/chiffre/comment-augmenter-ventes-e-commerce-etude-moyens-de-paiement-alternatifs-201112.html Les Moyens de Paiement Alternatifs sont tous les modes de paiement autres que les moyens de paiement traditionnels (cartes bancaires, chèques, prélèvements et virements). Une étude réalisée par ADN’co pour Limonetik montre que les Moyens de Paiement Alternatifs, préexistants dans le commerce physique, se développent en ligne avec la généralisation du e-commerce et la diversification des pratiques d’achat.

Etude : les moyens de paiement alternatifs - Marketing Professionnel

Payment Processing 101

The use of cash and checks is declining in favour of electronic payments (credit card, debit, bank to bank transfers, etc). In the US alone, cash use is expected to drop by approximately $200B over the next five years. The growth of electronic payments makes it important to understand how credit card processing works. http://www.payfirma.com/blog/payment-processing-101
The payments market is changing at lightspeed. Startups are launching new services and incumbants are paying attention. Three key trends that are driving a good portion of the changes are: http://www.payfirma.com/blog/payments-ecosystem-online-in-store-mobile-payments-market

Payments Ecosystem: Online, In-Store, and Mobile Payments Market

Intuit has made an interesting move today with its mobile credit card reader GoPayment reader.

Intuit GoPayment Now Allows Merchants To Receive Money On A Prepaid Visa Card | TechCrunch

Google Wallet

Brèves : Boursorama, First Direct, AmEx, Generali, SEQR

L'actualité récente a encore été riche d'annonces dans le secteur des paiements sur mobile mais les "vraies" nouveautés se font malgré tout plus rares, ce qui est probablement le signe d'une maturité (enfin) proche.

CaixaWallet revisite la carte bancaire virtuelle

Lancé en France en 2002, le service " e-carte bleue " n'a pas évolué depuis lors et il ne semble pas fortement promu par les banques malgré la croissance de la fraude en ligne.
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